Experience

Consolidated Analytics

• United States
• Financial Services
• 200 - 300 Employee

• Due Diligence Underwriter

  • Jan 2021 - Present

  Gather and input regulatory compliance source document information from the loan files into the due diligence review system for testing. Also review and assess all residential mortgage loan files to ensure proper execution, enforceability and clear title. Gather and input regulatory compliance source document information from the loan files into the due diligence review system for testing. Also review and assess all residential mortgage loan files to ensure proper execution, enforceability and clear title.



Clayton Services

• United States
• Financial Services
• 100 - 200 Employee

• Data Compliance

  • Oct 2017 - Dec 2020



Household Mortgage/ HSBC

• Brandon, FL

• Foreclosure Rep – MS Late Stage Loss Mitigation – Auditor – Sr. Executed Affidavit Specialist

  • Jan 2012 - Jun 2017

   Performed quality control review of specific foreclosure documents to ensure compliance with affidavit certification and notification procedures.  Worked internally with Quality Control Specialist and Management on problem-solving basis relative to data and reporting issues or procedures.  Reviewed specific documents to ensure affiant is accurately prepared, certified and acquired the appropriate notarization as required. Completion rate of 25 documents  Responsible for… Show more  Performed quality control review of specific foreclosure documents to ensure compliance with affidavit certification and notification procedures.  Worked internally with Quality Control Specialist and Management on problem-solving basis relative to data and reporting issues or procedures.  Reviewed specific documents to ensure affiant is accurately prepared, certified and acquired the appropriate notarization as required. Completion rate of 25 documents  Responsible for monitoring the foreclosure process from beginning to end.  Review CT Corp Advantage System for process of service for legal notices, summons, court appearances, quiet title actions, property code violations, HOA’s and receivership notices. Show less  Performed quality control review of specific foreclosure documents to ensure compliance with affidavit certification and notification procedures.  Worked internally with Quality Control Specialist and Management on problem-solving basis relative to data and reporting issues or procedures.  Reviewed specific documents to ensure affiant is accurately prepared, certified and acquired the appropriate notarization as required. Completion rate of 25 documents  Responsible for… Show more  Performed quality control review of specific foreclosure documents to ensure compliance with affidavit certification and notification procedures.  Worked internally with Quality Control Specialist and Management on problem-solving basis relative to data and reporting issues or procedures.  Reviewed specific documents to ensure affiant is accurately prepared, certified and acquired the appropriate notarization as required. Completion rate of 25 documents  Responsible for monitoring the foreclosure process from beginning to end.  Review CT Corp Advantage System for process of service for legal notices, summons, court appearances, quiet title actions, property code violations, HOA’s and receivership notices. Show less



Quantum Servicing Corporation

• Tampa, Florida

• Property Preservation Specialist

  • Jan 2010 - Dec 2011

   Responsible for managing residential and commercial loan portfolios owned by private investors by monitoring maintenance/repairs and available equity through the disposition of an asset.  Complete review of inspections, violations and code ordinances- manage property maintenance to ensure property is complying with all municipal ordinances.  Complete vendor bid review and complete bid approval process to ensure vendor/client SLA compliance.  Manage money allocation and utilize… Show more  Responsible for managing residential and commercial loan portfolios owned by private investors by monitoring maintenance/repairs and available equity through the disposition of an asset.  Complete review of inspections, violations and code ordinances- manage property maintenance to ensure property is complying with all municipal ordinances.  Complete vendor bid review and complete bid approval process to ensure vendor/client SLA compliance.  Manage money allocation and utilize cost effective approaches when placing work orders to preserve and maintain assets.  Complete full review, and monitoring of the Hazard Claim and Loss Draft Process. Manage Loss Draft repair process by working directly with homeowners and licensed contractor/s from inception of file through completion of all repairs. Show less  Responsible for managing residential and commercial loan portfolios owned by private investors by monitoring maintenance/repairs and available equity through the disposition of an asset.  Complete review of inspections, violations and code ordinances- manage property maintenance to ensure property is complying with all municipal ordinances.  Complete vendor bid review and complete bid approval process to ensure vendor/client SLA compliance.  Manage money allocation and utilize… Show more  Responsible for managing residential and commercial loan portfolios owned by private investors by monitoring maintenance/repairs and available equity through the disposition of an asset.  Complete review of inspections, violations and code ordinances- manage property maintenance to ensure property is complying with all municipal ordinances.  Complete vendor bid review and complete bid approval process to ensure vendor/client SLA compliance.  Manage money allocation and utilize cost effective approaches when placing work orders to preserve and maintain assets.  Complete full review, and monitoring of the Hazard Claim and Loss Draft Process. Manage Loss Draft repair process by working directly with homeowners and licensed contractor/s from inception of file through completion of all repairs. Show less



