Experience

Mortgage Lender

• United States
• Real Estate
• 1 - 100 Employee

• Mortgage Loan Originator

  • Aug 2020 - Present



Geneva Financial LLC

• United States
• Financial Services
• 400 - 500 Employee

• Mortgage Banker

  • Sep 2017 - Apr 2020



Pacific Union Financial, LLC

• United States
• Financial Services
• 200 - 300 Employee

• Mortgage Loan Originator

  • Dec 2016 - Aug 2017



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Mortgage Loan Consultant

  • Aug 2015 - Dec 2016



Newbold Advisors, LLC

• United States
• Business Consulting and Services
• 1 - 100 Employee

• Mortgage Operations Analyst

  • Aug 2012 - Aug 2015

  • Loan Modification • Banking • Foreclosure • Mortgage Loss Mitigation • Short Sales • Bankruptcy • Loan Modification • Banking • Foreclosure • Mortgage Loss Mitigation • Short Sales • Bankruptcy



Carlisle & Gallagher Consulting Group, Formerly CG Technology

• Business Consulting and Services
• 1 - 100 Employee

• Research Mortgage Analyast

  • Aug 2011 - Aug 2012

  * Analyzed a book of loans as a consultant to one of the top four U.S. banks to determine accuracy and compliance of foreclosure actions, under the Office of Comptroller and the Currency (OCC) Consent Order. * Evaluated foreclosed loans during the File / Claim Review process, to determine if all required loss mitigation activities were handled and documented in accordance with the requirements of HAMP, proprietary modification or other programs' requirements (in effect at the time of the Foreclosure process), prior to making the final foreclosure determination. * Ensured that all required processes and procedures were followed; system of record notated, documentation available/imaged and appropriate borrower communication (verbal and written) was performed accordance to SD Directives/Internal Operating Procedures. * Gather and review documentation regarding foreclosure proceedings and loss mitigation negotiations to ensure compliance with internal, state, and federal foreclosure guidelines per the recent OCC consent order. * Provide documentation and report all findings to the mortgage client and authorized independent third parties designated by the OCC to ensure compliance of such guidelines. • OCC Consent Order • Compliance and Regulatory • Underwriting Standards



Bank of America

• United States
• Banking
• 700 & Above Employee

• HSSII

  • 2010 - Nov 2011

  Loan Modification Analyst Processing Underwriting Short Sales Loan Modification Analyst Processing Underwriting Short Sales



Susser Bank

• United States
• Financial Services
• 200 - 300 Employee

• Mortgage Banker

  • Feb 2010 - Dec 2010

  * Extensive experience and training in Retail Mortgage Origination's and Loan Modifications (conventional, government, purchase and refinance) under various loan programs in accordance with policies & procedures & guidelines, register loans on the origination system and maintain system accuracy, issue proper disclosures as required by federal regulatory compliance, review rate lock and point objectives for accuracy, ensure overage and underage is approved as well as waiver of any fees, setup files and order all necessary exhibits for appraisals and credit reports, check alternative documentation for accuracy and potential problems, order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt, review all documents thoroughly before submission to underwriting, obtain and review documents for acceptability against loan conditions. * Coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings.



Southwest Funding

• United States
• Financial Services
• 300 - 400 Employee

• Mortgage Loan Consultant

  • Feb 2001 - Feb 2010

  * Extensive experience and training in Retail Mortgage Originations and Loan Modifications (conventional, government, purchase and refinance) under various loan programs in accordance with policies & procedures & guidelines, register loans on the origination system and maintain system accuracy, issue proper disclosures as required by federal regulatory compliance, review rate lock and point objectives for accuracy, ensure overage and underage is approved as well as waiver of any fees, setup files and order all necessary exhibits for appraisals and credit reports, check alternative documentation for accuracy and potential problems, order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt, review all documents thoroughly before submission to underwriting, obtain and review documents for acceptability against loan conditions. * Coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings.