Experience

Bidvest

• Wholesale
• 400 - 500 Employee

• Credit Risk Manager

  • Sep 2010 - Present



Bidvest Bank

• Senior Credit Analyst

  • 2003 - Aug 2010



Societe Generale

• France
• Banking
• 700 & Above Employee

• Credit Analyst / Relationship Manager

  • Sep 1997 - Apr 2003

  Duties (as Credit Analyst): Preparation of Credit Applications with recommendations as well as facility letters to clients confirming their facilities. Scanning daily newspapers and financial magazines for information pertaining to industries and the portfolio of clients. Analysis of Financial Reports and completion of Economic Data Sheets. Preparing of Performance, Property, Demand Guarantees as well as Bid Bonds. Liaison between clients, Treasury Department and the Paris Office in respect of rate bookings for Trade Finance and Euro Dollar Loans. Preparation of the relevant documentation as well as submission of the confirmations to the client and the Paris Office. Maintaining client relationships - Visiting clients to discuss their needs prior to the completion of their annual review and or credit proposal. Assisting clients with general banking enquiries. Preparation of all Letters of Guarantees, maintenance thereof that includes the collection of all commissions, balancing and controlling of the register on a monthly basis. Administrative duties within Corporate Banking. Actioning of daily and monthly reports to Credit Department as well as Head Office. Duties (Accounts Executive Banker / Middle Office & Administrative Support): Sales & marketing of banking products included – business & sales meetings, maintenance of Customer Relationships, setting up of client facilities. Administrative backup for all corporate customers included - opening of accounts, security documents, co-ordination of call report activity, maintenance of customer files - to ensure that client portfolio administration is maintained and up-to-date, various Head Office returns, client queries, preparation of excess reports & Authority Sought Memoranda. Maintenance & Administration of the Global Share Trust Portfolios & ISDA Administration. Show less



Nedcor

• Banking
• 1 - 100 Employee

• Manager's Assistant / Credit Analyst

  • Jul 1981 - Aug 1997

  Company Name: Nedcor Bank Limited Positions: The following departments were completed in full: Enquiries, Ledgers, Savings & Investments, General Office, Waste, Teller, Instalment Finance, Residential Home Loans, Managers Clerk, Guarantees, Controller Credit Department, ATM Controller, Collections & recoveries, PA to Branch Manager in Centurion. Last position held in a branch was that of Branch Manager in Boulders Branch and my duties included management of the branch, marketing, new and business & client retention, branch security, operations and personnel security, returns to Area Office as well as product presentations to prospective companies and budgeting. I then transferred to Nedcor’s Commercial Banking Division (Portfolio Area Office in Sandown), where I held the position as a Credit Analyst/Manager’s Assistant from 1 October 1996 to 31 August 1997. Duties (Credit Analyst): Preparation of Credit Applications with recommendations. Scanning daily newspapers and financial magazines for information pertaining to industries and the portfolio of clients. Preparing of Performance, Property, Demand Guarantees as well as Bid Bonds. Analysis of Financial Reports. Assisting clients with general banking enquiries. Assisting clients with applications for Asset Based Finance. Assisting clients with Foreign Exchange enquiries i.e., Letters of Credit, Spot Deals, FEC’s, etc. Liaison between clients and the Treasury Department for rates in respect of Bankers Acceptances and Trade Finance. Preparation of the Bankers Acceptances for signature and forwarding the relevant confirmations to the clients. Checking daily excess reports. Preparation of monthly report on high-risk clients. Show less