Tony Raia

Senior Account Executive at Spring EQ
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Contact Information
us****@****om
(386) 825-5501
Location
Franklin, Tennessee, United States, US

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Experience

    • United States
    • Financial Services
    • 200 - 300 Employee
    • Senior Account Executive
      • Jan 2019 - Present

      Franklin, Tennessee, United States An exciting new home equity lender providing second mortgages up to 97.5% CLTV on both standalone and piggyback scenarios, HELOC or fixed rate/closed end loans with amortizations up to 30 years, starting at 640 fico and Broker Comp up to 2%! Spring EQ is the nation’s premier non-bank home equity lender. Offering an alternative to cash-out refinancing, Spring EQ specializes in home equity lending using an innovative proprietary platform that provides wholesalers and their customers fast and… Show more An exciting new home equity lender providing second mortgages up to 97.5% CLTV on both standalone and piggyback scenarios, HELOC or fixed rate/closed end loans with amortizations up to 30 years, starting at 640 fico and Broker Comp up to 2%! Spring EQ is the nation’s premier non-bank home equity lender. Offering an alternative to cash-out refinancing, Spring EQ specializes in home equity lending using an innovative proprietary platform that provides wholesalers and their customers fast and easy access to the equity in their homes. Spring EQ was founded in 2016 and is headquartered in Philadelphia, PA. Spring EQ is led by experienced professionals who have worked in the lending industry for decades. We pride ourselves on creating opportunities for our partners, and their clients, to access accumulated home equity, while dramatically reducing the time, and cost it takes to tap into those values. -Fund in 3 Weeks -Minimum 640 FICO -Maximum 97.5% CLTV -Fixed rates or HELOCs! -Terms to 30 years, fully amortized -Standalone or piggyback loan scenarios! Show less

    • United States
    • Financial Services
    • 100 - 200 Employee
    • Senior Account Executive
      • Jun 2018 - Jan 2019

      Westlake village, CA

    • United States
    • Financial Services
    • 700 & Above Employee
    • Account Executive
      • Sep 2017 - May 2018

      Thousand Oaks, CA

    • United States
    • Consumer Services
    • 700 & Above Employee
    • District Sales Manager - Small Business
      • Jan 2015 - Sep 2017

      Chatsworth, CA Providing security needs to small businesses and homes across Southern California.

    • United States
    • Financial Services
    • 700 & Above Employee
    • Producing Sales Manager - Home Lending Officer
      • Jun 2013 - Nov 2014

      I manage a team of 5 Home Lending Officers of Citibank located in the NW suburbs of Chicago. While I manage a wonderful team of individuals, I also originate my own book of business. I represent one of the worlds largest financial institutions providing superior mortgage products to home owners and those who desire to purchase a new home.

    • Home Lending Specialist
      • Aug 2010 - Jun 2013

      Palatine, IL Prospect and maximize referrals from Citibank branches on a retail level for refinancing and purchasing of residential mortgages. Financially analyze the benefit of refinancing for each consumer to persuade them toward the appropriate mortgage product. Qualify and pre-approved borrowers looking to purchase a new home. Maintain national ranking in file quality, pull-through and borrower consent as well as NPS score.

    • United States
    • Wellness and Fitness Services
    • 700 & Above Employee
    • Certified Personal Trainer
      • Aug 2012 - Aug 2012

      I carry a current certificate through NASM as a certified personal trainer.

    • member
      • Apr 2010 - Aug 2012

      Palatine Chamber morning networking group.

    • member
      • 2009 - 2012

      Palatine Area Chamber of Commerce lunch networking group

    • United States
    • Financial Services
    • 700 & Above Employee
    • Account Executive
      • Jan 2006 - Dec 2008

      NW Chicagoland Managed a territory covering the northwest suburbs of Chicago, selling B2B and maintaining sales volume for one of the nation’s largest wholesale mortgage lenders. Performed new business development, serviced existing customers and grew territory in line with regional sales goals. Worked as liaison between professional mortgage brokers and underwriters to get loans closed. Frequently held sales presentations to brokers and several of their loan originators regarding the latest mortgage… Show more Managed a territory covering the northwest suburbs of Chicago, selling B2B and maintaining sales volume for one of the nation’s largest wholesale mortgage lenders. Performed new business development, serviced existing customers and grew territory in line with regional sales goals. Worked as liaison between professional mortgage brokers and underwriters to get loans closed. Frequently held sales presentations to brokers and several of their loan originators regarding the latest mortgage products, services and Emerging Markets strategies. Show less

    • United States
    • Banking
    • 700 & Above Employee
    • Account Executive
      • Aug 2004 - Feb 2006

      NW Chicagoland Managed a territory covering the northwest suburbs of Chicago, selling B2B and maintaining sales volume for one of the nation’s leaders in technology oriented wholesale mortgage lending. Performed new business development as well as serviced existing customers and grew territory in line with regional sales goals. Worked as both sales and training specialist for professional mortgage brokers and banks to originate, process and close loans on-line.

    • Account Executive
      • Aug 2002 - Sep 2004

      NW Chicagoland Managed a territory covering the northwest suburbs of Chicago, selling B2B and maintaining sales volume for one of the nation’s largest wholesale mortgage lenders. Performed new business development as well as serviced existing customers and grew territory in line with regional sales goals. Liaison between professional mortgage brokers and underwriters to resolve loan level issues in order to close loans during the largest refinanced boom in history.

    • Account Executive
      • Sep 1999 - Aug 2002

      Mortgage wholesale lending division. HomeSide was then purchased by Washington Mutual, see experience there.

    • Personal Banker
      • 1993 - 1996

Education

  • Northern Illinois University
    Bachelor, Psychology
    1990 - 1992
  • Harper College
    Associate of Arts (A.A.), BUSINESS, MANAGEMENT, MARKETING, AND RELATED SUPPORT SERVICES
    1987 - 1990
  • Barrington High School
    1983 - 1987

Community

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