Experience

Lewis & Ellis - Actuaries and Consultants

• United States
• Insurance
• 1 - 100 Employee

• Vice President & Director of ComplianceL

  • Jun 2018 - Present



Clear Market Practices, LLC

• United States
• Insurance

• President

  • Jan 2018 - Present

  CLEAR reports provided up-to-date information on all aspects of regulatory material that impacts a given line of insurance, including legislation, regulation, bulletins, directives, Attorneys General opinions, and any other information we believe can be helpful. CLEAR reports is a weekly report of new state and federal legislation and regulations, bulletins and circular letters. Reporting includes more than just state insurance departments. Regulations are reported from other agencies… Show more CLEAR reports provided up-to-date information on all aspects of regulatory material that impacts a given line of insurance, including legislation, regulation, bulletins, directives, Attorneys General opinions, and any other information we believe can be helpful. CLEAR reports is a weekly report of new state and federal legislation and regulations, bulletins and circular letters. Reporting includes more than just state insurance departments. Regulations are reported from other agencies that impact your business, including the Department of Health and Human Services, The Department of Labor, Secretary of State, Department of Motor Vehicles, Office of Thrift Supervision, Office of the Comptroller of Currency and the Treasury Department at both the state and federal levels. Show less CLEAR reports provided up-to-date information on all aspects of regulatory material that impacts a given line of insurance, including legislation, regulation, bulletins, directives, Attorneys General opinions, and any other information we believe can be helpful. CLEAR reports is a weekly report of new state and federal legislation and regulations, bulletins and circular letters. Reporting includes more than just state insurance departments. Regulations are reported from other agencies… Show more CLEAR reports provided up-to-date information on all aspects of regulatory material that impacts a given line of insurance, including legislation, regulation, bulletins, directives, Attorneys General opinions, and any other information we believe can be helpful. CLEAR reports is a weekly report of new state and federal legislation and regulations, bulletins and circular letters. Reporting includes more than just state insurance departments. Regulations are reported from other agencies that impact your business, including the Department of Health and Human Services, The Department of Labor, Secretary of State, Department of Motor Vehicles, Office of Thrift Supervision, Office of the Comptroller of Currency and the Treasury Department at both the state and federal levels. Show less



First Consulting & Administration

• United States
• Insurance
• 1 - 100 Employee

• Consultant

  • Apr 2015 - Jun 2018

  Provide knowledge and experience to our clients on compliance matters through questions, drafting policy language, and assisting with product approvals for individual and group life, health and annuity products. Provide knowledge and experience to our clients on compliance matters through questions, drafting policy language, and assisting with product approvals for individual and group life, health and annuity products.



Assurity

• United States
• Insurance
• 200 - 300 Employee

• Sr. Compliance Analyst

  • Feb 2012 - Apr 2015

  Develop new contract language for individual and group life and health and individual annuity products. Review and provide guidance on complicated objections with state filings. Analyzed new regulations, bulletins and notices received and assess the risk and action required. Develop list of tasks for each applicable new law and coordinate with operational areas to implement. Research and created 50 state summaries on specific regulations. Serve on industry committees and represent the company’s… Show more Develop new contract language for individual and group life and health and individual annuity products. Review and provide guidance on complicated objections with state filings. Analyzed new regulations, bulletins and notices received and assess the risk and action required. Develop list of tasks for each applicable new law and coordinate with operational areas to implement. Research and created 50 state summaries on specific regulations. Serve on industry committees and represent the company’s interest on proposed regulations. Develop positive relationships with state department personnel, industry peers and co-workers. Serve as a liaison between the operational area and legal. Coordinate market conducts.

• Policy Filing and Compliance Manager

  • Apr 2005 - Feb 2012

  Managed and lead associates which included selecting, developing and leading personnel. Developed procedures and standards for area to meet companies speed to market goal. Delegated tasks and tracked progress to ensure timely completion of projects. Created and maintained a balance budget each year. Worked with legal area and reported progress on projects. Analyzed new regulations, bulletins and notices received and assess the risk and action required. Develop list of tasks for each applicable… Show more Managed and lead associates which included selecting, developing and leading personnel. Developed procedures and standards for area to meet companies speed to market goal. Delegated tasks and tracked progress to ensure timely completion of projects. Created and maintained a balance budget each year. Worked with legal area and reported progress on projects. Analyzed new regulations, bulletins and notices received and assess the risk and action required. Develop list of tasks for each applicable new law and coordinate with operational areas to implement. Promoted compliance awareness. Developed positive relationships with state department personnel, industry peers and co-workers. Researched and created 50 state summaries on specific regulations. Assisted in coordinating several market conducts.

• Client Relations Call Center Supervisor

  • Jul 2002 - Apr 2005

  Part of select group to help bring up a new administrative system (LifePro). Developed and trained on client services processes. Started department to conserve policies and educate consumers on policy features. Developed and implemented processes and procedures for new department. Hired and trained new associates on how to conserve the business. An average of 30% conserved.

• Reinsurance Administrator

  • Oct 1997 - Jul 2002

  Recovered through an audit over $150,000 in incorrect claim payments. Paid monthly reinsurance premiums and filed claims for reimbursement with the reinsurance company. Paid claims on Medicare and individual major medical policies. Developed and implemented procedure which resulted in a paperless process.

• Group Medical Underwriter

  • Jul 1996 - Oct 1997

  Reviewed medical history on new and renewal cases to determine the correct rate and plan that could be offered based on the risk of the group.

• Billing Specialist

  • Oct 1994 - Jul 1996

  Created and balanced account statements according to established procedures. Updated and added employees information on customer's accounts. Worked with account contacts to ensure their employees were accurately insured and billed timely. Developed procedure which resulted in increased company security of premium received.

• Clerk

  • Feb 1994 - Oct 1994

  Provided operational support for major medical and group disability claims department.