Experience

Cargills Bank Limited

• Sri Lanka
• Banking
• 300 - 400 Employee

• Head of Liabilities

  • Sep 2022 - Present

  The largest shareholders of Cargills Bank Limited are Cargills (Ceylon) PLC and CT Holdings PLC,. Cargills Ceylon PLC, a Sri Lankan corporate established in 1844 is built on a strong foundation of values and ethics. Responsibilities • Take Leadership in driving change in all Liquidity, Funding and Capital Aspects for Cargills Bank Ltd whilst objectively and actively manage Liquidity, Funding, Capital, and Interest Rate Risk for Cargills Bank Ltd. • Drive channels to achieve… Show more The largest shareholders of Cargills Bank Limited are Cargills (Ceylon) PLC and CT Holdings PLC,. Cargills Ceylon PLC, a Sri Lankan corporate established in 1844 is built on a strong foundation of values and ethics. Responsibilities • Take Leadership in driving change in all Liquidity, Funding and Capital Aspects for Cargills Bank Ltd whilst objectively and actively manage Liquidity, Funding, Capital, and Interest Rate Risk for Cargills Bank Ltd. • Drive channels to achieve the banks assigned liability targets whilst identifying & innovating new opportunities. • Maintain a resourceful yet profitable relationship with the frontline whilst safeguarding the interest of the bank. • Delivering key analysis & material for monthly Asset Liability Committee Meeting (ALCO) to facilitate key discussions regarding risk and opportunities to the balance sheet. • Extensively engage with Treasury, ALCO, Management Committee (MANCO) members, Business and Product Heads, funding and balance sheet management aspect. • Provide Forward Looking analysis to Finance highlighting key opportunities and challenges. • Responsible for enforcing and reviewing Liability related policies in line with Local Regulations and Group Manuals Notable Achievements:  Improving total liability portfolio by 27% in 6 months whilst Streamlining portfolios to sub optimize each vertical.  Introduced Realtime purpose-oriented monitoring system with fully-fledged automated CRM Process.  Revamping existing product portfolio whilst introducing new products for Teens / Pensioners to improve CSA by 24%.  Introducing segmentation to manage HNW customers and developed the service standards with extensive training.  Quality on both External & Internal customer service enhance through Customer Value Management Exercise. Show less The largest shareholders of Cargills Bank Limited are Cargills (Ceylon) PLC and CT Holdings PLC,. Cargills Ceylon PLC, a Sri Lankan corporate established in 1844 is built on a strong foundation of values and ethics. Responsibilities • Take Leadership in driving change in all Liquidity, Funding and Capital Aspects for Cargills Bank Ltd whilst objectively and actively manage Liquidity, Funding, Capital, and Interest Rate Risk for Cargills Bank Ltd. • Drive channels to achieve… Show more The largest shareholders of Cargills Bank Limited are Cargills (Ceylon) PLC and CT Holdings PLC,. Cargills Ceylon PLC, a Sri Lankan corporate established in 1844 is built on a strong foundation of values and ethics. Responsibilities • Take Leadership in driving change in all Liquidity, Funding and Capital Aspects for Cargills Bank Ltd whilst objectively and actively manage Liquidity, Funding, Capital, and Interest Rate Risk for Cargills Bank Ltd. • Drive channels to achieve the banks assigned liability targets whilst identifying & innovating new opportunities. • Maintain a resourceful yet profitable relationship with the frontline whilst safeguarding the interest of the bank. • Delivering key analysis & material for monthly Asset Liability Committee Meeting (ALCO) to facilitate key discussions regarding risk and opportunities to the balance sheet. • Extensively engage with Treasury, ALCO, Management Committee (MANCO) members, Business and Product Heads, funding and balance sheet management aspect. • Provide Forward Looking analysis to Finance highlighting key opportunities and challenges. • Responsible for enforcing and reviewing Liability related policies in line with Local Regulations and Group Manuals Notable Achievements:  Improving total liability portfolio by 27% in 6 months whilst Streamlining portfolios to sub optimize each vertical.  Introduced Realtime purpose-oriented monitoring system with fully-fledged automated CRM Process.  Revamping existing product portfolio whilst introducing new products for Teens / Pensioners to improve CSA by 24%.  Introducing segmentation to manage HNW customers and developed the service standards with extensive training.  Quality on both External & Internal customer service enhance through Customer Value Management Exercise. Show less



