Commercial Banking Account Officer

• Nov 2018 - Present

Relationship Manager - Medium Enterprise

• Jun 2017 - Nov 2018

Focused in acquiring new medium business enterprise (company size with sales turn over IDR 100 Bio – IDR 250 Bio). Maintaining, growing, and deepening relationship with existing and prospective such customers. Identifying customer needs for diverse / complex transaction solutions in various banking product (Conventional, Astra Supply Chain and Trade Finance). Play the role of customer business partner, providing advice on suitable alternative solutions and customer service Delivering quality lending, monitoring loan performance Complying with prevailing regulations Show less

Relationship Officer - Commercial Banking

• May 2014 - Jun 2017

Achieving the target of business revenue and growing customer base.Identify customer needs and offering conventional product, sharia, asset based and trade finance.Managing 12 account portofolio lending with total outstanding + IDR 210 Bio in various industries. Deep analyzing in financial matters using moodys analytics in order to discover company financial strengths, risk and opportunity. Presenting profitability projection for existing and new debtor business to risk head and president director. Liaison with treasury team, cash management and trade finance to make sure there is no complain and compatible with current product program.Daily loan monitoring and preparing call report on quarterly basis. Show less

Management Trainee

• Aug 2013 - May 2014

First phaseLearning all banking lessons & activities in class and on the job training for 9 monthsPresenting all banking subjects to credit committee members, business managers, and area business managerSecond phaseSeeking potential debtor, proposing credit product and presenting to credit committe as final test

Marketing Executive

• Feb 2012 - Aug 2013

Developing milk & yoghurt product to find that customers wants in particular for teenagers & adults Selling product through social media, tenant & delivery service to serve customers in Bandung area Generate business partner to sell and informing milk & yoghurt benefits through their customers database Developing milk & yoghurt product to find that customers wants in particular for teenagers & adults Selling product through social media, tenant & delivery service to serve customers in Bandung area Generate business partner to sell and informing milk & yoghurt benefits through their customers database