Thomas Congleton

Underwriter at Kiavi
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Contact Information
us****@****om
(386) 825-5501
Location
Jacksonville, Florida, United States, US

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Bio

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Experience

    • United States
    • Financial Services
    • 200 - 300 Employee
    • Underwriter
      • Mar 2022 - Present

    • United States
    • Financial Services
    • 500 - 600 Employee
    • Underwriter
      • Sep 2021 - Mar 2022

    • United States
    • Financial Services
    • 500 - 600 Employee
    • Mortgage Underwriter
      • Apr 2021 - Sep 2021

      • Manage a large pipeline of loans successfully • Met and exceeded monthly goals set every month • Issue initial and final approval on loans submitted • Collect, review and analyze applicant’s history and records • Determine level of risk for lending • Calculate income • Demonstrated excellent decision making and critical thinking skills • Manage a large pipeline of loans successfully • Met and exceeded monthly goals set every month • Issue initial and final approval on loans submitted • Collect, review and analyze applicant’s history and records • Determine level of risk for lending • Calculate income • Demonstrated excellent decision making and critical thinking skills

    • United States
    • Financial Services
    • 700 & Above Employee
    • Junior Underwriter
      • Jul 2019 - Mar 2021

      • Responsible for maintaining a large pipeline consisting of Conventional, Jumbo, FHA and VA loans • Review files submitted for final approval and recondition or issue final approvals • Met or exceeded monthly goals on a regular basis • Assist with problem solving for fellow team members who were in need of assistance • Demonstrated a goal oriented process to meeting monthly goals and requirements • Formed many friendships and relationships with Loan Officers in the process • Successfully worked with other departments to ensure smooth closings of my loans in my pipeline Show less

    • United States
    • Financial Services
    • 700 & Above Employee
    • Senior Loan Processor / Junior Underwriter
      • Apr 2015 - May 2019

      • Processed a large mixed pipeline consisting of Conventional, Jumbo, purchase transactions and refinances • Reviewed income documents, bank statements, appraisals, real estate documents and tax transcripts • Worked with title companies to ensure clear title status for mortgage transactions • Worked with the underwriting department, loan officers, and borrowers to gather all documents needed for loan approval • Met or exceeded monthly goals for files closed on a regular basis • Worked to ensure quality of files while maintaining a high NPS score • Worked with executive-level management regarding complex files in an effort to expedite the process • Achieved Associate of the Month award for 10 months Show less

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