National Institute of Business Management (NIBM - Sri Lanka)

• Sri Lanka
• Higher Education
• 200 - 300 Employee

• Parttime Lecturer

  • Sep 2021 - Sep 2023



Patavi Global Pvt Ltd

• Colombo, Western Province, Sri Lanka

• Director

  • Sep 2021 - Aug 2022

  PATAVI Global combines the Hela Wedakama (Indigenous Medicine in Sri Lanka) with Ayurvedic wisdom, fine natural ingredients which sourced responsibly from home gardens of Sri Lanka. PATAVI Global range is enriched with Bath Infusions / Skin Cleansers, Toners & Nourishments / Artisanal & Traditional Tea / Coffee / Cocoa / Spices / Aroma. Co-Founder & Director - PATAVI Global, Sri Lanka’s wellness brand. Since launching in 2022, PATAVI Global is connecting dots between “Hela Wedakama” (Sri… Show more PATAVI Global combines the Hela Wedakama (Indigenous Medicine in Sri Lanka) with Ayurvedic wisdom, fine natural ingredients which sourced responsibly from home gardens of Sri Lanka. PATAVI Global range is enriched with Bath Infusions / Skin Cleansers, Toners & Nourishments / Artisanal & Traditional Tea / Coffee / Cocoa / Spices / Aroma. Co-Founder & Director - PATAVI Global, Sri Lanka’s wellness brand. Since launching in 2022, PATAVI Global is connecting dots between “Hela Wedakama” (Sri Lankas Indigenous medicine) & Ayurveda to explore user friendly / supreme quality solutions, whilst being socially and environmentally responsible. • Formal incorporation of the entity & partnering regulators / technical & standards institutes & key stake holders. • Shortlisting / qualifying suppliers on their competency. • Streamlining and upskilling local suppliers for the required highest standards. • Rapid turnaround of the businesses which were in difficultly by focusing simultaneously on all internal and external value chain areas, blending short term and long-term objectives/action plans. Show less PATAVI Global combines the Hela Wedakama (Indigenous Medicine in Sri Lanka) with Ayurvedic wisdom, fine natural ingredients which sourced responsibly from home gardens of Sri Lanka. PATAVI Global range is enriched with Bath Infusions / Skin Cleansers, Toners & Nourishments / Artisanal & Traditional Tea / Coffee / Cocoa / Spices / Aroma. Co-Founder & Director - PATAVI Global, Sri Lanka’s wellness brand. Since launching in 2022, PATAVI Global is connecting dots between “Hela Wedakama” (Sri… Show more PATAVI Global combines the Hela Wedakama (Indigenous Medicine in Sri Lanka) with Ayurvedic wisdom, fine natural ingredients which sourced responsibly from home gardens of Sri Lanka. PATAVI Global range is enriched with Bath Infusions / Skin Cleansers, Toners & Nourishments / Artisanal & Traditional Tea / Coffee / Cocoa / Spices / Aroma. Co-Founder & Director - PATAVI Global, Sri Lanka’s wellness brand. Since launching in 2022, PATAVI Global is connecting dots between “Hela Wedakama” (Sri Lankas Indigenous medicine) & Ayurveda to explore user friendly / supreme quality solutions, whilst being socially and environmentally responsible. • Formal incorporation of the entity & partnering regulators / technical & standards institutes & key stake holders. • Shortlisting / qualifying suppliers on their competency. • Streamlining and upskilling local suppliers for the required highest standards. • Rapid turnaround of the businesses which were in difficultly by focusing simultaneously on all internal and external value chain areas, blending short term and long-term objectives/action plans. Show less



