Experience

Cigna & CMB Life Insurance Company Limited

• China
• Insurance
• 100 - 200 Employee

• Actuarial Analyst

  • Aug 2018 - Present

  Main responsibilities: Experience analysis, i.e. AE Study, Expense Study, Lapse Study and IBNR Study. Business Plan. Prophet Modelling. Main responsibilities: Experience analysis, i.e. AE Study, Expense Study, Lapse Study and IBNR Study. Business Plan. Prophet Modelling.



中信保诚人寿保险有限公司

• China
• Insurance
• 1 - 100 Employee

• Valuation Actuary

  • Aug 2017 - Jul 2018

  My daily job responsibilities involve actuarial valuation, mainly including new business profit and embedded value valuation. I am now having fun in thoes stuffs, especially the AOM thing. Please discuss with me if you are also interested. My daily job responsibilities involve actuarial valuation, mainly including new business profit and embedded value valuation. I am now having fun in thoes stuffs, especially the AOM thing. Please discuss with me if you are also interested.



Shanghai Alliance Financial Services Co.,Ltd 上海联和金融信息服务有限公司

• China
• Financial Services
• 1 - 100 Employee

• Intern, Financial Analyst in Bloomberg_RMBS

  • Dec 2015 - Mar 2016

  With the objective to maintain normal payments in the portfolios, we conducted brunches of tests with respect to different types of securitisation products monthly. If any unusual payments are detected, we would revise the code of Schema on the Bloomberg platform or communicate with the Headquarter in New York. I conducted cash flow tests to 600 Resident Mortgage Backed Securitisation portfolios, found the unusual payments of 30 portfolios, and revised the code of Schema for more than 40 portfolios on Bloomberg platform successfully. I researched hundreds of prospectus files of Resident Mortgage Backed Securitisation downloaded from the Bloomberg Terminal. After understanding the whole picture of the portfolios, I then modelled the corresponding cash flows using the code of Schema on Bloomberg platform. I gained a comprehensive understanding of three types of securitisation products, i.e. Resident Mortgage Backed Securitisation, Real Estate Mortgage Investment Conduit, and Collateralised Loan Obligation. I was always keen on discussing with my supervisor with some questions in my further research. For example, I finished a research about the types of frequent uncommon payments in REMICs by researching 10 typical portfolios deeply. At the second half of my internship, I was acting a leader to conduct a temporary project, i.e. Lottery Bond for RMBS. The objective was to analysing the details of Lottery Bond in 720 portfolios. For every portfolio, we have to go through the details of its prospectus file deeply. We then revised the corresponding code of Schema on the Bloomberg platform and made every change we had conducted into documentation. Show less