Equity Release Specialist

• Sep 2022 - Present

Laterliving Planner

• Sep 2022 - Present

After setting up In 2019, as a self-employed equity release advisor, I am pleased to be joining the team at Laterliving now! Ltd Being Whole of Market and Independent enables us to advise across all products, without being restricted to a certain provider or suite of products. I am passionate about helping clients decide if equity release is right for them and then advising on the right product for their needs. As all advisors would agree, the best product does not always mean the lowest interest rate. For more information, please contact me at sue@laterlivingnow.com

Equity Release Specialist

• Jan 2020 - Present

Offering Compliance Support, training and development workshops and 121 development for Equity Release Advisers. Please contact me at sue@swrequityreleaseservices.co.uk for more information Offering Compliance Support, training and development workshops and 121 development for Equity Release Advisers. Please contact me at sue@swrequityreleaseservices.co.uk for more information

SMP Advocate for the East Midlands Region

• Mar 2021 - Present

Equity Release Specialist - Workshop Developing & Facilitating

• Jan 2020 - Present

Premier Equity Release Club provides support to equity release professionals with an amazing Helpdesk and Compliance Support Service. The Compliance Support Service offers workshops to learn equity release industry standards, suitability letter writing and file checks, as well as standard templates to help advisers through the customer journey. Since March, the Premier Equity Release Club have developed best practice workshops online and since the Covid 19 are providing coffee mornings which the lenders and other professionals in equity release are joining us to provide support and updates. Please email professionalsupport@thepremierequityreleaseclub.co.uk for more details or visit the website - www.premierequityreleaseclub.co.uk

Paraplanner

• Mar 2019 - Sep 2020

Completing all research for investments, pensions and protection Typing up reports and review letters, along with relevant supporting documentation on performance and risk Completing all research for investments, pensions and protection Typing up reports and review letters, along with relevant supporting documentation on performance and risk

Equity Release Specialist

• Jul 2019 - Jan 2020

Advising clients on whether equity release is the right solution for their needs Liaising with the relevant lender on each case from valuation to offer, to solicitor meeting and completion Networking to generate knowledge and referrals Advising clients on whether equity release is the right solution for their needs Liaising with the relevant lender on each case from valuation to offer, to solicitor meeting and completion Networking to generate knowledge and referrals

Equity Release Financial Advisor

• Aug 2011 - Jan 2020

Full fact finding and then advising on whether equity release suitable. Recommending suitable products and generating all necessary suitability letters and file documents to make recommendation Training and supporting new advisors Full fact finding and then advising on whether equity release suitable. Recommending suitable products and generating all necessary suitability letters and file documents to make recommendation Training and supporting new advisors

Independent Equity Release Specialist

• Aug 2010 - Aug 2011

Contacting leads generated by the website. Discussing equity release needs over the telephone and arranging a meeting in the client's home. Completing appointments booked by head office, which included fact find to make recommendations. Liaising with the relevant lender on each case, from valuation to offer, to solicitor meeting and completion. Contacting leads generated by the website. Discussing equity release needs over the telephone and arranging a meeting in the client's home. Completing appointments booked by head office, which included fact find to make recommendations. Liaising with the relevant lender on each case, from valuation to offer, to solicitor meeting and completion.

Independent Financial Advisor

• Feb 2010 - Aug 2010

A relatively short time with St. James Place as I was approached by a previous colleague, setting up an independent equity release advice company and was tempted back to equity release. Whilst with St. James Place, I took and passed all of their accreditation exams. I also trained with the Will Company in April 2010 to be able to offer a wider product range to my clients, including Single and Mirror Wills, Lasting and General Power of Attorneys, Severance of Tenancies, Lifetime and Multi Bond Trusts, and Funeral Plans.

Equity Release Financial Consultant

• Oct 2005 - Jul 2009

Regulated by FSA and SHIP (Safe Home Income Plans). Advising customers on equity release. Working to targets and ratios. Business Development - following up customers, self generating, presentations to individuals and groups. Processing clients plans – reporting surveyor results to clients, issuing offers and liaising with solicitors to enable completion. Regulated by FSA and SHIP (Safe Home Income Plans). Advising customers on equity release. Working to targets and ratios. Business Development - following up customers, self generating, presentations to individuals and groups. Processing clients plans – reporting surveyor results to clients, issuing offers and liaising with solicitors to enable completion.

ACF Instructor

• May 2005 - Jan 2009

Teaching 11 – 18 year olds the ACF curriculum, developing their skills to achieve the relevant Star and Rank Grades, along with support to achieve The Duke of Edinburgh Awards. Teaching 11 – 18 year olds the ACF curriculum, developing their skills to achieve the relevant Star and Rank Grades, along with support to achieve The Duke of Edinburgh Awards.

Director

• Nov 2004 - Jul 2006

Delivering bespoke training workshops. Developing workshops under ‘Step Up Stand Out’ with SG Coaching. Life coaching and business coaching. Specialist in developing call plans to get more clients and appraisal system/s. Developed contacts through networking – member of BNI, Chamber of Commerce. Delivering bespoke training workshops. Developing workshops under ‘Step Up Stand Out’ with SG Coaching. Life coaching and business coaching. Specialist in developing call plans to get more clients and appraisal system/s. Developed contacts through networking – member of BNI, Chamber of Commerce.

Regional Manager

• Apr 1998 - Oct 2004

Responsible for recruiting, motivating and coaching a team of consultants to achieve sales targets. Stage One and Stage Two training and consultant sign off (FSA Regulation/s). Compliance; authorising and checking files, at all times operating in a ethical, compliant and professional manner. Observing customer visits with consultants and presenting feedback. Monthly one to one meetings with consultants to further develop how to achieve goals. Achieving and exceeding regional targets - qualified for Directors Club. Trained and developed team to self generate business, which included presentations to British Legion and PROBUS groups/ Running monthly meetings, which included organising team building events. Set smaller reward schemes for team members. Fully responsible for all HR including disciplinary procedures. Attend monthly management meetings with Director. Managed team through two management takeovers within 2 years – AMP and IRS Ltd

Independent Financial Advisor

• Jun 1997 - Apr 1998

Developed own client bank and targeted to contact clients not seen since bought original policies. Responsible for all own administration and advice, including processing all product applications, completing reason why letters, chasing new applications, liaising with companies, implementing insurance polices at correct time and forwarding policy documents to customers. Developed own client bank and targeted to contact clients not seen since bought original policies. Responsible for all own administration and advice, including processing all product applications, completing reason why letters, chasing new applications, liaising with companies, implementing insurance polices at correct time and forwarding policy documents to customers.

Customer Account Manager progressing to Assistant Branch Manager

• Oct 1992 - May 1997

Developed appointments from existing and new customers. Achieved monthly targets and numerous team awards. Debt collection on loan balances £8000 – £12,000 also targeted. Full till responsibilities - signing client cheques up to £10,000, £25,000 with another colleague. Products available were Flexible and Fixed Loans with or without Loan Protection, Serious Accident Insurance, Critical Illness, and AS or ASU. Developed appointments from existing and new customers. Achieved monthly targets and numerous team awards. Debt collection on loan balances £8000 – £12,000 also targeted. Full till responsibilities - signing client cheques up to £10,000, £25,000 with another colleague. Products available were Flexible and Fixed Loans with or without Loan Protection, Serious Accident Insurance, Critical Illness, and AS or ASU.

Mortgage Manager

• Apr 1991 - Sep 1992

Set up and ran the mortgage department. Set up and ran the mortgage department.