Household Mortgage/ HSBC

• Loan Servicing Representative III

  • Jun 2007 - Dec 2009

   Responsible for printing checks by using RX Check Laser System.  Assist management with special projects and also performed training on various departments on procedures of submitting deposits for encoding.  Processed journal entries for both bank accounts and general ledgers.  Manage millions of dollars of incoming payments and maintain excellent records of all monetary transactions.  Performed task of balancing and scanning bank deposits through a Remote Capture… Show more  Responsible for printing checks by using RX Check Laser System.  Assist management with special projects and also performed training on various departments on procedures of submitting deposits for encoding.  Processed journal entries for both bank accounts and general ledgers.  Manage millions of dollars of incoming payments and maintain excellent records of all monetary transactions.  Performed task of balancing and scanning bank deposits through a Remote Capture System.  Process mortgage payments for settlements, REO’s, Short Sales, outbid funds, and bank wires.  Created various spreadsheets to maintain, complete accurate records of transactions in accordance with department and company policies & procedures. Show less  Responsible for printing checks by using RX Check Laser System.  Assist management with special projects and also performed training on various departments on procedures of submitting deposits for encoding.  Processed journal entries for both bank accounts and general ledgers.  Manage millions of dollars of incoming payments and maintain excellent records of all monetary transactions.  Performed task of balancing and scanning bank deposits through a Remote Capture… Show more  Responsible for printing checks by using RX Check Laser System.  Assist management with special projects and also performed training on various departments on procedures of submitting deposits for encoding.  Processed journal entries for both bank accounts and general ledgers.  Manage millions of dollars of incoming payments and maintain excellent records of all monetary transactions.  Performed task of balancing and scanning bank deposits through a Remote Capture System.  Process mortgage payments for settlements, REO’s, Short Sales, outbid funds, and bank wires.  Created various spreadsheets to maintain, complete accurate records of transactions in accordance with department and company policies & procedures. Show less



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Foreclosure Review Auditor – Team Leader

  • Jan 2004 - May 2007

   Responsible for supervising and training foreclosure auditors.  Coordinate, expedite, and monitor the foreclosure, bankruptcy, and loss mitigation process to meet FHA timelines.  Apply problem-solving strategies to accommodate variations associated with each individual audit.  Prepared spreadsheets. Monitor group productivity. Performing random audits to ensure good and accurate decisions are being made.  Pull and review reports daily to ensure accuracy  Motivated staff… Show more  Responsible for supervising and training foreclosure auditors.  Coordinate, expedite, and monitor the foreclosure, bankruptcy, and loss mitigation process to meet FHA timelines.  Apply problem-solving strategies to accommodate variations associated with each individual audit.  Prepared spreadsheets. Monitor group productivity. Performing random audits to ensure good and accurate decisions are being made.  Pull and review reports daily to ensure accuracy  Motivated staff and created monthly/quarterly goals for associates.

• Loss Mitigation – Team Leader

  • Jan 2001 - Dec 2003

   Responsible for supervising and effectively training loan resolution counselors and team leaders.  Assisted counselors in resolving defaulted loans and determine exposure/loss for HMS through an in-depth  analysis of financial statements, appraisals, and credit information.  Prepared loan modifications, deed-in-lieu, short sale, and forbearance plan packages for approval.  Recommended accounts for legal action and work with attorneys in assigned states to ensure legal… Show more  Responsible for supervising and effectively training loan resolution counselors and team leaders.  Assisted counselors in resolving defaulted loans and determine exposure/loss for HMS through an in-depth  analysis of financial statements, appraisals, and credit information.  Prepared loan modifications, deed-in-lieu, short sale, and forbearance plan packages for approval.  Recommended accounts for legal action and work with attorneys in assigned states to ensure legal processes are handled in a timely manner.  Approve and post payments, True Collects, E-Z payments, and payoffs on loss mitigation accounts.