Troy Musel, LRC
Credit Review Manager at American National Bank- Claim this Profile
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Spanish Elementary proficiency
Topline Score
Bio
Credentials
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Loan Review Certificate Program (LRC)
BAIApr, 2017- Nov, 2024
Experience
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American National Bank
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United States
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Banking
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300 - 400 Employee
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Credit Review Manager
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Dec 2013 - Present
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Peoples Bank of Commerce
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St. Paul, MN
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Credit Review Lead
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May 2008 - Dec 2013
-Managed all credit review activities of the bank's commercial and consumer credit portfolio with reporting to senior management and the board of directors. -Review commercial real estate and equipment appraisers' work for inclusion on approved appraiser list. -Serve as the bank's lead regarding SBA loan programs and SOP compliance. -Managed all credit review activities of the bank's commercial and consumer credit portfolio with reporting to senior management and the board of directors. -Review commercial real estate and equipment appraisers' work for inclusion on approved appraiser list. -Serve as the bank's lead regarding SBA loan programs and SOP compliance.
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Western Bank of Clovis
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United States
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Banking
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1 - 100 Employee
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Vice President Commercial Banking / AVP, Credit Analyst Manager
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Jul 1998 - May 2008
Commercial Banking Officer -Developed and managed commercial portfolio which included C&I, construction and commercial real estate loans. Chief Special Assets Officer. -Managed foreclosure and liquidation of substandard relationships during recession. Negotiated sale of Notes and debt restructuring for bank. Credit Analyst Manager -Senior analyst for a $280MM commercial loan portfolio managing a team of three credit analysts. -Analysis work performed on commercial loan portfolio included a balanced mix of commercial real estate, working capital
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Education
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Luther College
BA, Political Science / Finance -
RMA
Graduate of Commercial Lending Academy
Community