SDB bank

• Sri Lanka
• Banking
• 300 - 400 Employee

• Head Of Retail Banking

  • Jan 2021 - Oct 2021

  SDB bank is a licensed specialized bank regulated by the Central Bank of Sri Lanka. The bank strives to support country's economy by helping to fulfill development goals of people from all walks of life, as a bank "Where you're valued". Through its network of 94 branches island wide a bank provides a comprehensive range of financial services to its Retail, SME, Co-operative and Business Banking clients across the country. The direct connection SDB bank has to over 8500… Show more SDB bank is a licensed specialized bank regulated by the Central Bank of Sri Lanka. The bank strives to support country's economy by helping to fulfill development goals of people from all walks of life, as a bank "Where you're valued". Through its network of 94 branches island wide a bank provides a comprehensive range of financial services to its Retail, SME, Co-operative and Business Banking clients across the country. The direct connection SDB bank has to over 8500 Cooperatives is a key factor to make an internationally recognized mark in this sector. Responsibilities • Accountable for the Retail Banking business in Sri Lanka, including all channels, products and propositions • Develop and execute a differentiating local strategies, acquiring and expanding relationships with target customers, building a profitable and sustainable business with emphasis on Assets, Liabilities and Income growth. • Drive the performance of Direct and Face-to-Face Channels to achieve financial metrics, increase SDB’s market share and meet customer needs • Cultivate a solution-led sales and service culture, consistent with customer propositions and customer experience standards • Proactively manage and mitigate compliance, operations and credit risks, ensuring adequate resources and training, and own the relationship with local regulatory bodies • Manage external stakeholder relationships, including regulators, key political influencers and consumer groups Notable Achievements:  Introducing “Customer” centric “Matrix Culture” with an ERP for Assets value chain / Online application & CRM system  Developing propositions beyond a product relaunch for HNI / Senior Citizens / Pensioners / Children Saving Account & Teen on Liabilities  Segment approach on Lending with a Risk based approach for SME / Micro SME / Salaried / Professionals & Government sectors. Show less SDB bank is a licensed specialized bank regulated by the Central Bank of Sri Lanka. The bank strives to support country's economy by helping to fulfill development goals of people from all walks of life, as a bank "Where you're valued". Through its network of 94 branches island wide a bank provides a comprehensive range of financial services to its Retail, SME, Co-operative and Business Banking clients across the country. The direct connection SDB bank has to over 8500… Show more SDB bank is a licensed specialized bank regulated by the Central Bank of Sri Lanka. The bank strives to support country's economy by helping to fulfill development goals of people from all walks of life, as a bank "Where you're valued". Through its network of 94 branches island wide a bank provides a comprehensive range of financial services to its Retail, SME, Co-operative and Business Banking clients across the country. The direct connection SDB bank has to over 8500 Cooperatives is a key factor to make an internationally recognized mark in this sector. Responsibilities • Accountable for the Retail Banking business in Sri Lanka, including all channels, products and propositions • Develop and execute a differentiating local strategies, acquiring and expanding relationships with target customers, building a profitable and sustainable business with emphasis on Assets, Liabilities and Income growth. • Drive the performance of Direct and Face-to-Face Channels to achieve financial metrics, increase SDB’s market share and meet customer needs • Cultivate a solution-led sales and service culture, consistent with customer propositions and customer experience standards • Proactively manage and mitigate compliance, operations and credit risks, ensuring adequate resources and training, and own the relationship with local regulatory bodies • Manage external stakeholder relationships, including regulators, key political influencers and consumer groups Notable Achievements:  Introducing “Customer” centric “Matrix Culture” with an ERP for Assets value chain / Online application & CRM system  Developing propositions beyond a product relaunch for HNI / Senior Citizens / Pensioners / Children Saving Account & Teen on Liabilities  Segment approach on Lending with a Risk based approach for SME / Micro SME / Salaried / Professionals & Government sectors. Show less



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Senior Manager – Employee Banking Solutions

  • Jan 2020 - Dec 2020

  Introducing “Retail Banking” for the existing staff at the Corporate Customers in the leading organizations with Payroll as the key entrant. I undertook competent expansion and acquisition strategies focused on a targeted approach for Liabilities / Propositions and payroll products with digital products for the Corporate customers. Notable Achievements: Streamlined operational & monitored process/system performances to increase overall efficiency in the new normal.

• Head Of Third Party Channels

  • Jan 2019 - Dec 2019

  Managing two large agencies with six managers with a team of 100+ members to promote asset products across the Mass and exclusive market segments; I undertook competent expansion and acquisition strategies focused on a targeted approach for Public Sector in line with the Bank’s credit risk appetite. Notable Achievements: Streamlined operational processes and monitored process/system performances to increase the overall efficiency. Diligently worked with credit and… Show more Managing two large agencies with six managers with a team of 100+ members to promote asset products across the Mass and exclusive market segments; I undertook competent expansion and acquisition strategies focused on a targeted approach for Public Sector in line with the Bank’s credit risk appetite. Notable Achievements: Streamlined operational processes and monitored process/system performances to increase the overall efficiency. Diligently worked with credit and marketing teams to improve application, processing, and approval efficiency, contributing to 100% increase in application processing lead time. Increasing the overall quality and reducing the error rate by 85%.

