Experience

Genefitletics

• India
• Biotechnology Research
• 1 - 100 Employee

• Founder & CEO

  • Mar 2019 - Present

  We are solving the biggest problem facing humanity-Chronic Diseases.Our healthcare model which we see today was designed when people were dying of communicable infectious & episodic diseases & we really have the best healthcare system. If you have an acute care need, it is best we have. But when we talk of chronic diseases, our system was not designed for cure them. As such we have been grappling with chronic health conditions for the last 5 decades. Healthcare has a wrong business model - they make money only when we are sick! Therefore they want to keep us sick by managing our symptoms rather than decoding the root cause & solving it. For a Pharma company, it is a subscription business, you are young & you have diabetes- you become their lifetime subscriber. If you have an autoimmune system, doctors do not say let's find out the cause, they would rather focus on suppressing your immune system by prescribing medicines. Once they suppress your immune system ,you are likely to attract other diseases & then they will give you more drugs to suppress them & it goes on--- By the time you are in your 40’s you will be popping more pills than berries & apples. This is the problem we are set out to solve. Genefitletics is developing world's largest Multi Omics sequencing technology & bio computing platform that integrates comprehensive metadata, longitudinal data, pathway analysis & artificial intelligence tool for analysing human & microbial functions at molecular & cellular level & discovering disease signatures that are predictive of chronic diseases to suggest precision nutrition & therapeutics intervention vis molecules in food & supplements for addressing an individual’s unique biology. Our service’s annual global economic impact could be around US $ 500 billion to 1.3 trillion over next 20 years while socially it could address 45% of global disease burden



Careercle

• India
• Professional Training and Coaching

• Founder & CEO

  • Sep 2017 - Dec 2022

  I started Careercle 4 years ago when I realized that mid to senior professionals find it hard to articulate their achievements in simple yet compelling stories when they are going for the next move. Management degree from one of the leading European Business schools coupled with 2 decades of professional experience in corporate finance, strategy & product management across diverse sectors puts me in a unique position to translate career growth of mid to senior professionals into a marketable & winning proposition. Over the years, I have assisted several professionals to find great jobs and advance their careers by developing compelling resumes, LinkedIn profiles, cover letters & motivation statements with requisite Industry keywords.With the principle of objective, action & result(OAR), I structure content that can be easily evaluated by the prospective organizations. Some of our key industries/job functions for which I have extended resume writing services include:Sales, Marketing, Engineering, Legal, Law Retail, Banking, Accounting/Finance, Information Technology, Healthcare, Social Service, Pharmaceutical, Manufacturing, Construction, Operations, Administrative, Logistics, Software, Human Resources, Hospitality, Telecommunications, Media/Publishing, Retail, Aerospace, Transportation & many more.



CNH Industrial Capital

• Italy
• Financial Services
• 700 & Above Employee

• National Product Manager

  • Aug 2016 - Jan 2019

  I drive the product related initiatives & handle entire spectrum of product management activities for financial services arm of CNH Industrial. My key result areas include: 1) Conduct market research & prepare retail finance product program for tractors & construction equipment 2)P&L management for product: Manage, monitor & review financing portfolio. 3) Manage new product launches & devised pricing strategy 4) Annual strategic planning & budgeting exercise. 5)Formulate & implement go to market strategy to launch operations in new domestic markets 6) Devising,structuring, implementing & monitoring retail/subvention programs. 7) Structure & deploy alternate channel incentive/pay-out programs 8) Manage portfolio health-analyse product performance with respect to NPA levels, registration certificate ageing & repo loss( BVR) & impose delinquency triggers 9) Formulate Risk & collection policy. 10) Monitor & rationalise turnaround time(TAT)



