Experience

Cosmos Bank
• India
• Consumer Services
• 1 - 100 Employee
• Credit Manager

  • May 2015 - Present


The Cosmos Cooperative Bank Limited

• India
• Financial Services
• 1 - 100 Employee

• Assistant Credit Manager

  • May 2015 - Aug 2018

  Scrutiny of Credit Files & Post-disbursement monitoring of high profile accounts. Audit compliance – internal, concurrent, statutory & RBI (central bank) Scrutiny of Credit Files & Post-disbursement monitoring of high profile accounts. Audit compliance – internal, concurrent, statutory & RBI (central bank)



Axis Bank

• India
• Banking
• 700 & Above Employee

• Manager and Operations Head

  • May 2013 - Apr 2015

  Branch operations, audit, customer relations, compliance and return filing. Activated & enhanced CASA deposits & TPP Base by improving customer interaction. Improved audit processes eliminating routine tasks and highlighting unique aspects Branch operations, audit, customer relations, compliance and return filing. Activated & enhanced CASA deposits & TPP Base by improving customer interaction. Improved audit processes eliminating routine tasks and highlighting unique aspects



HDFC Bank

• India
• Banking
• 700 & Above Employee

• Branch Manager PBA TA

  • Nov 2011 - Apr 2013

  Teller authorization, personal banking authorization & branch operations head. Handled overall branch operations, audit related queries and customer queries. Played a major role in activating and enhancing CASA base by customer interactions. Teller authorization, personal banking authorization & branch operations head. Handled overall branch operations, audit related queries and customer queries. Played a major role in activating and enhancing CASA base by customer interactions.



ICICI Bank

• India
• Banking
• 1 - 100 Employee

• Branch Operations Manager

  • Nov 2007 - Oct 2011

  Handled internal, SOAX, SQ & other audits and had other operational responsibilities. Played key role in mobilizing low cost & term deposits & other fee income products. Took initiative as a team leader for expanding business of the branch. Handled internal, SOAX, SQ & other audits and had other operational responsibilities. Played key role in mobilizing low cost & term deposits & other fee income products. Took initiative as a team leader for expanding business of the branch.



The Karad Urban Co-Op Bank Limited, Karad(Scheduled Bank)

• India
• Banking
• 1 - 100 Employee

• Senior clerk and Officer

  • Jan 1999 - Nov 2007

  Funds management, Inter-branch & inter-bank reconciliations, RBI Compliance, Treasury management, Taxation administration, Customer interaction, Coordination, Claims settlement, Staff issues (training, examinations, salary, deductions & taxes) Funds management, Inter-branch & inter-bank reconciliations, RBI Compliance, Treasury management, Taxation administration, Customer interaction, Coordination, Claims settlement, Staff issues (training, examinations, salary, deductions & taxes)



Jankalyan Nagri Sahakari patsanstha maryadit, Karad

• Clerk

  • Dec 1997 - Jan 1999

  Handled front desk, teller operations, funds transfer & remittances & marketing Handled front desk, teller operations, funds transfer & remittances & marketing