• Manager Branch Operations , Colombo - Sri Lanka

  • Sep 2018 - Jan 2019

  Development and execution of “monitor” preparedness of branches & developing strategies to expand business and imbibe a culture of proactive sales by critically analyzing business potential, facilities and stakeholders to achieve KPIs across the Retail Network. Notable Achievements: * Successfully completed the monitor preparation of all the branches in the network.

• Senior Branch Manager, Colombo - Sri Lanka

  • Mar 2015 - Sep 2018

  Spearheading the organisational growth, corporate strategy and service delivery for HSBC’s two largest retail stores recording over 300+ cash transactions and approximately 100 CSR transactions per day, I share profit stewardship with the senior management in the day-to-day management of branch facilities, resources and product & service offerings. Engaging with business leaders and a variety of stakeholders, I act as a change agent - executing process/system developments and critical risk… Show more Spearheading the organisational growth, corporate strategy and service delivery for HSBC’s two largest retail stores recording over 300+ cash transactions and approximately 100 CSR transactions per day, I share profit stewardship with the senior management in the day-to-day management of branch facilities, resources and product & service offerings. Engaging with business leaders and a variety of stakeholders, I act as a change agent - executing process/system developments and critical risk management of frontline risks to secure Bank’s interest as a priority. Notable Achievements: * Represented the bank into the broader community to maintain its reputation for excellence within the industry. * Ensured the highest standards of customer service, consistently exceeding service standards across key market segments. * Provided direction, coaching and support to build a committed team that delivers seamless, high-quality customer service. * Diligently enhanced the sales culture, spiraling sales by 30% in 6 months amidst industry’s constant state of flux.

• Senior Manager Sales - Credit cards - Retail Banking, Colombo - Sri Lanka

  • Nov 2013 - Mar 2015

  Spearheading a team of over 135 staff and ten sales managers to acquire new business and retain HSBC’s market leadership position across its Retail Banking wing, I undertook territory management with the execution of re-energized and fresh business initiatives. Working closely with the Credit & Service delivery teams in identifying operational bottlenecks and improving the efficiency of both back end as well as the front end, I headed task force committees with Customer Value Management team… Show more Spearheading a team of over 135 staff and ten sales managers to acquire new business and retain HSBC’s market leadership position across its Retail Banking wing, I undertook territory management with the execution of re-energized and fresh business initiatives. Working closely with the Credit & Service delivery teams in identifying operational bottlenecks and improving the efficiency of both back end as well as the front end, I headed task force committees with Customer Value Management team and Marketing to develop new products with the better appeal. Notable Achievements: * Reintroduced the third-party sales agency operation, developing 3rd party sales outfit to generate additional sales. * Introduced a new incentive framework driving change and recognizing correct behavior in teams of sales approach. * Meticulously built relationships with top corporates to enhance HSBC’s business opportunities to break bulk businesses.  * Streamlining the department by introducing a Customer Relationship Management System to deliver service excellence.

• Senior Manager Sales - Lifestyle Loans (Advance & Premier), Colombo - Sri Lanka

  • Mar 2013 - Nov 2013

  Managing six senior managers with a team of over 115+ members for the introduction & development of a multi-channel Life Style Loan Product across the Advance & Premier market segments; I undertook competent expansion and acquisition strategies focused on a targeted approach for corporates in line with the Bank’s credit risk appetite. Introducing new profitable market segments to deliver growth targets, I consistently worked on re-positioning and adding value to business… Show more Managing six senior managers with a team of over 115+ members for the introduction & development of a multi-channel Life Style Loan Product across the Advance & Premier market segments; I undertook competent expansion and acquisition strategies focused on a targeted approach for corporates in line with the Bank’s credit risk appetite. Introducing new profitable market segments to deliver growth targets, I consistently worked on re-positioning and adding value to business propositions. Notable Achievements: Streamlined operational processes and monitored process/system performances to maximise cross-selling opportunities. Diligently worked with credit and marketing teams to improve application, processing, and approval efficiency, contributing to 60% of loans being fulfilled in less than 48 hours.

