Experience

Infusion Investments

• Puerto Rico
• E-Learning Providers
• 1 - 100 Employee

• Chief Operating Officer

  • Jun 2023 - Present

  Puerto Rico



VFV Consulting

• VFV Consulting

  • Oct 2008 - Present

  Puerto Rico Consulting service specialized in Accounting, Finance, Banking, Risk, Operations, & Administration areas. Helping to assure and comply with regulation, audit, internal controls, risk management, policy and procedures and adequacy. Develop policies and procedures, internal quality control strategies for audit readiness.



Sol Coop

• Puerto Rico
• Financial Services
• 1 - 100 Employee

• Chief Operating & Financial Officer

  • Nov 2021 - May 2023

  Puerto Rico Manage credit union Operations, Finance, IT & HR areas. Oversee the organization’s ongoing operations and procedures. Second-in-command and responsible for the efficiency of business. Enables the company’s leaders to make sound business decisions and meet the company’s objectives. Supervise all operational and financial activity and ensures the usage of capital and resources is beneficial. Key Contributions: * Identify operational and financial activity that require restructure or… Show more Manage credit union Operations, Finance, IT & HR areas. Oversee the organization’s ongoing operations and procedures. Second-in-command and responsible for the efficiency of business. Enables the company’s leaders to make sound business decisions and meet the company’s objectives. Supervise all operational and financial activity and ensures the usage of capital and resources is beneficial. Key Contributions: * Identify operational and financial activity that require restructure or reorganization to assure efficiency, internal control, best practice, customer experience and growth tolerance. * Develop Policy and Procedure manuals IT, HR, Accounting & Operations * Assess products and services for competitivity and cost benefit. * Capitalization Plan Show less



Arival Bank

• Puerto Rico
• Banking
• 1 - 100 Employee

• Head Of Finance

  • May 2021 - Nov 2021

  Puerto Rico Manage international banking, finance, Operations, HR, and accounting, functions for a vanguard fintech international banking institution. Assures the company's financial health and increases profitability in the long run. Enables the company’s leaders to make sound business decisions and meet the company’s objectives. Provide financial required KPI ratios for compliance and decision-making purposes. Undertakes all aspects of financial management, including corporate accounting, regulatory… Show more Manage international banking, finance, Operations, HR, and accounting, functions for a vanguard fintech international banking institution. Assures the company's financial health and increases profitability in the long run. Enables the company’s leaders to make sound business decisions and meet the company’s objectives. Provide financial required KPI ratios for compliance and decision-making purposes. Undertakes all aspects of financial management, including corporate accounting, regulatory and financial reporting, budget, and forecasts preparation, as well as development of internal control policies and procedures. Supervises all financial tasks and ensures the usage of capital and resources is beneficial. Analyzes financial activities and subsequently provides advice and guidance to upper management on strategic financial plans. Back up for Head of Operations. Key Contributions: * Assure OCIF Custody Service approval with the development of product strategy. * Develop Policy and Procedure manuals for Custody Service, Crypto Custody, Operations, Finance and HR. * Lead task force for regulatory readiness to assure institution have in place all required process and information from areas of finance, operation, IT, governance, and compliance readiness. * Collaborate in core banking improvements to assure functionality and regulatory improvements. Show less



AndCapital Bank International Corp.

• Finance & Adminsitraiton Manager

  • Jun 2012 - Jan 2021

  San Juan, PR Manage international banking, finance, accounting and administrative functions through Integrated Banking System (IBS), including retail accounts, CD, loans, private banking, credit cards, forex, and securities. Identify capital adequacy, asset quality, liquidity, efficiency, profitability, and solvency, consolidate financial indicators into easy-to-view reports, and present to Board of Directors (BOD) for decision-making purposes. Increase business effectiveness by restructuring IT… Show more Manage international banking, finance, accounting and administrative functions through Integrated Banking System (IBS), including retail accounts, CD, loans, private banking, credit cards, forex, and securities. Identify capital adequacy, asset quality, liquidity, efficiency, profitability, and solvency, consolidate financial indicators into easy-to-view reports, and present to Board of Directors (BOD) for decision-making purposes. Increase business effectiveness by restructuring IT processes according to modern industry and organizational trends in close partnership with technical experts. Evaluate cash position, operational costs, breakeven, and budget by performing comprehensive financial analysis. Encourage transparency across business operations and assure the implementation of defined policies and procedures by collaborating with internal and external auditors, serving as a member of the risk committee, audit task force, information technology, and HR committees. Foster strategic relations with commercial clients and C-level executives from diverse organization with the focus of generating new business opportunities. Involved in the development of the Office Organizational System, Employee Handbook, Business Continuity Plan, Contingency Plan & Cloud IT Migration. Key Contributions: * Completed various projects from conception to completion within time, quality, and budget frameworks. * Excel 8 consecutive years of outstanding performance at internal auditors and regulators process and report, as a result of strategic organization and implemented internal controls under my management. Show less



ItalBank International

• Banking
• 1 - 100 Employee

• Accounting Specialist

  • Aug 2010 - Jun 2012

  Hato Rey, SJ, PR Oversaw various business activities, including, accounts payable, budget, payroll, and accounts reconciliation to make sure smooth running of corporate operations. Conducted expenses vs. budget analysis, controlled additional expenditures, and suggested cost-effective procedures to assure seamless workflow. Examined prevailing business expenditures and prepared annual budget of $15M based upon projected cost analysis. Compared statements from multiple bank accounts with business records and… Show more Oversaw various business activities, including, accounts payable, budget, payroll, and accounts reconciliation to make sure smooth running of corporate operations. Conducted expenses vs. budget analysis, controlled additional expenditures, and suggested cost-effective procedures to assure seamless workflow. Examined prevailing business expenditures and prepared annual budget of $15M based upon projected cost analysis. Compared statements from multiple bank accounts with business records and recorded missing and outstanding transactions. Key Contribution: * Reorganized accounting department and introduced modern administrative functions, process, and policies to achieve business goals. * Effectively delivered presentations to board of directors regarding business position. Show less



Saza Corp.

• Accountant Manager

  • 2005 - 2007

  Guaynabo, PR



G.A.R Accounting & Tax Services

• Accounting Account Excecutive

  • 2003 - 2006

  San Juan, Puerto Rico Provide Accounting Services full cycle for small & medium business. Advised of irregularities and actions to be taken related to de administration and accounting related issues that could affect the business. Assure that the business is operating properly in accordance to laws, reporting and tax requirements. Represent and handled tax and regulatory issues of the business in .