Victoria Spiniolas
Commercial Loan Representative at American Community Bank & Trust- Claim this Profile
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Experience
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American Community Bank & Trust
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United States
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Business Consulting and Services
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1 - 100 Employee
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Commercial Loan Representative
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Jan 2023 - Present
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Byron Bank
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United States
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Banking
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1 - 100 Employee
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Commercial Loan Processor
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Sep 2021 - Jan 2023
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The State Bank Group
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United States
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Banking
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1 - 100 Employee
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Loan Operations Manager
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Apr 2021 - Sep 2021
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Commercial/Ag Loan Specialist
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Aug 2016 - Apr 2021
Duties include Loan Documentation, Processing, Servicing & Booking of Commercial Loans including Participations with other Financial Institutions, FarmerMac Loans and most recently SBA Paycheck Protection Loans. Regular contact with customers from Application through to Managing and Retaining Banking Relationships. Perfecting Liens, Reviewing Insurance and Collecting Scheduled Financials that are Required while working with Auditors and Regulators to ensure the Banks Lending Compliance.
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BMO Harris Bank
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United States
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Banking
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700 & Above Employee
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Universal Banker
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Sep 2014 - Jul 2016
Coordinate both the Personal Banker and Service Representative functions in the delivery of efficient, accurate and professional service. Generate and maintain profitable customer relationships while satisfying and exceeding customer financial needs and expectations. Provide transactional support to the Service Area (Tellers) as well as open all types of personal and business accounts and prepare related documentation. Input loan applications and help navigate the loan process for clients. Engage in outbound calling and needs assessments to generate qualified referrals for alternative products, channels and other lines of business. Adherence to all operational, regulatory and security requirements, directives and procedures while minimizing losses. Show less
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Service Manager
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Sep 2004 - Sep 2014
Managed a successful team of 8-10 Service Reps that consistently exceeded set sales goals. Coached and encouraged my staff to better our team and ensure exceptional service to a wide variety of customers while working to establish and grow more profitable customer relationships. Oversee daily activities by ensuring best practices are used, assigning tasks, answering questions and problem solving. Help to ensure staff possessed the necessary skills to properly execute customer transactions and assist with their everyday banking needs Show less
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Education
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McHenry County College
Associate of Science (AS), Accounting and Business/Management