Experience

OrientSwiss SA

• Technology, Information and Internet
• 1 - 100 Employee

• Risk Manager

  • May 2020 - Present



ТОО МФО "Quantum"

• Алматы, Казахстан

• Chief Risk Officer

  • Sep 2019 - Apr 2020

  Development and implementation of a scoring system for evaluating SME borrowers (unsecured online loans for entrepreneurs) Development of rules for custom scoring of the First Credit Bureau(1cb.kz) (for entrepreneurs assessment tasks) Development and implementation of a scoring system for evaluating SME borrowers (unsecured online loans for entrepreneurs) Development of rules for custom scoring of the First Credit Bureau(1cb.kz) (for entrepreneurs assessment tasks)



Baker Tilly Netherlands

• Netherlands
• Financial Services
• 700 & Above Employee

• Senior Risk Consultant

  • Apr 2018 - Sep 2018

  Development of methodologies for the implementation of the international standard IFRS 9 in Credit24 LLP (unsecured online loans):Loan portfolio analysisDevelopment of statistical models for estimating expected credit losses on the basis of Credit24 LLP data Calculation of provisions for a portfolio in accordance with the requirements of IFRS 9

• Senior Risk Consultant

  • Jul 2017 - May 2018

  Development of methodologies for the implementation of the international standard IFRS 9 in four Kirgiz Banks:SPPI Test MethodologyMethodology for choosing business modelsDefault and criteria for a significant increase in credit riskClassification procedure for financial instrumentsReserve estimates on a simplified approach (accounts receivable)Development of models for estimating expected credit losses



АО «Bereke Bank»

• Kazakhstan
• Banking
• 300 - 400 Employee

• Head of Retail Credit Risk Department

  • May 2015 - Aug 2016

  Development of analytical reports on the quality of the Bank's loan portfolio. Implementation of rules and procedures for checking borrowers (verification) Development of rules for fraud prevention Development of analytical reports on the quality of the Bank's loan portfolio. Implementation of rules and procedures for checking borrowers (verification) Development of rules for fraud prevention



Alfa-Bank

• Russian Federation
• Banking
• 700 & Above Employee

• Head of Retail Risk Department

  • Dec 2012 - Nov 2014

  Development of automatic rules for scoring systems, Development of secondary sales methods, Development of rules for telephone verification, Development of rules for fraud prevention Development of automatic rules for scoring systems, Development of secondary sales methods, Development of rules for telephone verification, Development of rules for fraud prevention



Temirbank

• Казахстан

• Head of Scoring Systems Department

  • Dec 2010 - Dec 2012

  Development scoring system IFront from scratch Development automatic system for issuing new loans and for refinancing current loans Development of telephone verification methods Development fraud prevention as well as the issuance of loans under forged documents Development scoring system IFront from scratch Development automatic system for issuing new loans and for refinancing current loans Development of telephone verification methods Development fraud prevention as well as the issuance of loans under forged documents



Eurasian Bank

• Kazakhstan
• Banking
• 200 - 300 Employee

• Начальник управления розничных рисков

  • Nov 2008 - Feb 2010

  Разработка скоринговых систем, Разработка методики вторичных продаж, Разработка мер по предотвращению мошеннических операции, а также выдачи кредитов по подложенным документам Разработка скоринговых систем, Разработка методики вторичных продаж, Разработка мер по предотвращению мошеннических операции, а также выдачи кредитов по подложенным документам