Experience

United Realty Group, Inc.

• United States
• Real Estate
• 1 - 100 Employee

• State Certified Residential Appraiser and Florida Realtor

  • Jul 2012 - Present

  We got through the 2008 debacle. The real estate markets have picked up tremendously. If you are looking to buy or sell, are you sure you know what you should list your home for or offer to buy for? I got into this industry because of certain things that happened to me during a transaction. None of those things were positive and preventing that from happening to you is what I care about the most. I've seen contracts with the smallest of words added like "additional terms". Small little section at the back of a contract which if gone unnoticed, could cause you to lose out. For example, one contract had checked off all of the current homes art work. It was just a small black checkbox. If gone unnoticed, the sellers would have lost all of their art work. Another contract had checked off sale of buyers property. This meant that the buyer has to sell their property first before buying the new one. In other words, selling their old home was contingent on buying this new one. This was not disclosed verbally, it was simply checked off somewhere deep in the contract. What happens after you accept and offer or place an offer to buy is just the beginning. A recent article/survey on HousingWire.com found that buying a home is “the most stressful event in modern life.” I've been through it. You might have already as well. What causes those problems are: ❌Lack of communication ❌Lack of contract knowledge ❌Lack of market values ❌Lack of appraised values ❌Lack of a great team of experts (attorneys, title companies, insurance agents, lenders) You deserve to have your real estate transaction go through smoothly. Many problems that can occur can be prevented. You can get the price you want to sell for. You can offer a very competitive price when buying that will be accepted. You deserve to have the entire process after that go smoothly. Id like to talk to you about what you are looking to do. Send me a PM, call, or email me and let's talk. Show less



Bay Winds Realty, Inc.

• Certified Appriaser and Florida Realtor

  • Aug 2007 - Jul 2012

  Times are changing is an understatement. The bond market is very volitile, its predicted the stock market will follow. If what they say is going to happen with the mortgage bonds actually happens, real estate is expected to plunge to levels we haven't seen for decades and are you prepared? It seems mortgage companies can't give money out fast enough. My neighbor said on his lunch break he was able to secure a loan! This is not normal, and this has been going on too long for it to continue. If you are in the market to buy or sell and if you aren't aware of what seems to be a negative trend in real estate, you should be prepared and probably brace yourself according to the experts. Now is the time for any real estate transaction you are about to enter into, to work with someone who knows what is going on. I'd love to give you my insight as to where this market is going and what you should do about it. Send me an email or PM me and let's talk soon! Show less



Filip Valuation Svcs, Coyman Appraisals, LLC

• Certified Residential Appraiser

  • Apr 2002 - Jul 2012

  Need your home appraised to get a new mortgage, to sell, or to lower your insurance costs? It's not as easy as just finding comparison homes with the same square footage to calculate your current home's value. And just because you have marble floors, and redid your kitchen in gold bouillon doesn't mean the price of your home will ever reflect that. It's unfortunate though, because the money you spend making your house look better should always come back to you, but mortgage and insurance companies don't always see it that way. Mortgage companies have their guidelines. Insurance companies have their guidelines. Sometimes those two don't match up and you can be stuck in the middle getting a lower value for your home than what you'd expect. I help mortgage and insurance companies see the true value of your home by providing them with information they understand using their terms and guidelines. It's a special language and like anything else, it just takes experience and knowledge. If you have a home to sell, refinance, or even to re-shop your current insurance let me know. I'd love to tell you what to expect, and how to get the most accurate value for your home in a way the mortgage and insurance companies will understand and accept. Send me an email or PM me and let's chat. Show less



Prudential Financial

• United States
• Financial Services
• 700 & Above Employee

• Project Director

  • 2000 - 2002

  Director of special projects across corporate enterprise, including Information Security, Demutualization and Institutional Accounting. Served as “Chief of Staff” for Senior Vice President with responsibility for financial reporting and forecasting, project reporting and resource utilization. Director of special projects across corporate enterprise, including Information Security, Demutualization and Institutional Accounting. Served as “Chief of Staff” for Senior Vice President with responsibility for financial reporting and forecasting, project reporting and resource utilization.