Experience

Torrey Pines Bank

• United States
• Banking
• 100 - 200 Employee

• AVP, Commercial Real Estate Portfolio Manager

  • Aug 2022 - Present

  • Provided clients with commercial real estate financing options tailored to their specific investment needs • Underwrote over $26MM in new loan opportunities secured by various asset classes including retail, industrial, mixed-use, multifamily, special-use, self-storage, and master planned home communities • Managed portfolio of over $85MM in commercial real estate loans, and over $130MM in real estate value; requiring detailed analysis and monitoring of loans covenants, rate adjustments, loan maturities, DSCR’s, and valuations • Prepared and presented comprehensive Opportunity Memos and Loan Presentations to bank’s Credit Committee for review and approval • Negotiated loan terms, coordinating with outside legal counsel in the preparation of loan documents, and managed loan closings with internal and external partners • Completed comprehensive financial analysis of balance sheets, income statements, and tax returns for private companies and individuals to determine sponsorship creditworthiness Show less



PacVentures, Inc.

• United States
• Leasing Non-residential Real Estate
• 1 - 100 Employee

• Business Development & Asset Management Associate

  • Oct 2016 - Jul 2022

  • Managed retail, office, and industrial asset portfolios including the creation and management of financial pro forma, annual budgets, valuations, insurance policies, leasing, development, and construction for over 200+ tenants and $160MM of investment value • Networked and built relationships with industry professionals and prospective clients to generate avenues for new business in both property acquisitions and private lending programs • Coordinated Due Diligence of over $75MM in new commercial real estate acquisitions/dispositions including financial analysis/pro forma, asset valuation, negotiation, contract review, and escrow coordination • Created and present marketing material in the form of lending brochures, offering memorandums, and financing packages Show less



iServe Residential Lending, LLC NMLS #2914

• United States
• Financial Services
• 100 - 200 Employee

• Secondary Market Analyst

  • Aug 2012 - Oct 2016

  • Provided detailed analysis of the bond and mortgage-backed securities markets • Assessed best market execution for $50MM/month of loans committed via numerous delivery channels including security, bulk trade, best efforts, mandatory commitment, etc • Reported product margins and sales mix to senior management with insight for increased sales and maximize profitability • Provided detailed analysis of the bond and mortgage-backed securities markets • Assessed best market execution for $50MM/month of loans committed via numerous delivery channels including security, bulk trade, best efforts, mandatory commitment, etc • Reported product margins and sales mix to senior management with insight for increased sales and maximize profitability



iServe Real Estate Operations

• Real Estate
• 1 - 100 Employee

• Risk Management Analyst

  • Aug 2010 - Aug 2012

  • Provided investors with an analytical approach toward maximizing portfolio performance • Evaluated clients to determine qualification for a variety of loss mitigation and risk management solutions • Maintained multiple state licenses in mortgage loan origination • Provided investors with an analytical approach toward maximizing portfolio performance • Evaluated clients to determine qualification for a variety of loss mitigation and risk management solutions • Maintained multiple state licenses in mortgage loan origination