Tonya Morales
Underwriting Manager at UpEquity- Claim this Profile
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Bio
R. Emmett Myatt
Tonya is a great resource for her team. She provides guidance and support to direct reports allowing them to function well at high production levels in a stressful environment. I can only hope to have the opportunity to work with her again in the future.
R. Emmett Myatt
Tonya is a great resource for her team. She provides guidance and support to direct reports allowing them to function well at high production levels in a stressful environment. I can only hope to have the opportunity to work with her again in the future.
R. Emmett Myatt
Tonya is a great resource for her team. She provides guidance and support to direct reports allowing them to function well at high production levels in a stressful environment. I can only hope to have the opportunity to work with her again in the future.
R. Emmett Myatt
Tonya is a great resource for her team. She provides guidance and support to direct reports allowing them to function well at high production levels in a stressful environment. I can only hope to have the opportunity to work with her again in the future.
Experience
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UpEquity
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United States
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Real Estate
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1 - 100 Employee
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Underwriting Manager
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May 2022 - Present
Underwriting Manager DE underwriting Underwriting Manager DE underwriting
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Celink
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United States
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Financial Services
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100 - 200 Employee
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AVP Default Assistance Department
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Jul 2018 - May 2022
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CIT
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United States
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Financial Services
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700 & Above Employee
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Assistant Vice President Operations
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Mar 2008 - Jul 2018
Review all credit, collateral, compliance documents to ensure all are completed correctly and do not violate state and federal policies and procedures. Analyze information in order to determine if a risk is acceptable per company and investor guidelines. Review all credit, collateral, compliance documents to ensure all are completed correctly and do not violate state and federal policies and procedures. Analyze information in order to determine if a risk is acceptable per company and investor guidelines.
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DE Underwriter/AVP Default Servicing
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2008 - Jul 2017
FHA Underwriter FHA Underwriter
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Accredited Home Lenders
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Financial Services
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200 - 300 Employee
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Team Lead Underwriter
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2007 - 2007
Conduct evaluations of loan parameters with a focus on corporate guidelines, organize strategic planning conferences, and support decision-making process within assigned unit. Audit purchase and refinance loans focused on adhering to investor guidelines. Conduct evaluations of loan parameters with a focus on corporate guidelines, organize strategic planning conferences, and support decision-making process within assigned unit. Audit purchase and refinance loans focused on adhering to investor guidelines.
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ACC Capital Holdings
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Financial Services
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100 - 200 Employee
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Operations Manager
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Aug 1997 - Jul 2006
Spearhead and distribute assignments as well as ensure accurate and timely completion, delivering superior management of teams comprised of 40 members. Conduct evaluations of loan parameters with a focus on corporate guidelines, organize strategic planning conferences, and support decision-making process within assigned unit. Audit Purchases, Jumbo, and refinance loans focused on adhering to investor guidelines. Team with other departments throughout loan sales operations and conduct loan risk analysis prior to approval. Work collaboratively in personnel training, serve as instructional/subject matter expert in field operations, and monitor loan purchase. Administer personnel performance evaluations, maintain top production, and deliver routine feedback on improvement needs. Function as member of the Action Committee. Show less
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Education
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1995 - 1999
Fullerton/Cypress College
Community
