Wahaj UlSamad
Head of Credit Risk - Tamam Financing Company at Tamam- Claim this Profile
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Topline Score
Bio
TecnoShift Training & Consulting KSA
He has ability to take positive initiatives & helped us to groom our consumer base & business revenue. He has skills to develop ideas & stream line on going processes. Its marvelous to work with him.
Omar Feroze
Wahaj has been a great colleague to work with. His key strength is continuous passion about learning new things. I rarely have seen someone with such a strong focus on the proactive sides of Customer Support in the Business Support Systems. I wish him success for his future
TecnoShift Training & Consulting KSA
He has ability to take positive initiatives & helped us to groom our consumer base & business revenue. He has skills to develop ideas & stream line on going processes. Its marvelous to work with him.
Omar Feroze
Wahaj has been a great colleague to work with. His key strength is continuous passion about learning new things. I rarely have seen someone with such a strong focus on the proactive sides of Customer Support in the Business Support Systems. I wish him success for his future
TecnoShift Training & Consulting KSA
He has ability to take positive initiatives & helped us to groom our consumer base & business revenue. He has skills to develop ideas & stream line on going processes. Its marvelous to work with him.
Omar Feroze
Wahaj has been a great colleague to work with. His key strength is continuous passion about learning new things. I rarely have seen someone with such a strong focus on the proactive sides of Customer Support in the Business Support Systems. I wish him success for his future
TecnoShift Training & Consulting KSA
He has ability to take positive initiatives & helped us to groom our consumer base & business revenue. He has skills to develop ideas & stream line on going processes. Its marvelous to work with him.
Omar Feroze
Wahaj has been a great colleague to work with. His key strength is continuous passion about learning new things. I rarely have seen someone with such a strong focus on the proactive sides of Customer Support in the Business Support Systems. I wish him success for his future
Credentials
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Certified Credit Risk Professional
International Academy of Business and Financial ManagementDec, 2021- Nov, 2024 -
Credit Risk Analysis and Modeling
Institute of Investment BankingFeb, 2021- Nov, 2024 -
The New Age of Risk Management Strategy for Business
LinkedInAug, 2020- Nov, 2024 -
Islamic Finance and Banking: Modes of Finance
Islamic Research and Training Institute IRTIxMay, 2020- Nov, 2024 -
Data Visualization: Storytelling
LinkedInSep, 2019- Nov, 2024 -
Problem Solving Techniques
LinkedInSep, 2019- Nov, 2024 -
Agile at Work: Driving Productive Agile Meetings
LinkedInAug, 2019- Nov, 2024
Experience
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Tamam
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Saudi Arabia
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Financial Services
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1 - 100 Employee
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Head of Credit Risk - Tamam Financing Company
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Aug 2020 - Present
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Emirates NBD
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United Arab Emirates
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Banking
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700 & Above Employee
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Sr. Manager Operation, Consumer Banking Asset Products
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Jul 2015 - Jul 2020
Playing a pivotal role in driving growth by improving policies, tracking products performance, system enhancement, automations (APIs/integrations), improving processes & procedures, devising & implementing effective strategies in line with organizational goals.
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Retail Banking Asset Products, Collection Management & MIS Manager
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Jul 2012 - Jul 2015
Managing data insight to decision support system, acquisition analysis, Devising Budget & Capacity Plan in-line with business goals, Retail Collection's Strategy Planning (Age grouping & Allocation logics, Strategies for Recoveries etc.), Computing daily provision, devising collection strategies for Provision buckets to reduce NCL.Overall Retail Products portfolios analysis, Behavioral Analysis, ROI, market segmentation and revenues composition, Portfolio Performance i.e. Performing, Non-performing (Delinquency & write-offs). Show less
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Swanah Group
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Riyadh, Saudi Arabia
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Business Improvement & MIS Manager
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Jun 2011 - Jul 2012
Analyze & Identify areas of business improvements and growth, Devise new policies and procedures for business development. Analyze & Identify areas of business improvements and growth, Devise new policies and procedures for business development.
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Telenor
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Norway
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Telecommunications
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700 & Above Employee
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Post-Paid Operation Officer
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Oct 2008 - May 2011
Credit & Fraud Prevention; Operational Risk, Auditing overall Consumer Postpaid portfolio, risk ratings and operational processes & procedures. Foresee Operational Risk & initiate changes to countervail. Credit & Fraud Prevention; Operational Risk, Auditing overall Consumer Postpaid portfolio, risk ratings and operational processes & procedures. Foresee Operational Risk & initiate changes to countervail.
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Education
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Virtual University of Pakistan
Master of Business Administration - MBA, Risk Management & Consumer Banking laws & regulations -
Institute of Project Management Ireland
Project, Project Management -
Anexas Europe
Lean Six Sigma -
Alison
Postgraduate Diploma, Strategic Management -
Alison Irelan
Diploma, Fundamental of Operation Management -
Government College University, Lahore
B.Sc (Hons), Microbiology