Experience

Darta Saving Life Assurance dac

• Ireland
• Insurance
• 1 - 100 Employee

• PCF 12 & PCF 52 Head of Compliance & Financial Crime

  • Aug 2019 - Present



Prudential International Assurance

• Financial Services
• 1 - 100 Employee

• Head of Compliance & MLRO

  • Nov 2014 - Aug 2019

  - Ensure that PIA understands and fulfils all its regulatory obligations in its home jurisdiction (Ireland) and in the territories in which its products are sold. - Ensure compliance with Irish money laundering requirements and the implementation of any agreed best practice recommendations made by the Group / UK MLRO.-Manage the team to achieve its agreed objectives and deliver coaching, development and performance appraisal to improve performance.

• Deputy Head of Compliance, Legal & Risk

  • Jan 2012 - Nov 2014

  -Ensure that PIA understands and fulfils all its regulatory obligations in its home jurisdiction (Ireland) and in the territories in which its products are sold. -Responsible for co-ordinating and delivering providing non-UK related compliance guidance, including relating to the applicability of new UK FSA requirements and Prudential policies in non-UK jurisdictions. -Responsible for co-ordinating and delivering advice and assistance for Non UK Territories where PIA is currently active include; Belgium, Germany, Austria, Malta, Gibraltar, Cyprus, Isle of Man, Jersey and Guernsey.-Drive the overall planning and delivery of the risk assurance programme to ensure that address the key risk in the business and is effective at delivering assurance to the SMT and the Board on the state of compliance in the company.-Liaise with Outsource Provider and Prudential UK in relation to the development of an audit plan.-Ensure compliance with Irish money laundering requirements and the implementation of any agreed best practice recommendations made by the Group / UK MLRO.-Direct and review legal opinion and work with internal and external lawyers across a number of territories to ensure PIA is fully up to date on legal and compliance requirements in the Jurisdictions in which they operate. -Ensure that timely legal advice is received to support day to day operational activities and business development initiatives in line with Prudential policies.-To ensure understanding and adhere to Prudential’s Code of Conduct by all employees and, where appropriate, compliance with all relevant regulatory policies. This includes completion of any mandatory training requirements.-Manage the team to achieve its agreed objectives and deliver coaching, development and performance appraisal to improve performance.



Credit Suisse

• Switzerland
• Banking
• 700 & Above Employee

• Senior Compliance Consultant (Contract)

  • Oct 2010 - Jan 2012

  Pre-Acquisition• Active participant of the Steering Committee covering the acquisition of the Prime Fund Solutions (“PFS”) which is a Funds Administration, Custody and Banking business by Credit Suisse from ABN.• Manage the compliance workstreams during the due diligence phase. This included: - identifying compliance and regulatory risk issues which would need to be resolved prior to transaction close or carried over until post transaction close when a corrective action plan could be put in place; - responsible for obtaining the necessary regulatory license approvals for the new Credit Suisse Funds Administration, Custody & Trustee and Branch entities from the Central Bank of Ireland; - co-ordinate the other global regulatory license and approvals required for 11 other fund locations (UK, Isle of Man,Luxembourg, Switzerland, Japan, Hong Kong, Singapore, Curacao, US, Cayman Islands and Bermuda); - co-ordinate the sanction screening and AML testing as part of the pre acquisition due diligence requirements. This included input into the requirements of the Framework Agreement with ABN for the purchase of the Fortis PFS business; - provide general compliance and regular guidance to all functions involved in the acquisition including Senior Management, Operations, Financial Control, Internal Audit, HR, Legal etc.Post AcquisitionLead the integration of the global PFS compliance function (5 employees) to Credit Suisse standards, policies, procedures and processes and part of the project team driving the post acquisition Separation Plan with ABN.



MiFID Authorised Firm

• Head of Compliance

  • Aug 2009 - Sep 2010

  • Role created under a Directive from the Central Bank of Ireland. • Main responsibility was to address the significant risk issues raised by the Central Bank of Ireland as a result of regulatory reviews and inspections previously conducted on the company. These risk issues included the financial viability of the institution and the identification of a suitable buyer for the business.• Identify risk issues not previously identified by the regulator and raise to the Board of Directors and to the Central Bank of Ireland (where appropriate) to ensure appropriate corrective actions were put in place.• This role included close co-operation with the CBI including regular meetings and calls to ensure all issues are addressed and relevant reports and information are submitted to the Central Bank of Ireland. Appointed Authorised Person in June 2010 by CBI.



