Tonja Spencer

Loan servicing Admin at Colorado Housing and Finance Authority
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Contact Information
us****@****om
(386) 825-5501
Location
Denver, US

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Experience

    • United States
    • Financial Services
    • 100 - 200 Employee
    • Loan servicing Admin
      • Aug 2007 - Present

    • Loan Servicing
      • Aug 2007 - Present

    • Loan Servicing Administrator
      • Jun 2006 - Present

    • Loan Servicing Administrator- Sr. Level Customer Service
      • Jun 2006 - Aug 2007

      Demonstrated customer service experience with excellent verbal and written communications skills * Resolve difficult customer issues using the latest customer service policies and business practices *Set-up new loan data, including but not limited to escrow, tax data, and all modifications *Work lien releases and filings for commercial loan payoffs * Reconcile accounting of payment posting * Submit application of short sale and loss mitigation pay-offs * Year end W-9 reporting… Show more Demonstrated customer service experience with excellent verbal and written communications skills * Resolve difficult customer issues using the latest customer service policies and business practices *Set-up new loan data, including but not limited to escrow, tax data, and all modifications *Work lien releases and filings for commercial loan payoffs * Reconcile accounting of payment posting * Submit application of short sale and loss mitigation pay-offs * Year end W-9 reporting (homeowners and vendors) * Provide support and backup for entire department * Assist in balancing cash and daily check run distribution * Common understanding of Federal, state and local mortgage compliance regulations Pay-off; Prepared pay-off statements *Prepared Release of Deed of Trusts and sent to respective county with 30-60 day timeframe

    • Loan Servicing Administrator- Sr. Level Customer Service
      • Jun 2006 - Aug 2007

      Knowledge of federal and state regulatory requirements * Experience with loan closing documents for conventional, VA and FHA programs * Demonstrated customer service experience with excellent verbal and written communications skills * Resolve difficult customer issues using the latest customer service policies and business practices *Set-up new loan data, including but not limited to escrow, tax data, and all modifications *Work lien releases and filings for commercial loan… Show more Knowledge of federal and state regulatory requirements * Experience with loan closing documents for conventional, VA and FHA programs * Demonstrated customer service experience with excellent verbal and written communications skills * Resolve difficult customer issues using the latest customer service policies and business practices *Set-up new loan data, including but not limited to escrow, tax data, and all modifications *Work lien releases and filings for commercial loan payoffs * Reconcile accounting of payment posting * Submit application of short sale and loss mitigation pay-offs * Year end W-9 reporting (homeowners and vendors) * Provide support and backup for entire department * Responsible for setting up new vendors and tracking tax reporting * Assist in balancing cash and daily check run distribution Pay-off; Prepared pay-off statements *Prepared Release of Deed of Trusts and sent to respective county with 30-60 day timeframe

    • United States
    • Financial Services
    • 500 - 600 Employee
    • Sr. Loan Processor
      • Nov 1998 - Mar 2006

    • Team Lead
      • Nov 1998 - Mar 2006

      Direct Supervision of 5-10 employees. * Submit production stats reports to upper management on a daily basis *Assist underwriters, loan counselors, and processors on file analysis *Provide weekly forecast of number of loans closing for the month *Maintain daily and weekly backlog *Work special projects as directed by upper management.

    • Team Lead
      • Nov 1998 - Mar 2006

      Direct workflow for processing a high volume of loans * Reviewed loans to ensure government compliance * Experience with loan closing documents for conventional, VA and FHA programs * Submit production stats to upper management on a daily basis *Assist underwriters, loan counselors, and processors on file analysis *Provide weekly forecast of number of loans closing for the month *Work special projects as directed by upper management.

    • Level III Processor
      • Jan 1995 - Nov 1998

      Underwrite all Pulte products using underwriting engines; DU, LP, Clout; as well as traditional review *Beta tester for new internal processing task system *Processed Conventional, FHA, VA products for Texas, West Coast and East Regions; average pipeline range 180 *Customer Service monthly average rating range 92%-94.99%. *Worked directly with Loan Counselors, Branch Managers, Underwriters and Closers for all loan related items

    • Receptionist/Data Entry
      • Aug 1988 - May 1995

      Responsibilities included but were not limited to: Answering all Company phone lines; pulling credit and entering debt information; document and stacking files to send to brokers.

    • Level III Processor
      • Aug 1988 - May 1995

      Underwrite all Pulte products using underwriting engines; DU, LP, Clout; as well as traditional review *Beta tester for new internal processing task system *Processed Conventional, FHA, VA products for Texas, West Coast and East Regions; average pipeline range 180 *Customer Service monthly average rating range 92%-94.99%. *Worked directly with Loan Counselors, Branch Managers, Underwriters and Closers for all loan related items

Education

  • Metropolitan State College
    Bachelor of Science, Criminal Justice
    1988 - 2015
  • Metropolitan State University of Denver
    B.S., Criminal Justice/Nursing
    1989 - 2011
  • Metropolitan State College
    Bachelor of Science, Criminal Justice; on Parole
    1988 - 1995

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