Will Kim
FVP, Commercial Credit / Lending Officer at Metro City Bank- Claim this Profile
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Bio
Experience
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Metro City Bank
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Banking
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1 - 100 Employee
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FVP, Commercial Credit / Lending Officer
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Oct 2022 - Present
Greater Atlanta Area
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VP, Commercial Credit / Lending Officer
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Nov 2018 - Present
Greater Atlanta Area
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VP, Commercial Loan Portfolio Analyst / Lending Officer
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Oct 2018 - Nov 2018
Greater Atlanta Area
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AVP, Commercial Loan Portfolio Analyst / Lending Officer
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Nov 2017 - Oct 2018
Greater Atlanta Area
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AVP, Commercial Credit / Lending Officer
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Oct 2017 - Nov 2017
Greater Atlanta Area
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Commercial Credit / Lending Officer
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Nov 2014 - Oct 2017
Greater Atlanta Area Underwriting and closing secured and unsecured Commercial, SBA, and USDA loans in accordance with established lending objectives, policies, and procedures. Analyze and monitor credit quality on all loans to ensure the credentials comply with required standards primarily for SBA 7(a), SBA 504, and USDA loans. • Perform client interviews, financial statement analysis, and industrial research • Analyze applicant's financial status, credit, and property evaluations to determine credit… Show more Underwriting and closing secured and unsecured Commercial, SBA, and USDA loans in accordance with established lending objectives, policies, and procedures. Analyze and monitor credit quality on all loans to ensure the credentials comply with required standards primarily for SBA 7(a), SBA 504, and USDA loans. • Perform client interviews, financial statement analysis, and industrial research • Analyze applicant's financial status, credit, and property evaluations to determine credit worthiness • Make recommendation presentations to credit committee • Perform existing portfolio securitization including servicing and following up on past dues • Develop and negotiate revised loan repayment terms as necessary
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Project Construction Coordinator
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Jan 2014 - Oct 2014
Greater Atlanta Area Generate work orders from clients to secure, preserve, repair, and maintain houses for an assigned territory in 14 different states. Work with insurance companies, banks, and vendors to complete tasks in real estate development. • REO Management and Recovery • Inspection and Bid Requests • Property Preservation • Fire, Water, & Mold Remediation • Hazard Insurance Claim Repairs • General Remodeling & Repairs
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Sales Account Manager
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May 2008 - Aug 2010
Greater Atlanta Area • Managed time efficiently and operated daily revenues of up to $5000/day • Received 3% commission for items sold above $150, including restocking fees • Communicated and work efficiently with customers • Train/maintain employees to become future sales associates
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Education
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Georgia Institute of Technology
Bachelor of Science (B.S.) in Business Administration, Finance