T.D. Winters

Senior Vice President at National Bank & Trust
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Contact Information
us****@****om
(386) 825-5501
Location
Liberty Hill, Texas, United States, US

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John Winchester

TD was instrumental in launching the ICBA (Independent Comunity Bankers Association) lease funding program with OneWorld Business Finance. Her interaction with the Bankers was first class and she quickly developed stong working relatinships with Bankers. She quickly grasp the needs of the Bankers and their customers and built trust and a great working relationship with them. She was able to ensure a good, trusting relationship with Bankers across the ICBA network. I would highly recommend her attention to detail and her knowledge of credit evaluations in presenting credits to various credit markets. She is a great person to work with.

Donna Kohn

T.D. is the consummate professional who always listened to her customers in an effort to recommend products and services to them that would allow them to be more productive and efficient.

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Experience

    • United States
    • Banking
    • 1 - 100 Employee
    • Senior Vice President
      • Aug 2023 - Present

    • United States
    • Banking
    • 1 - 100 Employee
    • Executive Vice President - Austin
      • May 2021 - Sep 2022

    • United States
    • Banking
    • 1 - 100 Employee
    • CEO, President& Chief Credit Officer
      • Nov 2019 - May 2021

    • Vice President/Chief Credit Officer
      • Mar 2014 - Nov 2019

    • Vice President/Credit Officer
      • Jan 2012 - Mar 2014

      Oversee the credit and loan operations for the bank. Work closely with loan officers, auditors, examiners, title companies and with our loan customers to deliver a positive experience.

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Ops/Sales & Service for ICBA-OneWorld Business Finance
      • Jan 2011 - Dec 2011

      OneWorld Business Finance was selected to be the preferred service provider for the Independent Community Bankers of America (ICBA). As the relationship manager for the ICBA, I provide loan opportunities to community banks, ask for referrals and position marketing campaigns to assist these member banks with driving lease/loan activity from their customers and community. There are 5,000+ member banks in the ICBA. OneWorld Business Finance was selected to be the preferred service provider for the Independent Community Bankers of America (ICBA). As the relationship manager for the ICBA, I provide loan opportunities to community banks, ask for referrals and position marketing campaigns to assist these member banks with driving lease/loan activity from their customers and community. There are 5,000+ member banks in the ICBA.

    • United States
    • Banking
    • 1 - 100 Employee
    • Vice President
      • Aug 2009 - Dec 2010

      I worked with the Senior Lender to develop specific procedures around a paperless environment. I implemented Simplifile for recording documents and Premier eTitle for a paperless titles. I scheduled regular training sessions for the lending staff to remain compliant on current and changing regulations as well as training on software or procedure changes. I wrote and implemented loan file maintenance procedures, real estate procedures, and assisted with creating working checklists for the Loan Officers and Loan Assistants for all types of loan products. I managed the loan assistants and loan operations team and implemented procedures for funding, tracking, and recording mortgage loans sold in the secondary market. I participated in weekly Loan Committee Meetings. Tracked and recorded all bank participations and ensured compliance with legal lending limits. Backed up the loan processor for in-house loan document preparation. Attended and completed Texas Banker’s Association Annual Real Estate Lending School. Show less

    • United States
    • Software Development
    • 1 - 100 Employee
    • National Accounts Manager
      • Jan 2008 - Apr 2009

      Worked as National Accounts Manager selling software and services to K12 school districts across the country. Called on high-level administrators, including Directors of Technology, Curriculum and Finance. Managed leads, presented solutions to prospective customers via on-site visits or webinars and managed the project roll-out. Attended and traveled to regional and national education technology and education business shows. Worked as National Accounts Manager selling software and services to K12 school districts across the country. Called on high-level administrators, including Directors of Technology, Curriculum and Finance. Managed leads, presented solutions to prospective customers via on-site visits or webinars and managed the project roll-out. Attended and traveled to regional and national education technology and education business shows.

    • United States
    • IT Services and IT Consulting
    • 1 - 100 Employee
    • Sr Sales Exec
      • Jun 2007 - Dec 2007

      Sr Sales Executive at the Austin branch. Responsible for business development. Sr Sales Executive at the Austin branch. Responsible for business development.

    • United States
    • IT Services and IT Consulting
    • 700 & Above Employee
    • Account Manager
      • Aug 2000 - May 2007

      Acted as the account manager for Dell’s K12 sales division for Chicago Public Schools. My responsibilities included working with Dell Managed Services for all the service delivery and installations of equipment. Regular meetings held with the Office of Technology Services and the Contracts and Procurement team. Lead weekly team calls of the virtual team supporting Chicago Public Schools while continuing weekly participation in the regional North Central team call with the Regional Sales Manager. Show less

    • Credit Manager
      • Sep 1997 - Aug 2000

      Analyzed and managed all credit approvals up to and over $1M for all Large Corporate Accounts, Public Accounts and Federal Accounts.

    • Graphics Art/Design Layout
      • Apr 1996 - Jun 1997

      Prepared and created graphics and design layouts for use on golf scorecards and campground brochures. All work created on an Apple Macintosh computer utilizing Adobe Photoshop, Illustrator and Quark Xpress. All art copy/layout prepared saved to tape and sent vial internet and fedex to the printer/publisher. Prepared and created graphics and design layouts for use on golf scorecards and campground brochures. All work created on an Apple Macintosh computer utilizing Adobe Photoshop, Illustrator and Quark Xpress. All art copy/layout prepared saved to tape and sent vial internet and fedex to the printer/publisher.

  • Citizens State Bank
    • Corpus Christi, Texas Area
    • VP/Credit & Loan Administration
      • 1993 - 1996

      Managed the credit and loan administration area of Citizens State Bank. Citizens had 5 area branches plus the main banking location. Citizens was purchased by Frost Bank. Managed the credit and loan administration area of Citizens State Bank. Citizens had 5 area branches plus the main banking location. Citizens was purchased by Frost Bank.

Education

  • SW Graduate School of Banking
    Banking
    2015 - 2017
  • Texas A&M University-Corpus Christi
    BBA, Finance
    1987 - 1989
  • Del Mar College
    1984 - 1986
  • Texas A&M University
    Bachelor of Business Administration (BBA), Finance
    1983 - 1984
  • Gregory-Portland High School
  • Kerrville Boot Camp

Community

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