Experience

Saldo Bank

• Lithuania
• Banking
• 1 - 100 Employee

• Chief Risk Officer (CRO)

  • Feb 2022 - Present



Revolut

• United Kingdom
• Financial Services
• 700 & Above Employee

• Head of Credit Risk | Revolut Bank & Revolut Payments

  • Dec 2019 - Jul 2021

  The key areas of responsibility include: - wholesale credit risk (in relation to banks, other financial inst., etc.) - retail credit risk - capital risk, including ICAAP, Stress testing and Recovery Planning - defining risk appetite and KRIs for financial risks The key areas of responsibility include: - wholesale credit risk (in relation to banks, other financial inst., etc.) - retail credit risk - capital risk, including ICAAP, Stress testing and Recovery Planning - defining risk appetite and KRIs for financial risks



Luminor Group

• Estonia
• Banking
• 700 & Above Employee

• Head of Risk Quantification Baltics

  • Oct 2017 - Sep 2019

  Responsible for risk modelling area at Luminor in the Baltics (Lithuania, Latvia, Estonia): - Building & maintenance of internal ratings system - Risk adjusted capital allocation - Risk adjusted credit pricing - Stress-testing - Support to ICAAP & Recovery Planning Responsible for risk modelling area at Luminor in the Baltics (Lithuania, Latvia, Estonia): - Building & maintenance of internal ratings system - Risk adjusted capital allocation - Risk adjusted credit pricing - Stress-testing - Support to ICAAP & Recovery Planning



DNB

• Norway
• Financial Services
• 700 & Above Employee

• Head of Risk Quantification Baltics

  • 2015 - Oct 2017

  Responsible for Risk modelling area at DNB in the Baltics (Lithuania, Latvia, Estonia):- Building & maintenance of internal ratings system- Development of approaches for impairment assessment of credit risk related assets - Risk adjusted capital allocation - Risk adjusted credit pricing- Stress-testing - Support to ICAAP & Recovery Planning

• Head of Financial Risk Department

  • Jul 2011 - 2015

  Responsible for the following areas:Risk Modeling, Loan Impairment Assessment Methodology, Portfolio Analysis & Risk Reporting, Stress-testing, ICAAP (as well, for Operational Risk until 2013)

• Deputy Manager of Financial Risk Department, Head of Credit Risk Control Unit

  • Jan 2007 - Jun 2011

  Responsible for the following areas:Risk Modeling, Loan Impairment Assessment Methodology, Portfolio Analysis & Risk Reporting, Stress-testing

• Head of Credit Risk Control Unit (Financial Risk Department)

  • Jan 2005 - Jan 2007

  Responsible for the following areas:Risk Modeling, Loan Impairment Assessment Methodology, Portfolio Analysis & Risk Reporting, Stress-testing

• Expert of Credit Risk Control Unit (Financial Risk Department)

  • Aug 2001 - Jan 2005

  Responsible for the following areas:Risk Modeling, Loan Impairment Assessment Methodology, Portfolio Analysis & Risk Reporting, Stress-testing