Experience

Allied Bank

• Banking
• 100 - 200 Employee

• Manager Corporate NPLs

  • Mar 2019 - Present

  Developing remidial action plan for the assigned corporate Non Performing borrowers and exploring opportunities of viable financial restructuring, amicable settlement and/or regularization of the relationships. To evaluate the business, financial and legal situation of NPL clients to identify cash generating capacity and current as well as prospective financial position and viability as a going concern and to develop and implement effective solutions accordingly. Prepare and submit proposals for Settlement, write-offs, Re-scheduling and Restructuring in line with bank's policies and regulatory requirements. Prepare/review debt recovery claim documents, settlement agreements, release letters/agreements etc; Effective follow up with borrowers to ensure implementation of approved action plans / settlements. Developing a litigation strategy in situations where litigation represents the best available solution. Review / prepare correspondence relating to litigations in collaboration with bank's Legal Department and concerned legal counsel; Co-ordinate and follow up with external lawyers for expeditious legal proceedings and early disposal of the litigation. Any special assignment entrusted by the line management from time to time . Show less



Allied Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• • Apr 2013 - Feb 2019

  To analyze the proposals of re-scheduling / restructuring / settlements of Non Performing Loans (NPLs), for the consideration of the competent authority & necessary approval. To analyze the proposals for sanction / approval of write off / waiver in line with SBP criteria, as well as parameters set by Bank’s Board of Directors / competent authority and maintenance of relevant record.

• • Jun 2007 - Mar 2013

  • To manage branch’s operations in line with system & procedure and improve quality of operations.• To manage delivery of efficient customer services.• To review, authorize & approve all Account Opening Forms for establishing customer’s accounts.• To ensure that the implementation of KYC/AML policies of the bank and SBP.• To ensure that documentary requirements in respect of account opening are complete in all respects.• To ensure periodic review and proper follow up for activation of unclaimed deposits/instruments, inoperative and dormant accounts.• To ensure to maintain and arrange periodic balancing of books and ledgers.• To ensure complaint free/ satisfactory service to the customers.• Follow up for timely adjustment of Suspense account within 30 days to avoid penal action by the regulatory authority. • Implementing and monitoring of branch budgetary limits and expenses.• Supervise overall operations of the branch and ensure check and balances are in place in accordance with the instructions issued by Central Office Karachi & SBP.• To ensure that observations of Audit (internal/external/SBP) are timely rectified. Show less

• • Apr 2006 - May 2007

  • Monitoring of foreign currency Accounts transactions• Revaluation of F.C deposits• Handling of F.T.T and F.O.B.C• Submission of monthly SBP Returns



IGI - International General Insurance Co. Ltd.

• Jordan
• Insurance
• 300 - 400 Employee

• Executive Accounts

  • Jul 2005 - Dec 2005

  • Prepare Bank Payment Voucher, Receipt Vouchers & Journal Vouchers. • Reconciliation of Bank accounts every month. • Maintaining and updating the record of investment transactions of the company. • Manage the issuing, recording, reconciliation, replenishment and accounting of petty cash. • Assist in other areas of financial management as required from time to time by finance manager • Prepare Bank Payment Voucher, Receipt Vouchers & Journal Vouchers. • Reconciliation of Bank accounts every month. • Maintaining and updating the record of investment transactions of the company. • Manage the issuing, recording, reconciliation, replenishment and accounting of petty cash. • Assist in other areas of financial management as required from time to time by finance manager



Worldcall Telecom Limited

• Telecommunications

• Trainee Officer

  • Feb 2005 - Jul 2005

  During stay at the organization, assisted in accounts and finance department. During stay at the organization, assisted in accounts and finance department.