Todd Christensen
Account Executive at IOU Financial- Claim this Profile
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Bio
Robert Gloer
I was privileged to have the opportunity to work with Todd not once, but twice. At First Franklin, Todd was a top sales executive earning his way (several times) into the coveted Franklin Club (awarded to top 10% of 600+ Sales Executives Nationwide). When I needed a Florida Market Manager at IOU Financial - Todd was my first phone call. Todd represented both First Franklin and IOU Financial with professionalism and enthusiasm. Todd is a high caliber person that will be an asset to any company lucky enough to call him part of the team.
Mike Grandjean
I had the pleasure of meeting Todd when I moved to Orlando to help manage the sales team there. From the moment I arrived Todd was a willing student! Change can be hard on any team, but with Todd's willingness to try new ideas, ability to adapt and incorporate new strategies he helped lead the entire team to achieve their highest success. His "buy-in" and "leading by example" mentored other account executives within our organization and as a result his success was rewarded with Franklin Club Status as an account executive. What clearly me drew me to Todd was his genuine care and "golden rule" treatment of everyone he came in contact with. We have remained friends years later as a result of him simply being one of the "good guys." If I were start a company in Orlando, Florida, Todd would be the first person I would call!
Robert Gloer
I was privileged to have the opportunity to work with Todd not once, but twice. At First Franklin, Todd was a top sales executive earning his way (several times) into the coveted Franklin Club (awarded to top 10% of 600+ Sales Executives Nationwide). When I needed a Florida Market Manager at IOU Financial - Todd was my first phone call. Todd represented both First Franklin and IOU Financial with professionalism and enthusiasm. Todd is a high caliber person that will be an asset to any company lucky enough to call him part of the team.
Mike Grandjean
I had the pleasure of meeting Todd when I moved to Orlando to help manage the sales team there. From the moment I arrived Todd was a willing student! Change can be hard on any team, but with Todd's willingness to try new ideas, ability to adapt and incorporate new strategies he helped lead the entire team to achieve their highest success. His "buy-in" and "leading by example" mentored other account executives within our organization and as a result his success was rewarded with Franklin Club Status as an account executive. What clearly me drew me to Todd was his genuine care and "golden rule" treatment of everyone he came in contact with. We have remained friends years later as a result of him simply being one of the "good guys." If I were start a company in Orlando, Florida, Todd would be the first person I would call!
Robert Gloer
I was privileged to have the opportunity to work with Todd not once, but twice. At First Franklin, Todd was a top sales executive earning his way (several times) into the coveted Franklin Club (awarded to top 10% of 600+ Sales Executives Nationwide). When I needed a Florida Market Manager at IOU Financial - Todd was my first phone call. Todd represented both First Franklin and IOU Financial with professionalism and enthusiasm. Todd is a high caliber person that will be an asset to any company lucky enough to call him part of the team.
Mike Grandjean
I had the pleasure of meeting Todd when I moved to Orlando to help manage the sales team there. From the moment I arrived Todd was a willing student! Change can be hard on any team, but with Todd's willingness to try new ideas, ability to adapt and incorporate new strategies he helped lead the entire team to achieve their highest success. His "buy-in" and "leading by example" mentored other account executives within our organization and as a result his success was rewarded with Franklin Club Status as an account executive. What clearly me drew me to Todd was his genuine care and "golden rule" treatment of everyone he came in contact with. We have remained friends years later as a result of him simply being one of the "good guys." If I were start a company in Orlando, Florida, Todd would be the first person I would call!
Robert Gloer
I was privileged to have the opportunity to work with Todd not once, but twice. At First Franklin, Todd was a top sales executive earning his way (several times) into the coveted Franklin Club (awarded to top 10% of 600+ Sales Executives Nationwide). When I needed a Florida Market Manager at IOU Financial - Todd was my first phone call. Todd represented both First Franklin and IOU Financial with professionalism and enthusiasm. Todd is a high caliber person that will be an asset to any company lucky enough to call him part of the team.
Mike Grandjean
I had the pleasure of meeting Todd when I moved to Orlando to help manage the sales team there. From the moment I arrived Todd was a willing student! Change can be hard on any team, but with Todd's willingness to try new ideas, ability to adapt and incorporate new strategies he helped lead the entire team to achieve their highest success. His "buy-in" and "leading by example" mentored other account executives within our organization and as a result his success was rewarded with Franklin Club Status as an account executive. What clearly me drew me to Todd was his genuine care and "golden rule" treatment of everyone he came in contact with. We have remained friends years later as a result of him simply being one of the "good guys." If I were start a company in Orlando, Florida, Todd would be the first person I would call!
