Tammy Alford
Senior Mortgage Underwriter at Shelter Mortgage- Claim this Profile
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Bio
Experience
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Shelter Mortgage Company
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United States
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Financial Services
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1 - 100 Employee
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Senior Mortgage Underwriter
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Dec 2013 - Present
Shelter Mortgage/ Parent company New PennFinancial (acquisition 2013)Sr.; , DE, USDA, VA Automatic, SAR, ARU-Work remote from home in Memphis, TN.* Accredited Residential Underwriter (Mortgage Banker’s Designation
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Sr. Underwriter
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Mar 2005 - Present
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Shelter Mortgage Company
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United States
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Financial Services
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1 - 100 Employee
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Loan Processing Manager
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Jan 1996 - Jan 1997
Managed Loan Processors, Assistants, & In-house Loan Officers Responsible for Pre-Underwrite of all Loans/Appraisals Utilized the Desktop Underwriter System Utilized trouble shooting skills thus speeding profitability Managed Loan Processors, Assistants, & In-house Loan Officers Responsible for Pre-Underwrite of all Loans/Appraisals Utilized the Desktop Underwriter System Utilized trouble shooting skills thus speeding profitability
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Shelter Mortgage Company
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United States
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Financial Services
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1 - 100 Employee
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Training Manager/Processing Manager/Refinance Manager
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Jan 1991 - Jan 1995
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Processing Supervisor
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Jan 1990 - Jan 1991
Loan Processor Created & maintained an in-house “Training University” Worked closely with the Arthur Anderson team throughout research,training and implementation of process reorganization. Trained Underwriters, Processors, Loan Officers, Shippers, & Set uppersonnel technical skills utilizing current government and conventionalguidelines within a nine state territory Responsible for writing the technical manual, training and Implementationof new Mortgage Software on a company- wide basis; Peppertree Mortgage Jacksonville, FlConventional Underwriter/Loan officer/Office Manager/LoanProcessor Underwrote all Conventional files/appraisals Managed office and increased business as Loan Officer Processed for three Loan Officers Show less
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Office Mgr/Government Processor
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Jan 1989 - Jan 1990
MCK Mortgage Jacksonville, FlConventional; /Office Manager/ Government LoanProcessor Underwrote all Conventional files/appraisals Managed Office Processed for Five Loan Officers
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Assumption Loan Processor
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Jan 1988 - Jan 1989
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Loan Processor
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Jan 1985 - Jan 1988
Savings of America Memphis, Tn And Jacksonville, FL; / Closer; Boatmen’s Bank Memphis, Tn Construction Loan Processor Education; Raleigh Egypt HS Memphis, Tn; several undergraduate classes taken at different colleges 05/21/01 Obtained FHA Underwriter ID 06/30/01 Obtained VA Automatic ID # 07/26/01 Obtained VA Lapp approval 1/05/04 Achieved ARU Designation Savings of America Memphis, Tn And Jacksonville, FL; / Closer; Boatmen’s Bank Memphis, Tn Construction Loan Processor Education; Raleigh Egypt HS Memphis, Tn; several undergraduate classes taken at different colleges 05/21/01 Obtained FHA Underwriter ID 06/30/01 Obtained VA Automatic ID # 07/26/01 Obtained VA Lapp approval 1/05/04 Achieved ARU Designation
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Education
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raleigh Egypt High School