Experience

Rosenthal & Rosenthal, Inc.
• United States
• Financial Services
• 100 - 200 Employee
• Vice President, Senior Credit Analyst

  • Apr 2022 - Present

One Step Up, Ltd.
• Director of Credit & A/R

  • May 2012 - Apr 2021


LIZ CLAIBORNE INC

• United States
• 1 - 100 Employee

• Credit Manager

  • Apr 2005 - Jan 2012

  Special Accomplishments at Liz Claiborne:-Developed tool to optimize communications between the credit department and sales, enabling in the Divisional Presidents to access risks and ultimately resulted in the brands ability to manage inventory more effectively.-In 2011 (Q3 and Q4), simultaneously completed a successful divestiture of 5 brands.-Developed new staff in India and Romania, as the USA credit staff was being downsized, while successfully managing domestic and international credit risks in a challenging retail environment.-Significantly reduced risks and obtained cross corporate guaranty on an off-price retailer prior to its bankruptcy protection filing; while liquidating inventories to other off-price channels.-Developed new testing program of new credit associates, enabling management to identify the financial analytical proficiencies and deficiencies of credit department applicants. The testing program enabled the Liz Claiborne credit department to have a strong analytical team and reduced the associate turnover rate.-Had credit limit grantor authorization of $2 million.-Effectively managed approximately 1,700 to 5,000 domestic and international customers, in accordance with the adherence of Sarbanes-Oxley requirements.-Managed credit portfolio and reviewed collections, chargeback recovery, compliance issues, and analysis of related data. Show less

• Assistant Credit Manager

  • Jun 2001 - Apr 2005

  -Had credit limit grantor authorization of $1 million.-Reviewed and approved credit limit recommendations submitted by credit analysts.-Assisted in the preparation of annual departmental budgets and compensation plans.-Assisted in the negotiation of credit agency contracts.-Prepared evaluation of potential Licensees prior to signing contacts.-Assisted legal department in the structuring of contracts, based on the financial condition of the licensees.-Examined and authorized Letters of Credit (Standby and Documentary) for compliance and timely presentation. Show less

• Senior Credit Analyst

  • Oct 1991 - Jun 2001

  Had credit limit grantor authorization of $350K. Duties included appraising and analyzing various financial information after investigating bank data and credit agency reports. Serviced the various brands by reviewing submitted orders and determining the customer’s ability to pay within terms by assigning the appropriate credit limits and/or requesting collateral instruments as needed.



H. Cotler & Sons

• Credit Analyst (High Risks)

  • Sep 1989 - Oct 1991

  Assisted the credit manager in the handling of all high risk credit customers by reviewing submitted orders, determining the customer’s ability to pay within terms based on analysis of financial information. Assisted the credit manager in the handling of all high risk credit customers by reviewing submitted orders, determining the customer’s ability to pay within terms based on analysis of financial information.



BNY Financial Corporation

• Credit Analyst

  • Sep 1986 - Sep 1989

  Multi-faceted responsibilities in the credit department of this commercial factoring and finance company. Duties included appraising and analyzing various financial information after investigating bank data and credit agency reports. Serviced factored clients by reviewing submitted orders, determining the customer’s ability to pay within terms based on its financial strength, and advising the clients of our credit decisions. Multi-faceted responsibilities in the credit department of this commercial factoring and finance company. Duties included appraising and analyzing various financial information after investigating bank data and credit agency reports. Serviced factored clients by reviewing submitted orders, determining the customer’s ability to pay within terms based on its financial strength, and advising the clients of our credit decisions.