Experience

Princeton Mortgage

• United States
• Financial Services
• 1 - 100 Employee

• Junior Underwriter

  • Jul 2021 - Present

  • Collateral Expert including but title, appraisal, insurance and condo• Gather and verify documents in loan files, such as credit reports, loan applications, title policies, appraisals, and financial statements are current and accurate• Serve as a liaison for the underwriter or underwriting team, and home mortgage loan officer• Review all loan applications and disclosures for discrepancies and regulatory and compliance guidelines• Prioritize, track, and manage the loan underwriting process in order to meet deadlines and ensure timely submission to the underwriting team• Work with the underwriting team to perform credit analysis and determine repayment probability using risk management matrices• Sign off on underwriting loan conditions according to underwriting guidelines



Fifth Third Bank

• United States
• Financial Services
• 700 & Above Employee

• Mortgage Loan Processor Team Lead

  • Sep 2020 - Jul 2021

  • Manage a pipeline of conventional, government, and/or portfolio loans• Process all loan types which may include conventional, Freddie Mac, Fannie Mae, FHA, VA, Bond, USDA, special programs, self-employed, and complex loan types• Evaluate loan documentation, calculate income, review assets, analyze liabilities, and clear conditions per delegated authority• Validate automated underwriting decisions per delegated authority• Maintain high level of customer service by being proactive in communicating with the borrowers and loan originators• Ensure accurate, complete, and timely loan data on processing system• Actively participate in ongoing efforts to continually improve customer service for internal and external customers• Review pipeline reports ensuring all tasks are completed• Serve as an intermediary for loan issues with Loan Originators, Underwriters, and other related departments• Assist in training new hires• Take an active role as an escalation point and resource within the team based on experience/knowledge• Maintain ongoing knowledge of Fifth Third Mortgage Company's policies and procedures.• Perform any other duties as assigned• Assist the processing managers when required with coaching, escalations, balancing workloads, etc.• Run reports and send out goals, weekly/monthly numbers• Create job aids and manuals



Bank of America

• United States
• Banking
• 700 & Above Employee

• Home SVCS Specialist III

  • Jan 2013 - Sep 2020

  • Processing loans approved by an Underwriter or an automated system• Verifying conditions of approval which may include customer income/assets documentation. Resolving routine title issues including, but not limited to vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens• Maintains a high level of customer services by being proactive in communication with customers, sales partners, including banking center• SAFE Act registration requirements, • Federal registry system• Process all loan types which may include conventional, Freddie Mac, Fannie Mae FHA, VA, Bond, USDA, special programs, self-employed, and complex loan types