Vicki Kempton

Senior Loan Officer at Americas Funding Group
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Location
US

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Credentials

  • NMLS
    NMLS
    Jan, 2014
    - Sep, 2024
  • CA DRE
    Bureau Of Real Estate
    Dec, 1998
    - Sep, 2024

Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Senior Loan Officer
      • Sep 2019 - Present
    • United States
    • Real Estate Agents and Brokers
    • 1 - 100 Employee
    • Senior Loan Originator
      • Jun 2015 - Jun 2018

      Office lead, responsible for assisting new processors, while meeting demands of closing multiple loans. Proficient in products relating to Non-QM, Reverse Mortgage, Conventional, VA FHA and Hard Money Office lead, responsible for assisting new processors, while meeting demands of closing multiple loans. Proficient in products relating to Non-QM, Reverse Mortgage, Conventional, VA FHA and Hard Money

    • United States
    • Construction
    • 1 - 100 Employee
    • Direct Marketing/Lead Generation
      • Jan 2014 - May 2015

      Responsible for generating lead volume for CR Boger Construction using different marketing and sales methods while working independently with Retail Partners in their stores. Excellent ability to connect with customers, easily promotes products and current promotions Responsible for generating lead volume for CR Boger Construction using different marketing and sales methods while working independently with Retail Partners in their stores. Excellent ability to connect with customers, easily promotes products and current promotions

    • Financial Services
    • 1 - 100 Employee
    • Mortgage Loan Officer II
      • Jan 2012 - Dec 2013

      Processed conventional loans from set up to submission, from conditions to close. Reviewed residential loan application files to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment. Promoted to position of Loan Processor II Processed conventional loans from set up to submission, from conditions to close. Reviewed residential loan application files to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment. Promoted to position of Loan Processor II

    • Banking
    • 1 - 100 Employee
    • Senior Loan Originator
      • Jan 2011 - Jun 2011

      Responsible for selling and marketing loan products to a diverse customer base. Submitted loan packages to proper authority, review conditions of approval process and obtain additional documentation when necessary, remaining accountable throughout entire transaction. Privileged to work as a liaison between First Choice Bank and Costco members, offering exclusive pricing. Responsible for selling and marketing loan products to a diverse customer base. Submitted loan packages to proper authority, review conditions of approval process and obtain additional documentation when necessary, remaining accountable throughout entire transaction. Privileged to work as a liaison between First Choice Bank and Costco members, offering exclusive pricing.

    • United Kingdom
    • Financial Services
    • 1 - 100 Employee
    • Senior Loan Originator
      • Mar 2007 - Jan 2011

      Extensive knowledge of underwriting, residential mortgage processing, and closing procedures. Demonstrated time management and organizational skills. Effective command over verbal and written communication skills. Familiar with the concepts of federal lending regulations governing real estate lending Extensive knowledge of underwriting, residential mortgage processing, and closing procedures. Demonstrated time management and organizational skills. Effective command over verbal and written communication skills. Familiar with the concepts of federal lending regulations governing real estate lending

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Senior Loan Officer/Office Manager
      • Jan 2000 - Oct 2006

      Recruited to service needs of the mortgage broker while managing all aspects of administrative office. Served as primary go-to person to facilitate loan origination processes, educated clients and staff on products available. Motivated/mentored and tracked employee progress, ensuring goal attainment and implementing methods for improvement where indicated. Received Outstanding Sales/Customer Service Performance Award for Exemplary Service Recruited to service needs of the mortgage broker while managing all aspects of administrative office. Served as primary go-to person to facilitate loan origination processes, educated clients and staff on products available. Motivated/mentored and tracked employee progress, ensuring goal attainment and implementing methods for improvement where indicated. Received Outstanding Sales/Customer Service Performance Award for Exemplary Service

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