Xiaotong (Tim) Lu

Credit Risk Manager at LendingClub
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Contact Information
us****@****om
(386) 825-5501
Location
Greater Chicago Area
Languages
  • English Professional working proficiency
  • Chinese Native or bilingual proficiency
Skills

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Bio

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Credentials

  • Passed all three levels of CFA exam
    CFA Institute

Experience

  • LendingClub
    • United States
    • Financial Services
    • 700 & Above Employee
    • Credit Risk Manager
      • Feb 2022 - Present

  • Discover Financial Services
    • United States
    • Financial Services
    • 700 & Above Employee
    • Principal - Consumer Credit Risk
      • May 2018 - Feb 2022

  • Goldman Sachs
    • United States
    • Financial Services
    • 700 & Above Employee
    • Analyst
      • Mar 2016 - May 2018

      Credit Risk Management Credit Risk Management

  • Reinsurance Group of America, Incorporated
    • United States
    • Insurance
    • 700 & Above Employee
    • Student Consultant
      • Sep 2015 - Dec 2015

    • ALM Intern
      • Sep 2015 - Dec 2015

  • Olin Business School at Washington University
    • United States
    • Higher Education
    • 100 - 200 Employee
    • Olin Finance Club MSF Representative
      • Oct 2014 - Dec 2015

      •Develop industry knowledge by attending events with finance professionals to gain insight from their previous experiences •Develop industry knowledge by attending events with finance professionals to gain insight from their previous experiences

  • NOBLE Capital Markets
    • Capital Markets
    • 1 - 100 Employee
    • Research Intern
      • May 2015 - Aug 2015

      Equity research intern for defense, telecommunication, and technology companies Equity research intern for defense, telecommunication, and technology companies

  • Wells Fargo Advisors
    • United States
    • Financial Services
    • 700 & Above Employee
    • Student Assistant
      • Jan 2015 - May 2015

  • Angel Baked Cookies
    • United States
    • Non-profit Organizations
    • 1 - 100 Employee
    • Financial Assessment Student Consultant
      • Oct 2014 - Dec 2014

      •Member of a student consulting team participating in a Program which provides pro bono business consulting to nonprofit organizations •Analyzed 3 years’ financial data to determine the cost structure of the cookie business line of the organization •Made projection in different scenarios to assess how the cookie business could sustain itself and developed corresponding marketing strategy •Member of a student consulting team participating in a Program which provides pro bono business consulting to nonprofit organizations •Analyzed 3 years’ financial data to determine the cost structure of the cookie business line of the organization •Made projection in different scenarios to assess how the cookie business could sustain itself and developed corresponding marketing strategy

Education

  • Washington University in St. Louis
    Master of Science in Finance, Quantitative Finance
    2014 - 2015
  • Hohai University
    Master of Science (M.S.), Finance, General
    2012 - 2014
  • Wuhan University
    Dual Bachelor's degree, Economics/ Mathematics
    2007 - 2011
  • No.1 Middle School Affiliated To Central China Normal University
    High School
    2004 - 2007

Community

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