Experience

AB Bank Limited

• Bangladesh
• Banking
• 400 - 500 Employee

• President & Managing Director

  • Dec 2018 - Present

• Deputy Managing Director

  • Oct 2018 - Dec 2018



Intellect Design Arena Ltd

• India
• Software Development
• 700 & Above Employee

• Country Head, Bangladesh

  • Feb 2013 - Feb 2017

  Over all Business Management, Delivery, Revenue Growth, Hiring, Business Negotiation, Managing Regulatory Body, Networking with potential clients, Bank borrowings, Respond to RFPs Over all Business Management, Delivery, Revenue Growth, Hiring, Business Negotiation, Managing Regulatory Body, Networking with potential clients, Bank borrowings, Respond to RFPs



Dun & Bradstreet Rating Agency Bangladesh Limited

• Financial Services
• 1 - 100 Employee

• Chief Executive Officer

  • Nov 2010 - Jan 2013

  Location: Bangladesh & Mumbai, India (attachment for 3 months) Key responsibilities: •Formulation of company direction and strategy •Developing strategy & mission and carrying it through with confidence •Attain SME Credit rating License from Securities & Exchange Commission (SEC) of Bangladesh •Empanelment with Bangladesh Central Bank •Responsible for all aspects of human performance issues •Budgetary forecasting •Deliver shareholder return •Negotiating legal contracts with suppliers/service providers/customers •Liaising and networking with a range of stakeholders including customers, colleagues and 3rd party suppliers •Organizing and attending local and national events such as conferences, seminars & knowledge forums •Researching and compiling tailored monthly analytics and ad reports for all key stakeholders Key achievements: •Arranged the SME Credit Rating Licensee via network & extensive negotiation/dealing with Bangladesh Securities & Exchange Commission (SEC) •Arranged the enplanement with Bangladesh Central Bank •Tie-ups with 5 Banks for SME rating for 3 years (on annual renewal) •Attained/Capture 25% of market share of SME rating vertical •Organized a research on Bangladesh Corporates & published the D&B branded “Bangladesh Top 500 Companies” book •Published book on “Bangladesh Top 500 SMEs” Show less



Bank Alfalah Limited

• Pakistan
• Banking
• 700 & Above Employee

• Head of Retail Banking

  • Mar 2005 - Oct 2010

  Location: Bangladesh Key responsibilities: •Capture a significant market share in the financial services industry •Expand & Manage Branch Banking & Operations •Increase deposit value chain – Monitor & Review Deposit Mix •Monthly report and update ALCO •Introduce retail banking services •Management presentation and planning & delivery •Client and market identification and analysis Key achievements: •Assisted the Chief Executive Officer to expand Branch Network ( 5 branches between – 2005-2010) •Implemented Core Banking Software •Centralized Credit reporting •Any Branch Banking - real time online •Introduced Debit Card •Deposit growth – focus on CASA •Introduced Auto & Home Loan •Introduced SME, Retail banking and Alternate Delivery channels •The Bank’s FUM exceeded BDT 20 Billion in less than 4 years with excellent market presence and high Credit and CAMELS rating •The Bank secured 3rd position among 9 foreign banks in less than 4 years Show less



BRAC Bank PLC

• Bangladesh
• Banking
• 700 & Above Employee

• Vice President & Head of Transaction Banking & Remittance

  • Sep 2003 - Feb 2005

  Bangladesh (also worked out of Dubai for remittance business) Key responsibilities: •Capture a significant market share in the financial services industry •Tie –ups with Large Local Corporates for Cash/Cheque Collection •Increase deposit value chain – Monitor & Review Deposit Mix •Monthly report and update ALCO •Tie –ups with Western Union •Tie – ups with Exchange/Remittance Companies •Management presentation and planning & delivery •Client and market identification and analysis Key achievements: •Agency arrangement with Western Union •Tie –up with 10 Local Corporates & MNCs for Collection •Agency arrangement with 5 Exchange Companies •Arrangement with Utility companies for monthly bill collection •Arrangement with Telcos for monthly bill collection •Deposit growth – focus on CASA •Business Development Campaign Show less



