Thomas Ragusa
Overdraft Manager / Retail Specialist / Branch Manager at Louisiana National Bank- Claim this Profile
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Bio
Experience
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Louisiana National Bank
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United States
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Banking
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1 - 100 Employee
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Overdraft Manager / Retail Specialist / Branch Manager
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Apr 2021 - May 2022
Ruston, Louisiana, United States While in the Overdraft Manager position, I reviewed all consumer level overdrafts in return item processing daily, charged off all necessary accounts, pursued account balances in collections, reported all charge-offs and recoveries, managed various daily, weekly, and monthly reports regarding overdraft accounts, and personally handled all consumer level overdraft decisions for customers as they appeared to front line staff. I was simultaneously a Retail Specialist who assisted all front… Show more While in the Overdraft Manager position, I reviewed all consumer level overdrafts in return item processing daily, charged off all necessary accounts, pursued account balances in collections, reported all charge-offs and recoveries, managed various daily, weekly, and monthly reports regarding overdraft accounts, and personally handled all consumer level overdraft decisions for customers as they appeared to front line staff. I was simultaneously a Retail Specialist who assisted all front line teller and CSR staff with various customer-related issues including online banking troubleshooting, posting restrictions, holds, disputes, card malfunctions, suspicious activity, etc. Additionally, I was a Branch Manager, which involved staff scheduling, vault balancing, auditing, security, etc., as well as handling all Customer Service Representative work for opening accounts and altering titles. I also managed, balanced, and audited multiple Ruston ATMs during this time.
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Teller
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Oct 2019 - Apr 2021
Ruston, Louisiana, United States Handled all commercial lane transactions, as well as any other available customer interactions necessary such as phone, walk-ins, and email. Later trained for Customer Service Representative tasks such as ATM card, checking, and savings account opening, wire transactions, stop payments, disputes, etc.
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Education
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Louisiana Tech University