• Branch Manager, Galle - Sri Lanka

  • Jan 2011 - Mar 2013

  Selected as the first Branch Manager of the newly opened Branch in Galle. I shared P&L responsibility for the set-up, staffing and management of branch operations – providing visionary leadership across the full operational funnel. This allowed me to strategically strengthen the market position and drive growth across critical potential segments whilst focusing on achieving the corporate goals. Liaising with a variety of stakeholders to fabricate key industry relationships, I worked… Show more Selected as the first Branch Manager of the newly opened Branch in Galle. I shared P&L responsibility for the set-up, staffing and management of branch operations – providing visionary leadership across the full operational funnel. This allowed me to strategically strengthen the market position and drive growth across critical potential segments whilst focusing on achieving the corporate goals. Liaising with a variety of stakeholders to fabricate key industry relationships, I worked holistically, engaging cross-functional departments and teams to optimize resources and consistently achieve targets of performance & productively. Notable Achievements: * Over-achieved all targets by year end with 0% delinquency, making the Branch #1 since its inception for five years. * Put adequate controls in place to ensure strict adherence to BIM/FIM, local, regulatory and compliance requirements. * Designed and executed deft sales promotions using CRMS tools, exceeding branch product and sales targets by a 30%.  * Awarded the ‘Best Branch Manager’ for 2012 for the seamless roll-out and management of the newly opened branch.  * Critically managed operational risk, using relevant MI to identify situations and take appropriate action to minimize loss.  * Diligently worked to roll-out the branch 35% below budget and well ahead of schedule, making it the Best Branch in 2012.  * Ensured adoption of MFG principles, reviewing/restructuring procedures to maximize efficiency & service within BIM/FIM.

• Sales Manager - Acquisitions, Liabilities/Regions, Colombo - Sri Lanka

  • Aug 2005 - Jan 2011

  Directed the capability of the department and the team to constant upgrade and achieved sales targets across Assets (Loans/Cards/Mortgages) as monoline products and Liabilities (PMR/Advance) in a multi-product environment, liaising regionally to reassess the lending policies. Notable Achievements: * Awarded the ‘Best Sales Manager for 2010’, further bagging the ‘Best Team’ quarterly award eight times in a row. * Continually trained, mentored and monitored teams to create… Show more Directed the capability of the department and the team to constant upgrade and achieved sales targets across Assets (Loans/Cards/Mortgages) as monoline products and Liabilities (PMR/Advance) in a multi-product environment, liaising regionally to reassess the lending policies. Notable Achievements: * Awarded the ‘Best Sales Manager for 2010’, further bagging the ‘Best Team’ quarterly award eight times in a row. * Continually trained, mentored and monitored teams to create the ‘Best Team’ in the region for credit cards and insurance. * Up-skilled the direct acquisition team and the branch staff to shift their mindset from mono line to multi products within a short span of 3 weeks, resulting in an efficiency increase that spiraled sales from 3 to 10 million.



