Experience

First Federal Bank NC

• United States
• Banking
• 1 - 100 Employee

• VP- Commercial Relationship Manager

  • Jun 2019 - Present

  First Federal Bank is the community bank that helps its customers and communities prosper by meeting financial needs with personalized care and responsible stewardship. I will be working with business relationships for lending, deposits and other financial products and services. First Federal Bank is the community bank that helps its customers and communities prosper by meeting financial needs with personalized care and responsible stewardship. I will be working with business relationships for lending, deposits and other financial products and services.



United Community Bank through merger with Four Oaks Bank

• Commercial Relationship Manager

  • Nov 2008 - May 2019

  Manage and retain profitable client relationships • Develop new business through active calling on clients and prospects • Recommend structure, terms, and rate for loans being underwritten • Provide guidance to credit analysts • Ensure adherence to company loan policies and procedures • Evaluate risk to meet profitability standards • Actively participate in community activities or events such as Chamber, Kiwanis, Rotary, etc. • Perform annual performance reviews along with an effective management plan consisting of goals for staff, if applicable • Partner with Mortgage, Wealth Management and Treasury Services to provide services to the bank's customers. Show less



Four Oaks Bank

• United States
• Banking
• 1 - 100 Employee

• Assistant Vice President/Branch Manager

  • Nov 2004 - Nov 2008

  Managed administration and daily operations of a full service bank. • Top branch and top 5 bank originator in loans and loan fees all three years • Managed and developed a branch staff of 7.5 employees including tellers, customer services representatives, and loan officers. Three employees promoted during this time • Contributed in growing loan assets by 10% and deposits by 8% year over year • Ambassador for Fuquay-Varina Chamber of Commerce Managed administration and daily operations of a full service bank. • Top branch and top 5 bank originator in loans and loan fees all three years • Managed and developed a branch staff of 7.5 employees including tellers, customer services representatives, and loan officers. Three employees promoted during this time • Contributed in growing loan assets by 10% and deposits by 8% year over year • Ambassador for Fuquay-Varina Chamber of Commerce



BB&T

• United States
• Telecommunications
• 1 - 100 Employee

• Assistant Vice President/Small Business Banker

  • Jun 2003 - Nov 2004

  Built and managed lending and deposit relationships with small business clients.• Managed 3rd largest loan portfolio in the Triangle region• Analyzed financial information and underwrote credit requests • Partner with multiple branches to identify clients’ additional needs and cross-sell bank products and services as appropriate

• Assistant Vice President/Financial Center Manager

  • Jun 1999 - Jun 2003

  Led sales performance of the branch with emphasis on lending, deposit acquisition and non-interest fee income generation. • Managed 7 tellers and customer service representatives • Exceeded branch goals for deposits, loan outstandings and fee income in 2001 and 2002• Originated 7.5 million and 9 million dollars of consumer loans in 2001 and 2002 • Increased Client Service index from 8.90 to 9.30 out of 10 in 2002 • Named Sterling Performer, 2nd quarter 2002 Show less

• Banking Officer / Retail Services Officer

  • Jul 1997 - Jun 1999

  Responsible for full range of personal banking services to clients and prospective clients, with an emphasis on personal financial counseling, lending and client services.