Deputy Head of Risk Management Department

• Dec 2020 - Present

Associate Senior Manager, Regional Enterprise Risk

• Jun 2020 - Dec 2020

Associate Senior Manager, Regional Credit Risk

• Jul 2019 - Jun 2020

Regional Credit Risk Manager

• Apr 2017 - Jul 2019

Manager, Group Credit Risk

• Nov 2015 - Apr 2017

- Gather and conduct bank-wide credit portfolio analysis with a view to manage sector and concentration risk.- Monitor and analyze monthly and yearly trend on the movement of loans growth, expected loss as well as RWA.- Develop, review and monitor key risk indicators e.g concentration limit, delinquency, loan growth, expected loss/ unexpected loss, RAROC, ICAAP etc. for risk control purposes.- Conduct risk assessment/review on retail and corporate credit policies to manage credit risk, in line with the risk appetite of the Bank, regulatory guidelines and industry best practices. - Review and validate credit risk scoring models. - Identifying, monitoring and reporting of single counterparty exposures. - Review and provide recommendations on new/revised product proposals to ensure that credit risk controls and mitigation are in place. - Assist in developing / enhancing a comprehensive and robust group wide stress test process to manage risk and capital. - Prepare monthly and bi-monthly Integrated Risk Dashboard to Board of Directors and Risk Management Committee (RMC). Show less

Senior Executive, Group Credit Risk

• May 2014 - Oct 2015

- Gather and conduct bank-wide credit portfolio analysis with a view to manage sector and concentration risk.- Monitor and analyze monthly and yearly trend on the movement of loans growth, expected loss as well as RWA.- Conduct risk assessment/review on retail and corporate credit policies to manage credit risk, in line with the risk appetite of the Bank, regulatory guidelines and industry best practices. - Review and validate credit risk scoring models. - Identifying, monitoring and reporting of single counterparty exposures. - Review and provide recommendations on new/revised product proposals to ensure that credit risk controls and mitigation are in place. - Assist in conducting and managing of stress test. - Prepare monthly and bi-monthly Integrated Risk Dashboard to Board of Directors and Risk Management Committee (RMC). Show less

Management Trainee 2013

• Apr 2013 - Apr 2014

- 6 months on job training with 12 different departments within the Bank and 6 months attachment to a department - A complete overview of banking and learn about the businesses in Alliance Bank, functional training on different departments, various mini projects and networking opportunities with the Bank’s senior managers as part of an enriching learning experience.

Finance Assistance

• Apr 2012 - 2012

Intern

• May 2011 - Aug 2011

Insurance Agent

• Jan 2010 - Dec 2010