Energy Assistant

• Oct 2022 - Present

Loan Processor

• Jan 2022 - Sep 2022

Loan Specialist I

• Sep 2014 - Sep 2019

-Assist in the lending process to reduce loan closing times by interacting with customers and the Closing/Escrow Department. -Proactively manage workflow to ensure loan files meet with the approval and closing milestones. -Coordinate loan closing with the title company as well as the customer. -Ensure loans are processed in accordance with established guidelines. -Ensure accurate documentation of the closing package. -Perform post-closing due diligence to ensure all documentation was received and correct. -Assisted RCW department in order to help them in their backlog of work. Show less

Office Assistant

• Feb 2014 - Sep 2014

-Utilized Quickbooks to invoice Charter Communications for daily work orders completed. -Attended weekly meetings at Charter with Harris Co. President to update and go over existing work orders. -Reviewed all work orders to ensure they were fully completed before paying employees. -Assisted in reviewing payroll to ensure employees were paid properly and timely on completed jobs. -Answered phones and directed calls to appropriate office/employee. -First line to interview potential office employees. -All other general office duties. Show less

Pre-Processor/Office Assistant

• Jan 2012 - Feb 2013

-Began pre-processing on mortgage loans for 6 loan officers. This included items such as stacking, scanning documents into Encompass (industry software), ordering Tax Transcripts, Appraisals, Title Commitments, Case Numbers and Verification of Employment. -Initiated contact with client for missing items such as additional paystubs or taxes. -Ensured that all documentation was included with the file in order to send it to processing. -Worked with Credit Bureaus to correct client’s Credit Reports and get rapid re-scores. This included getting appropriate paperwork from the client, coordinating it with the appropriate Credit Bureau and follow up to ensure it was completed correctly. -Coordinated all office functions, such as ordering supplies and maintenance of copiers and printers. Show less

Home Ownership Specialist/Contract Position

• Jun 2011 - Dec 2011

-Initiated contact with client, realtor and lender to request required documentation for Down Payment Assistance Program (DPA). This was a program designed to help low to moderate income families’ purchase their first home. -Analyzed client’s budget, income documents and lenders documents to ensure they complied with program guidelines. -Analyzed client’s income and credit report to income/credit qualify them for the program. -Negotiated with the lender and/or the real estate agents on their fees to ensure that the clients were being treated fairly and not overcharged. -Prepared loan documentation for all residential closings. -Attended all residential loan closings on behalf of the client acting as their advocate in the purchase of a home. -Coordinated post-closed loan paperwork to ensure compliance within the program and a complete file submitted to St. Louis County OCD. Show less

Homeownership Loan Coordinator

• Jul 2010 - May 2011

-Entry level position wherein I coordinated loan closings between title company & clients. -Prepared all loan documentation for closing on Down Payment Assistance Loans. -Post closed files for review by funding source. -Performed all aspects of loan processing such as applying payments, sending invoices, and collection calls. -Entry level position wherein I coordinated loan closings between title company & clients. -Prepared all loan documentation for closing on Down Payment Assistance Loans. -Post closed files for review by funding source. -Performed all aspects of loan processing such as applying payments, sending invoices, and collection calls.

Construction Risk Analyst

• 2007 - 2010

-Analyzed and monitored construction budgets on multi-million dollar commercial projects as well as smaller residential projects. -Coordinated funding between lending institutions, owners and contractors in order to meet deadlines. -Audited incoming draws for proper documentation as well as to ensure it was within budget restraints. -Initiated out-bound calls to customers, contractors and vendors regarding missing documentation. -Utilized computer software for monthly reports, daily calendar and issuing correspondence. -Calculated and maintained daily, monthly and quarterly disbursing reports for accounting department. -Issued checks and wires to fund Applications for Payments and vendor invoices. Show less