Experience
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IOU Financial
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United States
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Financial Services
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1 - 100 Employee
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Account Executive
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May 2021 - Present
IOU Financial is a leading online lender specialized in helping small businesses with healthy cash flow. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and ecommerce companies. IOU Financial provides a unique approach to lending through an advanced, automated application and approval system. This accurately assesses applicants’ financial realities, with an emphasis on day-to-day cash flow trends, and makes small business loans of up to $600,000 to qualified applicants in only 24-48 hours. Speed and transparency make IOU Financial a trusted alternative to banks. IOU Financial operations is based in metro Atlanta, Georgia with headquarters in Montreal, Canada and publicly traded (TSX-V: IOU). For more information, visit http://IOUFinancial.com. Show less
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Carter Cole Holdings, LLC
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Florida, United States
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President
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May 2018 - Present
Collateral Based (Hard Money) Business Loans for Residential Investment and Commercial Properties Hard Money loans are a great short-term/bridge solution when... • You need to close very quickly • You have a great business but an even better CPA (not reporting enough income) • You only need a short-term loan and would prefer not to provide a mountain of documentation. • You have a credit score below 680 and the banks will not approve you These are just a few examples of how a collateral based mortgage can help. No Income or Credit required. Loans up to 65% LTV. Residential - 9% 5 year interest only (Non-owner occupied) Commercial - 10% 5 year interest only Show less
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Certified Mortgage Planners
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United States
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Financial Services
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1 - 100 Employee
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Mortgage Loan Officer
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Feb 2017 - Present
•Source referral business through strategic partners •Consult new homebuyers on loan programs, rates, process, and closing •Quarterback the flow of each transaction from application to closing ensuring a smooth and stress-free client experience •Prepare and present loan product presentations to referral partners and their clients •Maintain constant communication to all parties throughout every transaction •NMLS ID 865928 •Source referral business through strategic partners •Consult new homebuyers on loan programs, rates, process, and closing •Quarterback the flow of each transaction from application to closing ensuring a smooth and stress-free client experience •Prepare and present loan product presentations to referral partners and their clients •Maintain constant communication to all parties throughout every transaction •NMLS ID 865928
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IOU Financial
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United States
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Financial Services
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1 - 100 Employee
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Account Executive
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Sep 2013 - Sep 2017
•Sought, acquired, developed and managed corporate accounts throughout Florida Territory •Trained newly acquired accounts on proprietary IOU Financial loan portal, product and process •Conducted quarterly conference calls with all accounts to review loan volume production goals and pull-through ratio objectives •Increased Market Penetration by 38% through online target research/networking •Ranked as the top producing external employee for four years running •Mentored new hires to accelerate sales development process and exposure to management practices •Named to IOU Financials Million Dollar Club for production 5 times Show less
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National Sales/Business Development
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Jan 2008 - Sep 2013
• Sold proprietary health insurance plan to government contractors throughout the US • Sought new clients and developed client base by networking to find customers and generate lists of prospective clients • Prepared and conducted boardroom meetings to targeted client’s Executive Management Teams • Conducted onsite benefit enrollment presentations to newly acquired clients’ employees • Built personal book of business from $0 to over $3.5 million in annual premiums • Named to TransAmerica’s Lead Performers Group (President’s Club) for production Show less
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Merrill Lynch - First Franklin Financial Corp.
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Orlando, Florida Area
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Wholesale Mortgage Account Executive
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Nov 1999 - Jun 2008
•Achieved company’s highest national ranking for Account Executives, Franklin Club •Represented Orlando branch on National Corporate Advisory Council to develop new corporate strategies and programs •Selected by RVP for the Southeast leadership team (12 selected out of 225). •Set Orlando branch record for volume in October 2006 ($10.8 million) and broke it in December 2006 ($13 million) •Managed territory of 85 existing mortgage clients and achieved greater than 97% retention rate •Expanded new client relationships by 28% to increase mortgage originations by 2.5MM •Exceeded all sales goals and projections; pull through of 75%, total volume of 7.50MM and account penetration of 50% •Acquired expertise with secondary market loans, mortgage backed securities and daily pricing results Show less
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Palmetto Hall Plantation
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Hilton Head Island, SC
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Asst. Golf Professional
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Apr 1995 - Sep 1996
Asst. Golf Professional at Palmetto Hall Plantation, a semi-private golf club. Asst. Golf Professional at Palmetto Hall Plantation, a semi-private golf club.
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Community
