Vandana Mehra
Operations Manager at Cash My Payment- Claim this Profile
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Bio
Experience
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Cash My Payment
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India
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Financial Services
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1 - 100 Employee
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Operations Manager
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May 2022 - Present
• Monitoring the performance of loan officers to ensure that they are meeting company standards regarding loan volume and quality • Reviewing loan applications to determine whether they meet the company’s requirements • Coordinating with underwriters and other departments within the organization to ensure that all loan transactions are handled smoothly • Tracking loan payments and delinquencies, and resolving delinquent accounts by contacting borrowers or their representatives • Recommending changes to policies to improve the efficiency of the lending process • Reviewing loan requests, conducting credit checks on applicants, and determining whether loans should be approved or rejected • Managing relationships with current clients and potential clients in order to develop new business opportunities • Determining whether a borrower has the ability to repay a loan according to the terms of the agreement • Reviewing loan documentation and closing loans by signing off on final documents Show less
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Credit Manager
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Nov 2019 - May 2022
• Evaluating the creditworthiness of potential customers. • Creating credit scoring models for risk assessments. • Approving and rejecting loans based on available data. • Calculating and setting loan interest rates. • Negotiating the terms of the loan with new clients. • Ensuring all loans and lending procedures comply with regulations. • Maintaining records of all company loans. • Monitoring loan payments and bad debts. • Evaluating the creditworthiness of potential customers. • Creating credit scoring models for risk assessments. • Approving and rejecting loans based on available data. • Calculating and setting loan interest rates. • Negotiating the terms of the loan with new clients. • Ensuring all loans and lending procedures comply with regulations. • Maintaining records of all company loans. • Monitoring loan payments and bad debts.
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