Standard Chartered Bank

• United Kingdom
• Banking
• 700 & Above Employee

• Senior Business Development Manager

  • Jul 2001 - Sep 2003

  Business Growth, Revenue & Low cost deposit generator, Lending, Credit Risk Review, Team management & QA Business Growth, Revenue & Low cost deposit generator, Lending, Credit Risk Review, Team management & QA



ANZ

• Australia
• Banking
• 700 & Above Employee

• Head of Administration

  • May 1997 - Jun 2001

  The Bank change was due to the merger of Standard Chartered Bank & ANZ Grind lays Bank, however, the employment remained as a continuation Location: Bangladesh (also worked out of Dubai for cash management) Key responsibilities: •Capture a significant market share in the financial services industry •Tie –ups with Large Local Corporates for Cash/Cheque Collection •Increase deposit value chain – Monitor & Review Deposit Mix •Monthly report and update ALCO •Management presentation and planning & delivery •Client and market identification and analysis •Mange 3 member Business Development Team •Integration of both the banks – Premise, Departmental, Vendor, Fixed asset, Leased asset, Cost management •Negotiation with Vendors and Sign legal documents with Building owners & Other Service Providers Key achievements: •Increased deposit growth •Actively participated in launching of GTB automated products •Successfully participated in the Business Development & Leadership skills course in Dubai – ranked between 1-3 •Actively participated to improve service quality measurement through intensive application of group guidelines •Successfully Integrated ANZ & Stanchart Branch/Head Office Operations •Introduced automated Fixed asset management •Centralized Administrative functions •Introduced enhanced security management – Archway, metal detector •Generated cost synergy during premise integration – saving of over USD 250k pa Show less



TD

• Canada
• Banking
• 700 & Above Employee

• Client Services Supervisor

  • Oct 1993 - May 1997

  Supervise Product Sales Team – 500 + members •Monitor Telemarketing Calls •Provide periodic feedback to team members •Shift sales report preparation •Training Team members •Assist General Manager to prepare daily work schedule for all sections •Manage Data Inventory •Quality Assurance Company: Beneficial Canada (Finance Company – Credit Union) Supervise Product Sales Team – 500 + members •Monitor Telemarketing Calls •Provide periodic feedback to team members •Shift sales report preparation •Training Team members •Assist General Manager to prepare daily work schedule for all sections •Manage Data Inventory •Quality Assurance Company: Beneficial Canada (Finance Company – Credit Union)



Benificial Canada

• Customer Service Supervisor

  • Feb 1991 - Sep 1993

  Supervise Customer Support team •Greet Customers •Assist in credit report preparation •Collect credit applications •Training Team members •Customer Data archiving •Collection & Recovery Additional Work Experience – Project: Finance Manager, Toyo Engineering Corporation, posted in Bangladesh, Chittagong Urea Fertilizer Company project (Aug, 1988 – Jan, 1990) Additional Skills: Risk Management and Internal Control: •Actively participated in designing & implementing an Internal Control Manual in ANZ branches in the Bangladesh •Introduced ‘Split Tasks’ defining segregation of front and back office processes for better risk management •Credit Rating Skills based on independent assessment Financial Software Implementation: •Redefined business priorities creating separate module & work around processes for implementation as the major business driver to achieve a creditable outcome •Strategic initiatives targeting financial inclusion and increased profitability earned YOY Balance Sheet growth for banks under project management •Upgraded Risk Management process, Introduced a tax Management system to ensure monthly reconciliation and reporting to Parent company in Chennai, India and ensure tax compliance, re planning/re positioning the progress strategy & assist Sonali & Rupali Bank to introduce e-banking suite, automated Trade Finance and Treasury operations Show less