Experience

Kraken Digital Asset Exchange

• United States
• Financial Services
• 200 - 300 Employee

• Chief Executive Officer and Managing Director at Kraken Financial

  • Apr 2023 - Present

  I lead the efforts of Kraken Financial to build the bridge between traditional finance and digital asset banking. Our mission is to accelerate the adoption of cryptocurrency so the world can achieve financial freedom and inclusion. *Opinions and activity on LinkedIn are my own and not those of Kraken.

• Head of Bank Operations

  • Jul 2021 - Apr 2023

  Managed the operational readiness and day to day activity of Kraken Financial. Duties encompassed all details of connecting traditional banking and cryptocurrency at one of the first digital asset banks chartered in the US.



MHBS Inc.

• President & CEO

  • Apr 2014 - Present

  Investment holding company. Connecting people, building relationships, investing in ideas, accomplishing goals, solving problems, and generating returns. Areas include real estate, e-commerce, landscaping, syndication, and education. Investment holding company. Connecting people, building relationships, investing in ideas, accomplishing goals, solving problems, and generating returns. Areas include real estate, e-commerce, landscaping, syndication, and education.



Meridian Trust Federal Credit Union

• United States
• Financial Services
• 1 - 100 Employee

• Chief Lending Officer

  • 2014 - 2021

  Oversaw the lending operations of the organization with a focus on overall portfolio growth and credit quality. Implemented Commercial, Real Estate, and Consumer loan processes and credit policies for sustainable performance. * Doubled the loan portfolio for the organization by improving processes, adding new products, and leading a dynamite team. * Maintained delinquency and charge off rates well below peer. * Ensured compliance with federal laws and regulations set forth… Show more Oversaw the lending operations of the organization with a focus on overall portfolio growth and credit quality. Implemented Commercial, Real Estate, and Consumer loan processes and credit policies for sustainable performance. * Doubled the loan portfolio for the organization by improving processes, adding new products, and leading a dynamite team. * Maintained delinquency and charge off rates well below peer. * Ensured compliance with federal laws and regulations set forth by the National Credit Union Administration (NCUA), CFPB and other regulatory agencies. * #1 Credit Union in the State as ranked by Forbes. Of the 5,068 credit unions nationwide, just 3.6% made the list. Part of the strategic and tactical planning of the entire institution. Projects included: Board of Director reports and presentations, online banking upgrade, product pricing, interest rate risk management, two M&As, texting solution, call center efficiency, branch renovations and expansions, lending system creation and upgrades, company-wide training, and contributing to a company culture rooted in service. Show less Oversaw the lending operations of the organization with a focus on overall portfolio growth and credit quality. Implemented Commercial, Real Estate, and Consumer loan processes and credit policies for sustainable performance. * Doubled the loan portfolio for the organization by improving processes, adding new products, and leading a dynamite team. * Maintained delinquency and charge off rates well below peer. * Ensured compliance with federal laws and regulations set forth… Show more Oversaw the lending operations of the organization with a focus on overall portfolio growth and credit quality. Implemented Commercial, Real Estate, and Consumer loan processes and credit policies for sustainable performance. * Doubled the loan portfolio for the organization by improving processes, adding new products, and leading a dynamite team. * Maintained delinquency and charge off rates well below peer. * Ensured compliance with federal laws and regulations set forth by the National Credit Union Administration (NCUA), CFPB and other regulatory agencies. * #1 Credit Union in the State as ranked by Forbes. Of the 5,068 credit unions nationwide, just 3.6% made the list. Part of the strategic and tactical planning of the entire institution. Projects included: Board of Director reports and presentations, online banking upgrade, product pricing, interest rate risk management, two M&As, texting solution, call center efficiency, branch renovations and expansions, lending system creation and upgrades, company-wide training, and contributing to a company culture rooted in service. Show less



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Business Relationship Manager

  • 2011 - 2014

  * Acquired, managed, and grew a portfolio of business relationships for the organization. * Coordinated Treasury Management, Foreign Exchange, wire transfers, Swift and Sweep accounts, lending and deposit solutions. * Consulted with start-up ventures, established and managed relationships with CEOs and CFOs.

• Bank Manager

  • 2009 - 2011

  Established and managed all front and back-end and operation functions for the branch. Managed customers’ access to products, services and resources. Ensured compliance with banking policies and procedures including BSA and OFAC. Identified, analyzed, structured, and led projects that improved efficiencies, ensured minimal loss exposure, and developed leadership in one of the strongest locations in the territory. * Ranked #1 in Wyoming out of 32 Managers with the #1 Branch in the State… Show more Established and managed all front and back-end and operation functions for the branch. Managed customers’ access to products, services and resources. Ensured compliance with banking policies and procedures including BSA and OFAC. Identified, analyzed, structured, and led projects that improved efficiencies, ensured minimal loss exposure, and developed leadership in one of the strongest locations in the territory. * Ranked #1 in Wyoming out of 32 Managers with the #1 Branch in the State for measured performance metrics * Achieved double digit YOY growth with one of the highest goals in the region * Led one of the first Wells Fargo bank conversions of east coast Wachovia Bank in AL * In the State, held the #1 Store and #1 Store Manager Positions while having the #1 Service Manager, #1 Banker, and 4 tellers in the top 10 * Consistently had one of the highest producing teller teams in the State while earning high ratings in customer service quality surveys * Achieved a 99% on Bank Audit *Youngest Bank Manager in the State of Wyoming

• Lending and Operations Roles

  • 2004 - 2009

  Created new revenue opportunities and ensured the long-term financial success of banking clients. Built lasting relationships with customers by financing and securing loans, explaining banking options, and providing customized solutions. * Consistently Ranked #1 in the State and top quartile for the Mountain West Region for sales and service metrics.



Isshin Ryu Karate School

• Sensei

  • 2001 - 2007

  Karate Sensei 3rd Degree Black Belt Taught discipline, leadership, and honor to students and led instruction of Okinawa, Japan traditions and self-defense techniques. Karate Sensei 3rd Degree Black Belt Taught discipline, leadership, and honor to students and led instruction of Okinawa, Japan traditions and self-defense techniques.