Experience

Karandaaz Pakistan

• Pakistan
• Financial Services
• 1 - 100 Employee

• Senior Analyst Innovative Lending

  • May 2023 - Present

  - Innovative Lending - Supply Chain Finance - SME Lending - Financial Inclusion - Innovative Lending - Supply Chain Finance - SME Lending - Financial Inclusion



Askari Bank

• Pakistan
• Banking
• 700 & Above Employee

• Unit Head Supply Chain Finance

  • Mar 2021 - May 2023



Bank Alfalah Limited

• Pakistan
• Banking
• 700 & Above Employee

• • Jun 2019 - Mar 2021

• • Mar 2017 - Jun 2019

• • Feb 2017 - Mar 2017

  Responsible to support and manage the sales team to ensure sales targets are met. Efficient and effective processing of proposals, approvals, disbursements and dealing with showstoppers maintaining regular and close contact with Business , Risk Management, CAD and customers.



A. F. Ferguson & Co. (a member firm of the PwC network)

• Pakistan
• Accounting
• 700 & Above Employee

• Senior Associate Consultant

  • Jun 2015 - Jan 2017

  • Business and Risk Consulting • Performance Improvement • Process diagnostic • Key Control Testing • Credit Risk • PD Modelling • Basel II • Business and Risk Consulting • Performance Improvement • Process diagnostic • Key Control Testing • Credit Risk • PD Modelling • Basel II



HBL - Habib Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• Product Manager

  • May 2014 - Jun 2015

  Development of technolody products Innovation through technology products Digitisation strategy Strategy for ADCs Analysis and Industry best practices Development of technolody products Innovation through technology products Digitisation strategy Strategy for ADCs Analysis and Industry best practices



A. F. Ferguson & Co. (a member firm of the PwC network)

• Pakistan
• Accounting
• 700 & Above Employee

• • Oct 2013 - May 2014

• • Nov 2012 - Oct 2013

  • Risk Advisory Services• Management Consulting• Internal Controls over Financial Reporting (ICFR)• Process flow documentation • Key Control Testing• Credit Risk• PD Modelling



Byco Petroleum Pakistan Limited

• Pakistan
• Oil and Gas
• 700 & Above Employee

• Management Trainee

  • Oct 2010 - Aug 2011

  • Made sales of High Speed Diesel, Gasoline, Furnace Oil and Lubricants to the industrial consumers keeping close coordination with the Supply Chain, Logistics and Finance departments • Managed existing customers and worked to increase the customer base, adding 10 new customers during a period of 9 months • Calculated and communicated prices of petroleum products to every customer and made a market intelligence report every fortnight • Attended training of EHS (Environment, Health and Safety) Show less



AKD Securities Ltd.

• Pakistan
• Financial Services
• 100 - 200 Employee

• Internee

  • Jun 2009 - Jul 2009

  Worked closely with Institutional Sales team and AKD Trade team. Learned how KATS work, how corporations invest in shares and how people invest in stocks online sitting at home. Detailed presentation was made on SCRA, its use in Pakistan and the difficulties faced by the SCRA users, brokers and the banks. Trend analysis of stock prices and interpreting them through statistical techniques was also a part of learning. Worked closely with Institutional Sales team and AKD Trade team. Learned how KATS work, how corporations invest in shares and how people invest in stocks online sitting at home. Detailed presentation was made on SCRA, its use in Pakistan and the difficulties faced by the SCRA users, brokers and the banks. Trend analysis of stock prices and interpreting them through statistical techniques was also a part of learning.