Tammy Alford

Senior Mortgage Underwriter at Shelter Mortgage
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Contact Information
us****@****om
(386) 825-5501
Location
Brighton, Tennessee, United States, US

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Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Senior Mortgage Underwriter
      • Dec 2013 - Present

      Shelter Mortgage/ Parent company New PennFinancial (acquisition 2013)Sr.; , DE, USDA, VA Automatic, SAR, ARU-Work remote from home in Memphis, TN.* Accredited Residential Underwriter (Mortgage Banker’s Designation

    • Sr. Underwriter
      • Mar 2005 - Present

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Loan Processing Manager
      • Jan 1996 - Jan 1997

      Managed Loan Processors, Assistants, & In-house Loan Officers  Responsible for Pre-Underwrite of all Loans/Appraisals  Utilized the Desktop Underwriter System  Utilized trouble shooting skills thus speeding profitability Managed Loan Processors, Assistants, & In-house Loan Officers  Responsible for Pre-Underwrite of all Loans/Appraisals  Utilized the Desktop Underwriter System  Utilized trouble shooting skills thus speeding profitability

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Training Manager/Processing Manager/Refinance Manager
      • Jan 1991 - Jan 1995

    • Processing Supervisor
      • Jan 1990 - Jan 1991

      Loan Processor Created & maintained an in-house “Training University” Worked closely with the Arthur Anderson team throughout research,training and implementation of process reorganization. Trained Underwriters, Processors, Loan Officers, Shippers, & Set uppersonnel technical skills utilizing current government and conventionalguidelines within a nine state territory Responsible for writing the technical manual, training and Implementationof new Mortgage Software on a company- wide basis; Peppertree Mortgage Jacksonville, FlConventional Underwriter/Loan officer/Office Manager/LoanProcessor Underwrote all Conventional files/appraisals Managed office and increased business as Loan Officer Processed for three Loan Officers Show less

    • Office Mgr/Government Processor
      • Jan 1989 - Jan 1990

      MCK Mortgage Jacksonville, FlConventional; /Office Manager/ Government LoanProcessor Underwrote all Conventional files/appraisals Managed Office Processed for Five Loan Officers

    • Assumption Loan Processor
      • Jan 1988 - Jan 1989

    • Loan Processor
      • Jan 1985 - Jan 1988

      Savings of America Memphis, Tn And Jacksonville, FL; / Closer; Boatmen’s Bank Memphis, Tn Construction Loan Processor Education; Raleigh Egypt HS Memphis, Tn; several undergraduate classes taken at different colleges 05/21/01 Obtained FHA Underwriter ID 06/30/01 Obtained VA Automatic ID # 07/26/01 Obtained VA Lapp approval 1/05/04 Achieved ARU Designation Savings of America Memphis, Tn And Jacksonville, FL; / Closer; Boatmen’s Bank Memphis, Tn Construction Loan Processor Education; Raleigh Egypt HS Memphis, Tn; several undergraduate classes taken at different colleges 05/21/01 Obtained FHA Underwriter ID 06/30/01 Obtained VA Automatic ID # 07/26/01 Obtained VA Lapp approval 1/05/04 Achieved ARU Designation

Education

  • raleigh Egypt High School
    1980 - 1984

Community

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