Experience

Spring EQ

• United States
• Financial Services
• 200 - 300 Employee

• Sr loan advisor

  • Aug 2018 - Present



Freedom Mortgage

• United States
• Financial Services
• 700 & Above Employee

• Senior Mortgage Loan Officer NMLS# 1546711

  • Sep 2017 - Aug 2018

  • Licensed mortgage loan originator in 40 states with strong understanding of the guidelines and laws of each state with respect to mortgage loan origination • Originate FHA, VA, and Conventional Mortgages • Very knowledgeable with respect to guidelines associated with FHA, VA, and Conventional mortgages • Evaluate borrowers credit worthiness and advice on steps that could be taken to improve borrowers overall financial situation, if needed • Analyze… Show more • Licensed mortgage loan originator in 40 states with strong understanding of the guidelines and laws of each state with respect to mortgage loan origination • Originate FHA, VA, and Conventional Mortgages • Very knowledgeable with respect to guidelines associated with FHA, VA, and Conventional mortgages • Evaluate borrowers credit worthiness and advice on steps that could be taken to improve borrowers overall financial situation, if needed • Analyze borrowers debt to income ratios to determine overall ability to repay loan • Maintain broad knowledge of the industry with respect to products and trends • Regularly exceed monthly closing goals

• Mortgage Loan Officer

  • Sep 2016 - Sep 2017

  • Licensed mortgage loan originator in 40 states with strong understanding of the guidelines and laws of each state with respect to mortgage loan origination • Originated FHA, VA, and Conventional mortgages • Executed loan origination processes including ordering credit report, appraisal, and title report • Adhered to all federal and state compliance guidelines regarding FHA, VA, and conventional mortgages • Analyzed applicants financial status to determine the best program (loan)… Show more • Licensed mortgage loan originator in 40 states with strong understanding of the guidelines and laws of each state with respect to mortgage loan origination • Originated FHA, VA, and Conventional mortgages • Executed loan origination processes including ordering credit report, appraisal, and title report • Adhered to all federal and state compliance guidelines regarding FHA, VA, and conventional mortgages • Analyzed applicants financial status to determine the best program (loan) suitable • Maintained strong product client relationship • Received award for top performer for ranking first in loans closed • Regularly exceeded monthly closing goals



Bed Bath & Beyond

• United States
• Retail
• 700 & Above Employee

• Operations Manager

  • 2012 - 2016

  • Maintained broad knowledge of global, industry, competitor events; leveraging financial indicators to hold self and others responsible for achieving business results • Managed daily financial transactions, including balancing financial statements • Monitored general ledger activities and balances and review monthly expenses to ensure proper matching of cost against revenue • Extensive management and team building experience, including training and supervision of over 20 employees… Show more • Maintained broad knowledge of global, industry, competitor events; leveraging financial indicators to hold self and others responsible for achieving business results • Managed daily financial transactions, including balancing financial statements • Monitored general ledger activities and balances and review monthly expenses to ensure proper matching of cost against revenue • Extensive management and team building experience, including training and supervision of over 20 employees • Anticipated and respond to customer needs while maintaining ethical boundaries and confidentiality in all internal and external customer interactions. • Promoted wellness in the workplace, and demonstrated commitment to creating value for the company • Prepared payroll Show less



Walgreens

• United States
• Retail
• 700 & Above Employee

• Executive Assistant Manager

  • 2007 - 2012

  • Prepared store monthly financial reports • Evaluated operating data and business trends in order to formulate cost saving initiatives for the company • Trained and supervised over 12 employees • Managed payroll and employee weekly schedules



Wawa, Inc.

• United States
• Retail
• 700 & Above Employee

• Accountant

  • Aug 2006 - Aug 2007

  -Conducted daily audits of individual stores financial reports -Created balance sheets to reconcile observed discrepancies from audits -Prepared individual stores monthly financial statements -Evaluated operating data and business trends so as to plan some cost saving initiatives for the company