Eden of Life

• India
• Wellness and Fitness Services

• Investor

  • May 2015 - Jul 2016

• Co Founder

  • Oct 2014 - May 2016

  Diagnostics form core of healthcare since more than 70% of treatment is driven by medical investigations. With advent of lifestyle diseases & demand for timely healthcare in India, customers are realising the need to detect their illness early and take suitable actions towards leading longer and healthier lives.Indian consumers lack access to quality & accurate diagnostics resulting in obscure test results & high lifecycle cost of medical investigations. Besides, there is huge time variability & lack of service delivery when customers visit diagnostic centre for their medical investigations resulting in an inconvenient diagnostic experience for them.Eden of life aim to solve these pain points by delivering high quality, quick & convenient diagnostic services to urban Indians. Eden of life is premium on demand platform for diagnostic tests. The platform, through its web & mobile application, provides diagnostic test booking services to consumers who value convenience and time to price. I was responsible for strategy, finance, marketing & legal & drove entire operations, supply chain initiatives & setting up of organisation structure. The venture was bootstrapped. The business stands dissolved now due to paucity of funds.



Lukup Media Private Limited

• India

• Senior Manager-Project Finance

  • Jul 2014 - Mar 2015

  Worked on mandate: A) Growth Capital i) Raise $ 15 million equity via venture capital/Private Equity route. ii) Raise $ 10 million debt via project finance route B) Working Capital : Syndicated $ 2 million Packing Credit in Foreign Currency(PCFC) & buyers credit. C) Business Planning & strategy: i)Conducted strategic & annual operating planning exercise for technology & media business lines. ii)Prepared business plan & conducted financial modelling exercise D) Customer financing arrangements with financial institutions. E) Commercial negotiations with suppliers. F) Investor Relations.



Escorts Limited

• India
• Motor Vehicle Manufacturing
• 300 - 400 Employee

• Chief Manager-Finance.

  • Nov 2009 - Mar 2012

  I was part of corporate treasury team.My job responsibilities included: 1)Set up & ran entire channel finance department & tied up bill discounting limits with 2 leading financial institutions 2)Formalized asset based financing with two leading banks for $ 20 mn & created arbitrage of $ 7 mn. 4)Managed retail financing tie-ups with banks & financial institutions. 5) Syndicated credit lines & term loans from banks/financial institutions. 6)Mobilised factoring credit lines of $ 5 mn & got surrogate security reduced from 20% to 5%. 7)Formulated subvention programs & incentives schemes for alternative channels. 8) Formulated pricing strategy & restructured commercial policy. 9) Risk management



CNH Industrial

• Machinery Manufacturing
• 700 & Above Employee

• Deputy Manager-Trade Finance

  • Sep 2007 - Oct 2009

  My job responsibilities includes: 1) Executed retail finance agreements with banks & reduced trade cycle time from 75 days to 60 days. 2)Led risk management initiatives, restructured pricing policy & reduced customer default levels by 2.5%. 3) Planned & ran events- “loan melas” & “road shows” with regional financiers to generate 1500 plus leads. 4)Championed dealer incentive program to increase retail penetration through private financiers to 38%. My job responsibilities includes: 1) Executed retail finance agreements with banks & reduced trade cycle time from 75 days to 60 days. 2)Led risk management initiatives, restructured pricing policy & reduced customer default levels by 2.5%. 3) Planned & ran events- “loan melas” & “road shows” with regional financiers to generate 1500 plus leads. 4)Championed dealer incentive program to increase retail penetration through private financiers to 38%.



International Tractors Limited

• India
• Motor Vehicle Manufacturing
• 700 & Above Employee

• Manager-Corporate Finance

  • Oct 2006 - Sep 2007

  My job responsibilities includes: 1) Played an key role in setting up joint venture captive NBFC. 2) Performed an an active member role in equity divestment activity; investor relations management. 3)Formalised retail finance agreements with banks & achieved retail volume growth of 17%. 2) Structured & launched low interest subvention programs with leading financiers. 3) Undertook improvement in retail financing process with leading financial institutions & reduced retail cycle time by 20 days. 2)Revamped dealer finance model & signed up dealer financing limits of more than $ 10 mn from consortium of 8 banks.