Citi

• United States
• Financial Services
• 700 & Above Employee

• Senior Vice President (Contract)

  • May 2009 - Aug 2009

  • Providing risk and compliance assistance in preparation for US regulatory review• Managing the overall integration of legacy Bisys business into Citigroup building on North Wall Quay (500 staff). • Providing risk and compliance assistance in preparation for US regulatory review• Managing the overall integration of legacy Bisys business into Citigroup building on North Wall Quay (500 staff).



Grant Thornton, Ireland

• Director, Business Risk Services

  • Apr 2007 - Apr 2009

  • Responsible for risk and compliance engagements to the financial services industry which included the following engagements: - Capital Adequacy/ICAAP Review of two Irish based global banking institutions; - Due Diligence Review of a Central European financial institution as a potential acquisition for a Grant Thornton client; - A pre SAS 70 Control Report for a Pension Administrator (very similar to a Funds Administrator)• Managed a client portfolio and related revenue and profitability. • Developed business risk services products into the Financial Services entities including Outsourcing Service, Compliance Reviews, Capital Adequacy Reviews, Regulated Entity Project Management Services, Internal Audit, SAS 70s and Internal Control assignments. • Responsibilities included developing marketing materials, developing products, recruitment and development of staff and networking within the Financial Services industry to promote the Grant Thornton brand.



Citi

• United States
• Financial Services
• 700 & Above Employee

• Vice President

  • Jun 1998 - Apr 2007

  -Responsible for the oversight of risk and compliance for the Citi Dublin Funds business which included a group of about 250 people. Reported to the EMEA Head of Funds Services Operations. -Established the risk and compliance framework for the Funds Group which included identification of risks, reviewing adequate controls in place, testing of controls on a quarterly basis, establishing independent reviews, monitoring external reviews, etc. This involved oversight of project teams of up to 30 people.- Engage professional services firm to perform SAS 70 Type I and Type II Reports including necessary systems Multifonds & TA Systems.- Establish, maintain and co-ordinate the interface with internal and external stakeholders including Corporate Legal and Compliance, Trustees, Internal Audit, Control Group, updates to the Senior Management Committee and also to provide guidance/information to clients where necessary. -Established close working relationships with other fund EMEA jurisdictions in UK, Luxembourg, Germany & Poland (approximately 2000 people). This was partly achieved by establishing and chairing a monthly EMEA Risk & Compliance call with all EMEA jurisdictions covering risk and compliance issues. The issues covered included operational, regulatory, compliance etc.-Actively participated on the MIFID Committee responsible for evaluating the impact of MIFID on the various funds jurisdictions.-Led an AML team on a short term basis in relation to a new client migration from an existing transfer agency provider which had approximately 5000 investors on the share register. I also led the AML due diligence project in relation to these 5000 investors before the migration was approved. -Work with line management to promote and maintain risk awareness and ensure compliance with SOX requirements through an internal self assessment process, independent reviews, training and management meetings.



KPMG

• Audit Senior

  • Jan 1997 - May 1998

  Responsible for the day to day operation of complex audit assignments, managing teams and reporting directly to the Banking Partner. Clients (5) included Slovak Ministry of Finance, Czechoslovak Commercial Bank, ING Bank, Tatra Banka, Polnobanka and Citibank. Responsible for the day to day operation of complex audit assignments, managing teams and reporting directly to the Banking Partner. Clients (5) included Slovak Ministry of Finance, Czechoslovak Commercial Bank, ING Bank, Tatra Banka, Polnobanka and Citibank.



Bank of Scotland (formerly Equity Bank)

• Assistant Financial Controller

  • Apr 1992 - Dec 1996

  • Ledger control & reconciliations supporting the monthly Management Accounts and Annual Accounts• Compiled and reconciled revenue returns and Central Bank Reporting • Implement control procedures in relation to accounts administration, documentation etc.,• Liaise with computer software personnel in relation to the implementation of new software• Responsible for controlling the Banks’ leased asset disposal process • Ledger control & reconciliations supporting the monthly Management Accounts and Annual Accounts• Compiled and reconciled revenue returns and Central Bank Reporting • Implement control procedures in relation to accounts administration, documentation etc.,• Liaise with computer software personnel in relation to the implementation of new software• Responsible for controlling the Banks’ leased asset disposal process



IMC Packaging Limited

• Accounts Clerk

  • Apr 1989 - Apr 1992

  Processing on Debtors ledger (100) accounts, Creditors Ledger (100) and weekly payroll for 40 employees. Processing on Debtors ledger (100) accounts, Creditors Ledger (100) and weekly payroll for 40 employees.