Experience

Vanguard Environmental

• United States
• Environmental Services
• 1 - 100 Employee

• Regulatory Specialist

  • Aug 2020 - Present

  Regulatory Compliance Company - Corporate in Tulsa, Ok with offices across the US. EPA Regulations: SARA Title III, Form R, Storm Water, Air Permits, SPCC, CFAT, Phase 1, GHS Compliance......OSHA: HazCom Training, RTK Training, LOTO Training, PPE Training Regulatory Compliance Company - Corporate in Tulsa, Ok with offices across the US. EPA Regulations: SARA Title III, Form R, Storm Water, Air Permits, SPCC, CFAT, Phase 1, GHS Compliance......OSHA: HazCom Training, RTK Training, LOTO Training, PPE Training



Bridge Title Company

• Account Manager

  • Jul 2009 - Aug 2020

  Market title insurance Market title insurance



State Farm

• United States
• Insurance
• 700 & Above Employee

• Agency Intern

  • Jan 2009 - Aug 2009

  * Trained in all insurance risk management process * Marketing P&C, health, life and mutual funds, * Trained on running and managing an Insurance Office. * Trained in all insurance risk management process * Marketing P&C, health, life and mutual funds, * Trained on running and managing an Insurance Office.



Texans Credit Union

• United States
• Banking
• 100 - 200 Employee

• MANAGING DIRECTOR PRIVATE CLIENT SERVICES

  • Nov 2007 - Jul 2008

  * Underwrite risk in consumer & commercial loan portfolio,* Create and found the Private Banking department of the Credit Union,* Originate $5MM in new consumer loans in 2007 with a goal of $20MM in 2008,* Manage 300 member relationships consisting of the top depositors at the Credit Union,* Bridge all departments of the Credit Union in order to cross sell members.

• VICE PRESIDENT COMMERCIAL REAL ESTATE LENDING

  • Jul 2004 - Nov 2007

  * Manage a $150MM commercial loan portfolio and originate $100MM in new commercial loans annually,* Underwrite risk of commercial loan portfolio on quarterly basis, * Maintain net charge off of less than 0.5% and delinquency ratio of less than 1.0%,* Maintain a technical exception level of less than 10%,* Ensure compliance to credit policy standards while maintaining productivity goals,* Perform ongoing collateral and cash flow analysis to ensure continued credit quality and financial performance of loans in portfolio,* Solicit new clients via prospecting, networking and cold calling. Show less

• SENIOR CREDIT ANALYST

  • Feb 2004 - Jul 2004

  * Underwrite portfolio risk and analyze credit information pertaining to loans; prepare credit reports and present to executive board,* Remain current on all regulatory compliance laws,* Develop credit information for use by senior credit personnel, lending officers, or committees in lending decisions on new, renewal, and extension loans,* Analyzes financial statements and related material. Prepare summaries, presents facts, and offer opinions concerning credit-worthiness,* Provide credit information and references for customers, loan officers, or other agencies. Ensures that all credit files include current financial statements. Customer calls and cold calling. Show less



Comerica Bank

• United States
• Banking
• 700 & Above Employee

• SENIOR CREDIT ANALYST / JUNIOR LOAN OFFICER

  • Feb 2002 - Feb 2004

  Underwrite credit risk and analyze credit information pertaining to loans; prepares credit reports and assists in presenting to committees; furnishes information in response to credit inquires; assists loan officers as requested. Develop credit information for use by senior credit personnel, lending officers, or committees in lending decisions on new, renewal, and extension loans. Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches. Analyzes financial statements and related material. Prepare summaries, presents facts, and offer opinions concerning credit-worthiness. Provides credit information and references for customers, loan officers, or other agencies. Ensures that all credit files include current financial statements. Assist loan officers on customer calls and cold calling. Show less



Ecolab

• United States
• Chemical Manufacturing
• 700 & Above Employee

• PRODUCTION SUPERVISOR / QUALITY ASSURANCE MANAGER

  • Jan 1997 - Jan 2001

  Increased plant efficiencies 10% directing 16 hourly employees across three shifts, * Reduced manufacturing costs by $200,000 by implementing over $50,000 worth of capital projects, * Increased capacity of existing production lines by 5% by analyzing and eliminating process bottlenecks Increased plant efficiencies 10% directing 16 hourly employees across three shifts, * Reduced manufacturing costs by $200,000 by implementing over $50,000 worth of capital projects, * Increased capacity of existing production lines by 5% by analyzing and eliminating process bottlenecks



PROFESSIONAL SERVICE INDUSTRIES, INC

• ENVIRONMENTAL CONSULTANT

  • Feb 1995 - Dec 1996

  Underwrite environmental risk associated with commercial properties. Underwrite environmental risk associated with commercial properties.