Tera Luhizo

Head Of Sales and Marketing Department at MUDU COMPANY LIMITED
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Contact Information
us****@****om
(386) 825-5501
Location
Tanzania, TZ
Languages
  • English Full professional proficiency
  • Swahili Full professional proficiency

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Experience

    • Real Estate
    • 1 - 100 Employee
    • Head Of Sales and Marketing Department
      • Jan 2020 - Present

      Duties and Responsibilities includes:- >Promoting the company's existing brands and introducing new products to the market. >Analyzing budgets, preparing annual budget plans, scheduling expenditures, and ensuring that the sales team meets their goals department targets as well as organisational goals >Researching and developing marketing opportunities and plans, understanding consumer requirements, identifying market trends, and suggesting system improvements to achieve the company's marketing goals. >Gathering, investigating, and summarizing market data and trends to draft reports. Implementing new sales plans and advertising. >Recruiting, training, scheduling, coaching, and managing marketing and sales teams to meet sales and marketing human resource objectives. >Maintaining relationships with important clients by making regular visits, understanding their needs, and anticipating new marketing opportunities. >Staying current in the industry by attending educational opportunities, conferences, and workshops, reading publications, and maintaining personal and professional networks. Show less

    • Branch Manager
      • Oct 2017 - Dec 2019

      Ø Preparation of Insurance proposals to Management Ø Following up on Insurance agency registration to TIRA Ø To Ensure that the Bank complies with the rules and Regulation of Insurance as per TIRA requirements Ø Maintaining the Insurance clients data Ø overseas ckaering,fowarding and documentation of all imports vs sea, air and road Ø Being the main link between the Bank and insurance Companies which we work with. Ø Assist sellers in how to best promote their properties to attract advantageous offers Ø Advertise properties through a variety of marketing techniques Ø Evaluate the clients' desires and economic capabilities to discover the appropriate suggestions Ø Provide information regarding legal guidelines, rates, specifications and property availability Ø Appraise the value of properties by thoroughly researching the market or past purchases Ø Present properties to potential buyers and address questions or concerns Ø Draft and complete important legal documents (contracts, agreements etc) Ø Generate and manage lists of properties for sale Ø Receive dispatch orders from sales Ø Communicates dispatch documents to customers and transporters Ø Track shipments and identify trucks locations as wel as communicates the daily status reports Ø Prepare and communicate daily dispatch reports with comparison of actual volume against targeted one Ø Remain knowledgeable about the market and best practices Show less

    • Tanzania
    • Banking
    • 1 - 100 Employee
    • Agency Manager
      • Apr 2015 - Sep 2017

      Ø CollectionsResponsible for taking the following actions pertaining to debt collection on all arrear loan accounts Ø Repossessions Obtaining documentation related to repossessions by making sure its complete and signed by the client. Ø Tracing Locating of clients Responsible for locating clients and movable item’s location, having additional information of most clients where loan application forms are complete and correct. Ø Expertise Have adequate knowledge of Banks loan products and services that are offered as well as sufficient knowledge of the systems and procedures that are applied by the bank. Ø Conduct Abide by and uphold the Banks “code of conduct” regarding: profssionalism, commitment, reliability, confidentiality, brand loyalty, behaviour in public discipline, etc Ø Service Ensure that clients are handled in a professional manner and provided with accurate account information and Ensure that there are limited valid complaints that have been received from clients. Ø To lead, motivate and encourage credit team to effective implement their duties and meet set targets. Ø Focus on expansion, looking for new businesses. Ø Implementation of proactive market plans and business development programs that will optimize the deposits, repayments & customer needs. Ø Plan and Monitor portfolio growth, quality and outreach as per branch targets. Ø To compile, Analyze and provide weekly, monthly and quarterly reports to the OPM Head Office as per reporting requirements. Ø Identify, assess, monitor and respond to customer concerns through use of the Standard customer care survey tools. Ø Plan, Monitor and implement the disbursement processes as per set disbursement standards mainly focusing on quick service delivery and efficiency. Ø Ensure that all data and transactions are maintained in the system. Show less

    • banking operational officer
      • Sep 2014 - Mar 2015

      Ø Guide prospective customers who come over the counter for enquiries. Ø Coordinate all counter activities while ensuring that quality service is provided to customers. Ø Receive Cash and Cheque deposits Ø Posting Transactions Ø Verify teller proof of cash and teller proof of cheques against actual documents by ticking andsigning the printouts. Ø Scrutinize internal vouchers to ensure that they are properly drawn and authorized in line withthe approval limits. Ø Handle Foreign Exchange Transactions Ø Cross sell Banks Products to Customers Ø Affixing photographs in new/continuation customer pass books Ø Correspond with Cards custodians on issues relating to ATM cards, check reports in order tosolve customer complaints. Ø Any other duties as may be assigned by Supervisor/BFO from time to time. Ø Comply with the Policies and standards, Local laws and Regulations, Controls andProcedures of the Bank. Ø Report Suspicious Transactions Show less

    • Credit Officer
      • Aug 2010 - Sep 2014

      Ø Admistering group loans applications,appraisal and disbursement. Ø Managing loan portifolio to ensure that the portifolio at risk is very small. Ø Preparation of portifolio monthly and quarterly reports Ø Answer questions concerning loan balances,penalties and credit standing of custormers Ø Keep records of arrears and prepare routine letters or make telephone calls requesting payments. Ø Assessing and meeting all customer's request and demands Ø Providing customer care Ø Posting and assessing fund transfer internal Ø Filing and preparing all document for cash management within branch Ø Assisting in all cash transaction within branch Ø Handling filling of documents and receipts Ø Dealing with loan disbursement Ø Opening and closing of daily branch activities Ø Perform any other duties as may be assigned. Show less

    • life insurance policy administrator
      • Dec 2006 - Aug 2007

      I was involved in underwriting and claims work and this has given me extensive experiences in general at different capacities include but not limited to: Ø A policy Administrator is the main link between the company and brokers/Client. Ø Receiving and processing clients schedules Ø Negotiating on rates Ø Preparing quotations Ø Guiding clients through the whole process of getting life Insurance Ø Attending clients on renewals and prospects. Ø Co-coordinating medical underwriting for clients under various schemes. Ø Issuing clients policy document Ø Preparation of reinsurance treaties Ø Assisting in reinsurance communications with reinsurer on existing reinsurance contacts and placement of new covers Ø Addressing clients and brokers queries Ø Preparing monthly schedules to reinsurers on new business placed and premium Ø Receiving and processing claims Ø Communicating to brokers/ direct clients on Claims issues Ø Calculation of Claims treaties for re insurance Ø Preparing claims ratios Ø Maintaining clients files Ø Preparing report for new business, claims and premium monthly. Show less

Education

  • university of dodoma
    bachelor Degree in Business Administration, Business, Management, Marketing, and Related Support Services
    2007 - 2010
  • Benjamini william mkapa high school
    Highschool: Advance certificate of secondary school education (ACSE), Division 1
    2003 - 2005
  • Mbezi Beach secondary school
    Certificate: Certificate of secondary school education(CSE), Arts
    1999 - 2002

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