Experience

Chola Mandalam Finance

• India
• Banking
• 200 - 300 Employee

• Credit Executive

  • Feb 2019 - Present

  Detail oriented Auto Finance Manager excellent at meeting customer expectations and resolving issues in a timely professional manner. Skilled at tracking customer balances approving loan applications and verifying customer information. Specialize in establishing productive relationships with customers seeking financing options. • Solid knowledge of financing procedures and credit options within the Auto loan industry. • Ability to offer a variety of financing options to customers. • Arranged financing and reviewed required documents to determine approval/rejection. • Verified customer information including income information and signature. • Tracked daily sales and generated activity and productivity reports.



HDB Financial Services Ltd.

• India
• Financial Services
• 700 & Above Employee

• Branch Operation Executive

  • Feb 2018 - Jan 2019

  In charge of the branch operations and managing client relationships for the branch with accountability for day to day operations as well as personnel management. Strategically involved in the expansion of the branch with growth target of 10% year over year. Key Responsibilities included: • Managed Audit team (Revenue Exchange and Consumer loans/Auto Loans) • Developed the Investment portfolio of the HDB financial and lead the sales of investment-savings products • Exceeded sales goals, including 150% of goal for 2018 • Accountable for making change, withdrawal and deposit transactions, assisting customers with loan payments, and responding to the queries



Tata Motors Limited - Commercial Vehicles

• Motor Vehicle Manufacturing
• 700 & Above Employee

• Branch Operation Executive

  • Apr 2012 - Jan 2018

  Business professional with a track record of management success and self-motivated accomplishments. Accustomed to handling sensitive, confidential records. Consistently met or exceed goal expectations. • Worked in Auto Loan Department for documentation. • Evaluate, authorize or recommend approval of automobiles loans. • Advise borrowers on financial status and methods of payments. • Included auto loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.



Muthoot Finance Ltd. - India

• Financial Services
• 700 & Above Employee

• Assistant Account Manager

  • May 2011 - Mar 2012

  • Managed Gold loan department with extensive knowledge of Gold Ornaments. • Planned, budgeted, and supervised engagements related to Gold Loan. • Developed and implemented client service program, which expanded small-to-medium client base 35% • Communicated with other banks to processed wire payments ensuring accurate customer and account information • Handled financial analysis and reporting of corporate finances • Managed Gold loan department with extensive knowledge of Gold Ornaments. • Planned, budgeted, and supervised engagements related to Gold Loan. • Developed and implemented client service program, which expanded small-to-medium client base 35% • Communicated with other banks to processed wire payments ensuring accurate customer and account information • Handled financial analysis and reporting of corporate finances



A.P. Securitas

• Security and Investigations
• 1 - 100 Employee

• Senior HR Custodian /Administration

  • Jul 2009 - Apr 2011

  HR Manager and Site Executive for A.P. Securitas responsible for employee and manager relations for the coaching programs valued in support of approximately 25 employees. • Contributed to the development and implementation of new policies and procedures based on corporate guidelines for HR Policies and Processes • Worked closely with management to determine staffing requirements, identified and recommended potential candidates for both facilities • Scheduled and administered pre-hire training classes for potential candidates • Conducted New Hire Orientation, Exit Interviews and Leave of Absences