Vik K

Manager at AUS Inc
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Contact Information
us****@****om
(386) 825-5501
Location
Chandigarh, India, IN

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Experience

    • United States
    • Market Research
    • 1 - 100 Employee
    • Manager
      • 2018 - Present

    • India
    • Banking
    • 700 & Above Employee
    • Branch Sales Manager - CASA
      • Apr 2011 - Present

      • New Customer Acquisition of Retail, NRI & HNI Customers for Current & Saving accounts through Self Sourcing, Team Members, Branch Walkins and other internal department, also, ensures that quality money is float into these a/c. • Manage optimum services and cross selling of various products of the bank such as, Auto loans, Personal loans, LAP, Home Loan, Loan against gold and Life insurances to existing and prospective customers. • Manage various products under Liabilities and Assets products in adherence to the KYC and Anti Money Laundering Rules laid down by Reserve Bank of India. Periodic review of progress vs. objectives. Show less

    • Assistant Manager-Receivables
      • May 2009 - Apr 2011

      Significant Highlights: • Sales and Collections Negotiations, Strategic Planning & Implementation, legal implementation, Team Management, Data Analytics, Product Promotion, Relationship Management, Managing Distribution Network. • Initiating contact with potential customers for generating sales & business for all Retail Asset products (Personal Loans, Business Loans & Home Equity) • Taking Care of collections for different Buckets (PL, BL & LAP) in Delhi/Ncr region and achieving them consistently. • Setting-up of distribution channel to achieve Personal loan and Business Loan target. • Improve the sales productivity of teams. • Reduce customer complaints and resolve within TAT. • Taking care of all the internal & external audits, compliance to all processes related to management of Sales & collections. Show less

  • HDFC Bank
    • New Delhi Area, India
    • Assistant Manager-Retail Assets Collections
      • Aug 2008 - Apr 2009

      Managing collection targets for Bucket 0, 1(Delinquent Personal loan and business loan portfolio) for “DELHI & NCR” and achieving them consistently. Managing collection Agencies (Vendors). Reviewing of collection executives in achievement of targeted no’s. Managing collection targets for Bucket 0, 1(Delinquent Personal loan and business loan portfolio) for “DELHI & NCR” and achieving them consistently. Managing collection Agencies (Vendors). Reviewing of collection executives in achievement of targeted no’s.

Education

  • HTL Hollabrunn
  • Shivalik Public School, Nawanshahr
    Degree in Hotel Management from NIHM Dehradun

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