Accredited Trainer

• Aug 2021 - Present

Authorize to deliver Global Compliance Institute Certifications training around the Globe. Certifications Includes • KYCS - Know Your Customer Specialist • AMLS – Anti Money Laundering Specialist • SCS – Sanctions Compliance Specialist • RCS – Regulatory Compliance Specialist • FCS – FATCA & CRS Specialist • CCM- Certified Compliance Manager Authorize to deliver Global Compliance Institute Certifications training around the Globe. Certifications Includes • KYCS - Know Your Customer Specialist • AMLS – Anti Money Laundering Specialist • SCS – Sanctions Compliance Specialist • RCS – Regulatory Compliance Specialist • FCS – FATCA & CRS Specialist • CCM- Certified Compliance Manager

AML/CFT Trainer

• Feb 2018 - Present

Providing Customized external AML /CFT Trainings. Delivering Training Session on Latest AML/CFT Trends. Published an article on CAMS exam preparation appreciated by aspirants throughout the world. AML/CFT National and International Framework. Customer Due Diligence and Enhance Due Diligence. Internal Suspicious Trasactions Reporting. Red Flags of AML in Banks and Exchange houses. Data Quality Requirements and How to resolve data errors and issues Case studies CAMS exam preparation assistance. Show less

Compliance Manager/MLRO

• Sep 2020 - Present

Managing Regulatory Compliance and responsible to Support all Internal and External Audits. Conducting Risk Based Gap Analysis of Regulatory Instruction and tracking compliance of Regulatory Instructions. Head of Policy Development Committee. Responsible for maintenance and implementation of all aspects of organizations AML/CFT & Sanctions systems, policies, procedures, and FCC Framework to meet the regulatory standard and FATF recommendation. Support Board of Directors in discharging their FCC responsibilities through review of MLRO related MIS and outputs in line with organization policy and standards. Ensure that First Line of Defense is educated on AML/CFT and compliance matters and that all employees in the reporting line complete mandatory training to schedule. Providing Financial Crime Compliance advice, guidance, and direction to Head of Operations’ and First Line of Defense. Acting as a group contact point and Reporting Officer with the Regulatory Authorities, State Authorities, FIU, Central Bank, NAMLC and CID with respect to Financial Crime Compliance. Overseeing the KYC/CDD/EDD activities with the aim of ensuring complete and proper implementation of Central Bank regulations and guidelines regarding KYC requirements, including pronouncements/ directives issued by the National Anti-Money Laundering Committee (NAMLC) and the FIU. Review and action ISTR, unusual/suspicious transactions and alerts generated from TM systems and ensure & assure appropriate action including filing STR with FIU, Blacklisting, maintaining or enhanced monitoring of relationships. Ensuring adherence to Local and International sanction. Ensuring adherence of FATF recommendation with respect to AML/CFT and Compliance. Providing advisory support to compliance and business on FATF, OFAC, and FATCA. Implementation and testing FCC related systems with AI & Machine Learning for Transaction monitoring, Name Screening, KYC, CDD & EDD. Show less

Compliance Consultant - ProzTec

• Oct 2015 - Sep 2020

● Administrator for Sail point identity and Access Management System, generating report through IAM, Performing Access Review Certifications and supporting operational issues as well. ● Assisting entire bank Doha, UAE and Kuwait branches for Access Management and associated risks in various system. ● Actively generating lists of Users in all supported systems and doing half yearly clean-up activity in order to make sure that right person have right access. ● Actively supporting business after office hours as well to minimize business interruption. Efficiently communicating any system downtown to the application owner. ● Providing weekly inputs to Head User Access Control during weekly huddle, also supporting Business Continuity team whenever required. ● Assisting Senior Manager for software and technology modification with regards to Access Management. ● Access Management of AML-Norkom system, assigning roles as per access rights policy approved by Operational Risk Team and reviewing the access management part of the system. ● Designing Roles as per Business Requirement in AML-Norkom System. ● Performed analysis of business and user needs, producing documentation of procedures to comply with the organization policies. ● Worked with department managers to prioritize issues and projects. ● Reviewed development results for compliance to functional requirements. ● Kept Manager informed verbally and in writing of activities and problems within assigned area of responsibility. ● Designed, developed and produced reports to meet the end user information requirements. ● Ensure compliance with Core Banking User Access Policy. ● Identify and resolve application issues related to User Management of core banking system. ● Create Standard Operating Procedures and Manuals for the supported systems. ● Exchange and Active Directory Management. Show less

Regional Compliance/AML Officer

• Jul 2011 - Oct 2015

● Ensuring that Branch is not Violating SBP Prudential Regulations. ● Review transactions in individual as well as business accounts and match with history of account through account statement of account holder. ● To evaluate and review the replies/supporting documents submitted by Branches/Business. ● To conduct Anti Money Laundering (AML) inquiries/investigations on accounts of respective Branches and to convey findings of AML inquiries/investigations to the Team Leader/Unit Head-AML Monitoring for further guidance/decision making. ● To investigate any possible unethical behavior of accounts and raise queries with branches to analyze out of pattern transactions. To follow up with respective branches for timely submission of response. ● Pre-Account Opening due diligence of High Risk accounts in relation to AML/CFT Regulations and Banks Internal AML Policies. ● Maintenance of due diligence record of Top 100 Depositors of each branch for over 26 branches in region. ● Offsite training and guidance to branches regarding AML/CFT Regulations and issues. Show less

General Banking Officer

• Jul 2009 - Jun 2011

Cash Officer

• May 2007 - Jun 2009

• Identifying and soliciting potential customers and managing their database with emphasis on relationship building.• Overall Cash Supervision and Customer Dealing.• Monitoring and supervision of Remittances.• Working Knowledge of KYC and AML.• Ensuring efficient answer of customer queries.• Correspondence and dealing with higher office regarding targets.• Ensuring efficient efforts for Deposit Mobilization.

Admin Officer

• Apr 2004 - Apr 2007

• Analyzing and Maintaining administrative task assigned. • Reporting Monthly Statement of administrative expenses to Head Office. • Supervision and Management of Project Support Staff. • Petty Cash book Maintenance. • Letter Drafting and Report Writing. • IT trouble shooting and Computer Related tasks. • Analyzing and Maintaining administrative task assigned. • Reporting Monthly Statement of administrative expenses to Head Office. • Supervision and Management of Project Support Staff. • Petty Cash book Maintenance. • Letter Drafting and Report Writing. • IT trouble shooting and Computer Related tasks.