Singapore Informatics

• 1 - 100 Employee

• Sales Manager - Sri Lanka

  • Jan 2005 - Aug 2005

  *Directly reports to the Center Director; Managing and controlling Course Counseling Division with overall responsibility on guiding Sales Division, to achieve companies overall objective. Introduced the 1st Online MBA in Sri Lanka*. Established in Sri Lanka in 1994 under the Board of Investments Sri Lanka, Singapore Informatics Computer Institute (Pvt) Ltd is a pioneer in Higher Education in Sri Lanka (Subsidiary of Informatics Academy - Singapore). They provide undergraduate and… Show more *Directly reports to the Center Director; Managing and controlling Course Counseling Division with overall responsibility on guiding Sales Division, to achieve companies overall objective. Introduced the 1st Online MBA in Sri Lanka*. Established in Sri Lanka in 1994 under the Board of Investments Sri Lanka, Singapore Informatics Computer Institute (Pvt) Ltd is a pioneer in Higher Education in Sri Lanka (Subsidiary of Informatics Academy - Singapore). They provide undergraduate and postgraduate education programmes in ICT, Business and Hospitality & Tourism to assist students in achieving their career aspirations. Singapore Informatics Computer Institute (Pvt) Ltd is a fully owned subsidiary of Informatics Education Limited, a Global Giant in providing Quality, Standard, Internationally recognised Higher Education opportunities to students throughout the globe. Being a fully owned subsidiary of 'Informatics Academy, Singapore' we maintain the same benchmarks set forth by Council for Private Education, Singapore. The courses are developed and managed by a professional team of developers led by 'Informatics Program Development Unit’, to meet universal standards and delivered in more than 60 centres spanning over 20 countries. Show less *Directly reports to the Center Director; Managing and controlling Course Counseling Division with overall responsibility on guiding Sales Division, to achieve companies overall objective. Introduced the 1st Online MBA in Sri Lanka*. Established in Sri Lanka in 1994 under the Board of Investments Sri Lanka, Singapore Informatics Computer Institute (Pvt) Ltd is a pioneer in Higher Education in Sri Lanka (Subsidiary of Informatics Academy - Singapore). They provide undergraduate and… Show more *Directly reports to the Center Director; Managing and controlling Course Counseling Division with overall responsibility on guiding Sales Division, to achieve companies overall objective. Introduced the 1st Online MBA in Sri Lanka*. Established in Sri Lanka in 1994 under the Board of Investments Sri Lanka, Singapore Informatics Computer Institute (Pvt) Ltd is a pioneer in Higher Education in Sri Lanka (Subsidiary of Informatics Academy - Singapore). They provide undergraduate and postgraduate education programmes in ICT, Business and Hospitality & Tourism to assist students in achieving their career aspirations. Singapore Informatics Computer Institute (Pvt) Ltd is a fully owned subsidiary of Informatics Education Limited, a Global Giant in providing Quality, Standard, Internationally recognised Higher Education opportunities to students throughout the globe. Being a fully owned subsidiary of 'Informatics Academy, Singapore' we maintain the same benchmarks set forth by Council for Private Education, Singapore. The courses are developed and managed by a professional team of developers led by 'Informatics Program Development Unit’, to meet universal standards and delivered in more than 60 centres spanning over 20 countries. Show less



United Motors Group

• Sri Lanka
• Motor Vehicle Manufacturing
• 100 - 200 Employee

• Senior Sales Executive

  • Mar 2003 - Jan 2005

  *Contribute towards achievement of the department strategic and operating plan objectives and to achieve set targets and objectives of the company; Negotiated with principals to introduce buddy trucks, small cars and Gasoline SUVs; Project planning to introduce Chinese vehicles to Sri Lanka* United Motors Lanka PLC is established in 1945. .Business Today has listed the company amongst the Top 25 Companies. The main brands marketed by the group through sole distributorships include… Show more *Contribute towards achievement of the department strategic and operating plan objectives and to achieve set targets and objectives of the company; Negotiated with principals to introduce buddy trucks, small cars and Gasoline SUVs; Project planning to introduce Chinese vehicles to Sri Lanka* United Motors Lanka PLC is established in 1945. .Business Today has listed the company amongst the Top 25 Companies. The main brands marketed by the group through sole distributorships include Mitsubishi passenger and Fuso commercial vehicles from Japan, TVS two and three wheelers from India, Perodua compact cars from Malaysia, JMC commercial vehicles, DFSK Mini trucks, MG luxury cars, Brilliance vans and Zotye compact SUVs from China, Yokohama tyres from Japan, JK tyres and Mak lubricants from India and Valvoline lubricants and Eagle One car care products from USA. Show less *Contribute towards achievement of the department strategic and operating plan objectives and to achieve set targets and objectives of the company; Negotiated with principals to introduce buddy trucks, small cars and Gasoline SUVs; Project planning to introduce Chinese vehicles to Sri Lanka* United Motors Lanka PLC is established in 1945. .Business Today has listed the company amongst the Top 25 Companies. The main brands marketed by the group through sole distributorships include… Show more *Contribute towards achievement of the department strategic and operating plan objectives and to achieve set targets and objectives of the company; Negotiated with principals to introduce buddy trucks, small cars and Gasoline SUVs; Project planning to introduce Chinese vehicles to Sri Lanka* United Motors Lanka PLC is established in 1945. .Business Today has listed the company amongst the Top 25 Companies. The main brands marketed by the group through sole distributorships include Mitsubishi passenger and Fuso commercial vehicles from Japan, TVS two and three wheelers from India, Perodua compact cars from Malaysia, JMC commercial vehicles, DFSK Mini trucks, MG luxury cars, Brilliance vans and Zotye compact SUVs from China, Yokohama tyres from Japan, JK tyres and Mak lubricants from India and Valvoline lubricants and Eagle One car care products from USA. Show less