Experience

Open to opportunities

• Technology, Information and Internet
• 300 - 400 Employee

• Small Business Lending

  • Dec 2016 - Present



Gulf Finance

• United Arab Emirates
• Financial Services
• 1 - 100 Employee

• Cantral Region Manager

  • Jan 2013 - Nov 2016

  • Established and grew Gulf Finance’s activities in Riyadh the largest city in Saudi Arabia • Built a clientele base of 200 customers over 4 years of business operations with assets under management of $65 million • Successfully met lending budget of $29 million in first year of operation (2013) • Achieved a consecutive 35% business growth over the second and third years of operation • Monitored quality of credit presentations and ensured compliance with company policies and central bank regulations • Spearheaded partnership programs with renowned equipment and machinery dealers such as JCB, FUSO, Putzmeister and CISCO to promote GFC products • Optimized account profitability by proper pricing, structuring of facilities and cross selling • Provided necessary coaching and consulting to team members or discipline when needed Show less



AJIL Financial Services Company

• Saudi Arabia
• Financial Services
• 100 - 200 Employee

• Sr. Relationship Manager - Corporate Financing

  • May 2008 - Dec 2012

  • Originated, structured, and executed customized financial solutions to fit clients’ needs • Implemented customer segmentation approach which led to annual growth of 10% during the recession period (2008 – 2009) • Added 5 major accounts that grew revenue by 20% in volume and 12% in profitability over four years • Ensured necessary due diligence was taken to meet corporate standards • Proactively retained and deepened existing relationships through profiling and offering new financial solutions to meet clients' needs. • Acted as interim team head during positional absence • Managed $40 million loan portfolio consisting of real estate, working capital and capex loans. • Actively engaged in portfolio management through on-going credit review processes • Correspond with customers to resolve outstanding balance and maintained less than 2% delinquency rate Show less



Banque Saudi Fransi

• Banking
• 700 & Above Employee

• Relationship Officer

  • Jan 2006 - Apr 2008

  • Coordinated with Saudi Industrial Development Fund’s SME Loan Guarantee Program to refer qualified business entities to benefit from the facilities offered by the Fund • Reviewed new SME funding requests and recommend to management or decline • Accurately managed 100 credit applications per year • Monitored existing customers’ utilization of facilities and recommended upgrading, downgrading or exiting when required • Coordinated with Saudi Industrial Development Fund’s SME Loan Guarantee Program to refer qualified business entities to benefit from the facilities offered by the Fund • Reviewed new SME funding requests and recommend to management or decline • Accurately managed 100 credit applications per year • Monitored existing customers’ utilization of facilities and recommended upgrading, downgrading or exiting when required