Experience

Nester

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Chief Operating Officer

  • Mar 2022 - Present

  London, England, United Kingdom

• Head Of Business Operations

  • Feb 2021 - Mar 2022

  London, England, United Kingdom



QIB (UK)

• United Kingdom
• Banking
• 1 - 100 Employee

• Senior Manager, Credit & Risk Administration & Transaction Management

  • Feb 2017 - Aug 2020

  London, United Kingdom Reporting to the Chief Risk Officer, I was head of the Bank's Middle Office function. Primary Achievements: • established the Bank's Credit and Risk Administration Department (CRAD) to improve the control functions of (mainly) Real Estate financing transactions • produced the Bank's Credit and Risk Administration policy and procedures manual. • involved in the change management process to implement the CRAD function and procedures across all departments in the Bank.… Show more Reporting to the Chief Risk Officer, I was head of the Bank's Middle Office function. Primary Achievements: • established the Bank's Credit and Risk Administration Department (CRAD) to improve the control functions of (mainly) Real Estate financing transactions • produced the Bank's Credit and Risk Administration policy and procedures manual. • involved in the change management process to implement the CRAD function and procedures across all departments in the Bank. • took charge of and strengthened the Bank's Shariah governance. • key player in ensuring the following of Corporate Governance Responsibilities: • review of all Real Estate related documentation from credit approval to post completion, ensuring compliance with the bank's approved framework throughout the facility term. including; • review of security documentation, valuation reports, project monitor reports. Ensuring that they comply with the terms of approval of a credit facility. • review and feedback on annual reviews of existing Real Estate facilities. • post completion management of the Real Estate Portfolio, including; o booking of all new deals into the bank's core system o on-going portfolio review and monitoring of facility performance and limits o covenant monitoring and advising the risk team of potential red flags Relationships: • I have a close relationship with all of the bank's departments to ensure transactions are structured within bank policy and guidelines. • I work closely with 3rd party professionals, including lawyers, property surveyors and offshore management offices . ensure high level of Customer Relationship Management • good working relationship with other financial institutions on clubbed and syndicated transactions • Shariah Supervisory Board coordinator - ensuring all products are approved by the Banks Shariah Board

• Real Estate Operations and Transaction Control Manager

  • Apr 2015 - Jan 2017

  London, United Kingdom Real Estate Operations expert dealing with the end-to-end Transaction Management and processing of all Real Estate transactions • a key member of the Operations management team • production of the Bank's Real Estate Middle Office policy and procedures manual • working with Front Office teams to ensure transactions are structured within Bank policy and guidelines • hands on working relationships with 3rd parties, including lawyers, property surveyors and offshore management… Show more Real Estate Operations expert dealing with the end-to-end Transaction Management and processing of all Real Estate transactions • a key member of the Operations management team • production of the Bank's Real Estate Middle Office policy and procedures manual • working with Front Office teams to ensure transactions are structured within Bank policy and guidelines • hands on working relationships with 3rd parties, including lawyers, property surveyors and offshore management offices • reviewing real estate related documentation prior to drawdown of new deals and ensuring sign off from relevant stakeholders • ensure that all security documentation complies with the terms of approval of a credit facility • managing the Real Estate Portfolio post completion, including; o booking of all new deals o monitoring facility performance o monitoring of facility limits o advising the risk team of potential red flags o undertaking the rollover and rate reset of each facility o undertaking commodity murabaha trades o working with the Bank's Finance team to ensure reconciliation of all invoices and payments. • support to the Operations team in respect of Treasury and cash management functions • providing input to the Credit and Risk department to establish a robust policy and framework. • working with the Credit and Risk team to monitor certain facility covenants • project Work – defining reporting requirements, working on systems and processes



Bank ABC

• Bahrain
• Banking
• 700 & Above Employee

• AVP, Transaction and Relationship Management

  • Jun 2009 - Apr 2015

  London, United Kingdom •Relationship and Transaction Manager for Shariah Compliant real estate transactions in the UK - Residential, Commercial and Development. Liaising with investors and their representatives as well as external legal counsel and Project Monitors to ensure a smooth process from beginning to end. •Relationship and Transaction Manager for cross border syndicated and bilateral Shariah Compliant corporate finance facilities. Selling down syndicated corporate facilities to mainly European and… Show more •Relationship and Transaction Manager for Shariah Compliant real estate transactions in the UK - Residential, Commercial and Development. Liaising with investors and their representatives as well as external legal counsel and Project Monitors to ensure a smooth process from beginning to end. •Relationship and Transaction Manager for cross border syndicated and bilateral Shariah Compliant corporate finance facilities. Selling down syndicated corporate facilities to mainly European and GCC banks. Liaising with external counsel and syndication banks to ensure a robust process. •Compile credit application forms for submission to credit team •Production of legal documentation including liaising with external and internal legal teams •Senior Administrator for all Islamic Finance transactions, including Monitoring and Control functions •Manage relationship with the Bank’s external partners •Shariah Board Coordinator – liaise with the Bank’s Shariah Supervisory Committee on all transactions •Production of Management Information for Senior Management •Close dealing with all of the Bank’s internal departments to ensure high quality of service and correct record keeping, including KYC and AML requirements

• Sales and Marketing Manager

  • Mar 2004 - Jun 2009

  London •Sales, marketing and development of alburaq Islamic financial retail products •Assisted in the set up and implementation of internal operations for retail products •Assisted in the product development, marketing and sales of alburaq Islamic Mortgages in the UK •Assisted in the product development and sales of the first Shariah Compliant Protected Equity Account •Conducted external seminars and presentations to promote the alburaq brand •Responsible for production of all… Show more •Sales, marketing and development of alburaq Islamic financial retail products •Assisted in the set up and implementation of internal operations for retail products •Assisted in the product development, marketing and sales of alburaq Islamic Mortgages in the UK •Assisted in the product development and sales of the first Shariah Compliant Protected Equity Account •Conducted external seminars and presentations to promote the alburaq brand •Responsible for production of all marketing materials and update of website •First point of contact with respect to relationships with external Professional bodies •Training of staff to a high level of customer service •Dealing with internal and external departments to ensure high quality of service and correct record keeping, including KYC and AML requirements



Cibernet Solutions

• Brazil
• IT Services and IT Consulting
• 1 - 100 Employee

• Relationship Officer

  • Mar 2003 - Mar 2004

  London, United Kingdom



Coutts

• United Kingdom
• Banking
• 700 & Above Employee

• Client Service Officer

  • Jun 2001 - Mar 2003

  London, United Kingdom



Citi

• United States
• Financial Services
• 700 & Above Employee

• Operations Clerk

  • Jan 2001 - Jun 2001

  London, United Kingdom



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Customer Services Officer

  • Mar 2000 - Jan 2001

  London, United Kingdom



Citi

• United States
• Financial Services
• 700 & Above Employee

• Legal Assistant

  • Jan 1999 - Mar 2000

  London, United Kingdom Working as a paralegal: Assisting solicitors in Family and Housing Law cases Meeting and liaising with external counsel, including Silks, with respect to cases being heard at the Royal Courts of Justice Meeting with clients and preparing statements for trials Preparation of case files for submission to the courts