Experience

Tic:Toc

• Australia
• Financial Services
• 100 - 200 Employee

• Credit Coach

  • Jun 2023 - Present

• Credit Assessor

  • Nov 2022 - Jun 2023


Travelling
• Vietnam
• Human Resources Services
• 1 - 100 Employee
• Travelling

  • Feb 2022 - Nov 2022


Bendigo and Adelaide Bank

• Australia
• Banking
• 700 & Above Employee

• Credit Officer

  • Aug 2019 - Feb 2022

  Liaise with key stakeholders & business partners to make commercial credit decisions that mutually benefit both the bank and the business partner. Held delegated Lending Authority level 7, ability to approve lending outside of credit policy. Monitor & triage scenarios for assessment & applications to be assessed. 2IC for team credit manager assessment of team statistics and staffing levels. Provide feedback on policy and procedure improvements to improve efficiency and business partner outcomes. Show less

• Credit Assessor

  • Jun 2017 - Aug 2019

  Knowledge of neo-bank and online instantaneous assessment & approval processes. Delegated Lending Authority held across 3 institutions. Assessment of complex financials including workshopping, structuring & mitigation. Risk management & quality loan files. Knowledge of neo-bank and online instantaneous assessment & approval processes. Delegated Lending Authority held across 3 institutions. Assessment of complex financials including workshopping, structuring & mitigation. Risk management & quality loan files.



Westpac Group

• Australia
• Financial Services
• 700 & Above Employee

• Home Loan Manager

  • Jun 2016 - Jan 2017

  Assistance with training of other staff on identification of home loan leads.Establish referral partner networks.Prequalify & assess all home loan applications for borrowing capacity & suitability.Proactive phone calls to qualify leads and maintain strong customer relationships with existing customer base.

• Home Loan Manager (contact centre)

  • May 2014 - Jun 2016

  Marketing & networking with stakeholders to create qualified leads.Determine best lender for clients needs.Customer service and loan assessment.Convert leads to customers and customers to referrers.