Thomas Congleton
Underwriter at Kiavi- Claim this Profile
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Topline Score
Bio
Experience
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Kiavi
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United States
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Financial Services
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200 - 300 Employee
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Underwriter
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Mar 2022 - Present
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Stearns Lending, Inc
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United States
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Financial Services
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500 - 600 Employee
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Underwriter
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Sep 2021 - Mar 2022
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GoodLeap
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United States
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Financial Services
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500 - 600 Employee
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Mortgage Underwriter
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Apr 2021 - Sep 2021
• Manage a large pipeline of loans successfully • Met and exceeded monthly goals set every month • Issue initial and final approval on loans submitted • Collect, review and analyze applicant’s history and records • Determine level of risk for lending • Calculate income • Demonstrated excellent decision making and critical thinking skills • Manage a large pipeline of loans successfully • Met and exceeded monthly goals set every month • Issue initial and final approval on loans submitted • Collect, review and analyze applicant’s history and records • Determine level of risk for lending • Calculate income • Demonstrated excellent decision making and critical thinking skills
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Cardinal Financial Company, Limited Partnership
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United States
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Financial Services
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700 & Above Employee
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Junior Underwriter
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Jul 2019 - Mar 2021
• Responsible for maintaining a large pipeline consisting of Conventional, Jumbo, FHA and VA loans • Review files submitted for final approval and recondition or issue final approvals • Met or exceeded monthly goals on a regular basis • Assist with problem solving for fellow team members who were in need of assistance • Demonstrated a goal oriented process to meeting monthly goals and requirements • Formed many friendships and relationships with Loan Officers in the process • Successfully worked with other departments to ensure smooth closings of my loans in my pipeline Show less
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TIAA Bank
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United States
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Financial Services
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700 & Above Employee
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Senior Loan Processor / Junior Underwriter
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Apr 2015 - May 2019
• Processed a large mixed pipeline consisting of Conventional, Jumbo, purchase transactions and refinances • Reviewed income documents, bank statements, appraisals, real estate documents and tax transcripts • Worked with title companies to ensure clear title status for mortgage transactions • Worked with the underwriting department, loan officers, and borrowers to gather all documents needed for loan approval • Met or exceeded monthly goals for files closed on a regular basis • Worked to ensure quality of files while maintaining a high NPS score • Worked with executive-level management regarding complex files in an effort to expedite the process • Achieved Associate of the Month award for 10 months Show less
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