Council Member & Chair of Professional Development

• Feb 2023 - Present

Director, Actuarial Services

• Jan 2023 - Present

Chief Risk Officer

• Apr 2020 - Jul 2022

I lead the AIA Malaysia's risk and compliance organisations with responsibility for 4 licensed entities (AIA Bhd, AIA Public Takaful, AIA General, AIA Pensions and Asset Management), covering Enterprise Risk Management, Technology Risk Management and Compliance functions. I was also active within Group Risk & Compliance community, leading a workstream on environmental risk. I lead the AIA Malaysia's risk and compliance organisations with responsibility for 4 licensed entities (AIA Bhd, AIA Public Takaful, AIA General, AIA Pensions and Asset Management), covering Enterprise Risk Management, Technology Risk Management and Compliance functions. I was also active within Group Risk & Compliance community, leading a workstream on environmental risk.

Regional Director Of Business Development

• Oct 2018 - Mar 2020

Responsible for supporting the Regional Chief Executive in reviewing business strategies and financial performance of business units (Malaysia, Myanmar, Vietnam). Spearheaded AIA's license application in Myanmar. Supported partner engagements across local business units. Leveraged group office resources to support LBUs across wide domains (distribution channel and operational transformation, product innovation). Responsible for supporting the Regional Chief Executive in reviewing business strategies and financial performance of business units (Malaysia, Myanmar, Vietnam). Spearheaded AIA's license application in Myanmar. Supported partner engagements across local business units. Leveraged group office resources to support LBUs across wide domains (distribution channel and operational transformation, product innovation).

Director of Insurance Development

• Jul 2016 - Jun 2018

I worked on strategies and policies to develop the insurance sector in Malaysia. This included licensing and acquisitions, market structure, liberalisation of tariffs, inclusive insurance, insurtech, insurance talent development and ASEAN Insurance integration. I was involved in setting up the department, establishing a multi-disciplinary team. • Analysis of the insurance market structure in Malaysia• Assessment of applications for insurance licenses and acquisitions • Implementation of motor insurance tariffs reforms • Regulatory Sandbox for insurtech• Policy measures for inclusive insurance• Insurance sector talent development strategies, including as board member of the Malaysian Insurance Institute• Represented Malaysia at the ASEAN Insurance Regulators’ meetings and the Asian Forum for Insurance Regulators Show less

Actuary

• Aug 1999 - Jun 2016

As an Actuary in the Insurance & Takaful Supervision Department of Bank Negara Malaysia, I reviewed actuarial reports, ICAAP practices, stress tests and new product submissions. I was also involved in policy development including Risk Based Capital and the Financial Sector Blueprint 2011-2020.• Individual capital adequacy assessment process (ICAAP) for insurers, stress testing, Appointed Actuary, Managing Participating Business • Design and calibration of BNM’s Risk Based Capital, technical and governance requirements for insurance liability valuation. • IAIS Self-Assessment and Peer Review Expert Team on Solvency (encompassing Insurance Core Principles on valuation, ERM, capital and public disclosure) • BNM’s self-assessment of ICPs on valuation, ERM and capital for Financial Sector Assessment Programme by the International Monetary Fund• reviewed insurers’ reports on actuarial valuation, ICAAP practices and stress tests. The scope included basis reviews, reasonableness tests, and onsite verification of systems and processes. Show less